RBI Bank Holidays 2026: Banks to Remain Closed for 10 Days in January 2026

The Reserve Bank of India has issued its official list of bank holidays 2026, detailing closures for January. According to the RBI calendar, banks in different cities across India will not operate on 10 days in January 2026, apart from the usual second and fourth Saturdays, so customers are advised to check dates before visiting branches.

Both public sector and private sector banks follow this RBI bank holidays 2026 schedule. Many of the January closures relate to major festivals and national occasions, including New Year, Swami Vivekananda Jayanti, Bihu, Makar Sankranti, Netaji Subhas Chandra Bose Jayanti and Republic Day, along with several region-specific celebrations.

RBI bank holidays 2026: January closures across India

The RBI bank holidays 2026 notification states that closures vary by city, depending on local observances. Regular banking services at branches will be unavailable on these days, though digital channels remain operational. Customers are therefore encouraged to complete urgent cash or document work on working days that do not clash with listed holidays.

In January 2026, the month’s 10 notified holidays fall on 1, 2, 3, 12, 14, 15, 16, 17, 23 and 26. These dates apply only to specified cities, so the RBI bank holidays 2026 list should be checked carefully for local details. The table below summarises the holidays, locations and corresponding events for quick reference.

New Year and related observances dominate the early part of the RBI bank holidays 2026 schedule. On 1 January, banks close in Aizawl, Chennai, Gangtok, Imphal, Itanagar, Kohima, Kolkata and Shillong for New Year's Day or Gaan-Ngai. The following day, 2 January, branches shut in Aizawl, Kochi and Thiruvananthapuram for New Year celebrations and Mannam Jayanthi.

Another closure follows on 3 January in Lucknow, where banks remain shut for the birthday of Hazrat Ali. Mid-month, Kolkata observes 12 January as a holiday for the birth Day of Swami Vivekananda, as listed in the RBI bank holidays 2026 circular, affecting all bank branches in the city.

Festivals linked to the harvest season account for several RBI bank holidays 2026 in the second half of the month. On 14 January, banks do not operate in Ahmedabad, Bhubaneswar, Guwahati and Itanagar for Makar Sankranti and Magh Bihu. On 15 January, Bengaluru, Chennai, Gangtok, Hyderabad and Vijayawada see closures for Uttarayana Punyakala, Pongal, Maghe Sankranti and Makara Sankranti.

Chennai experiences three consecutive single-city holidays under the RBI bank holidays 2026 list. Branches there remain closed on 15 January with other cities, and also shut on 16 January for Thiruvalluvar Day. The closure extends to 17 January for Uzhavar Thirunal, making physical banking services unavailable in the city on all three days.

Patriotic and cultural dates appear later in the RBI bank holidays 2026 calendar. On 23 January, banks stay closed in Agartala, Bhubaneswar and Kolkata for the birthday of Netaji Subhas Chandra Bose, Saraswati Puja (Shree Panchami), Vir Surendrasai Jayanti and Basanta Panchami. Republic Day on 26 January leads to nationwide closures across major centres, including New Delhi, Mumbai, Chennai and other listed cities.