Banking,Financial Services and Insurance Schemes 2026

Banking, Financial Services and Insurance 2026 brings together government schemes focused on financial inclusion, banking access, insurance protection, pensions, savings, and credit support for... Read More Banking, Financial Services and Insurance 2026 brings together government schemes focused on financial inclusion, banking access, insurance protection, pensions, savings, and credit support for citizens across India. The section includes programmes designed for farmers, women, senior citizens, students, workers, entrepreneurs, and economically weaker sections to improve access to secure and affordable financial services. It provides simplified information on scheme benefits, eligibility criteria, subsidies, interest support, insurance protection, application procedures, and financial assistance offered by the Central and State Governments. With digital banking and financial literacy expanding rapidly across the country, these schemes continue to support economic security, entrepreneurship, and inclusive growth while helping citizens access formal financial systems and social protection benefits in 2026. Read Less

All Schemes

Central Schemes

State Schemes

We Found 306 Schemes Based On Your Preferences

Indira Gandhi National Widow Pension Scheme

A non-contributory pension scheme to provide social security to widows of poor family (BPL) of the society.

Ministry Of Rural Development

Below Poverty Line - BPL

Pension

Widow

Pradhan Mantri Jeevan Jyoti Bima Yojana

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is an insurance scheme offering life insurance cover for death due to any reason. It is a one-year...

Ministry Of Finance

Claim Form

Consent

Jansuraksha

LIC

Financial Assistance To Visually Challenged Teachers

Financial assistance scheme providing up to ₹36,000 annually to visually challenged permanent college teachers for reader assistance, Braille books...

Ministry of Education

Learning Aids Support

Reader Allowance Scheme

Mahila Samman Savings Certificate

The scheme aims to provide a secure savings option with assured returns for women. Through this scheme, 7.5% interest and flexible savings benefits...

Ministry Of Finance

Girl

Investment

Mahila

Saving

Woman

Pradhan Mantri Uchchatar Shiksha Protsahan Yojana: Central Sector Interest Subsidy Scheme

The scheme provides full interest subsidy during the moratorium period on loan availed under Model Education Loan Scheme of Indian Banks’ Associati...

Ministry of Education

Economically Weaker Sections

Education Loan

IBA

Interest Subsidy

Professional Programmes

Student

Technical Programmes

Scholarship Scheme for Girl Children of Workers of Jute Mills/MSME JDP Units

National Jute Board Act, 2008 provides to “secure better working conditions and provisions and improve amenities and incentives for workers engaged...

Ministry Of Textiles

Education

Girl

Scholarship

Welfare

Worker Children

Pravasi Bharatiya Bima Yojana

A mandatory insurance scheme by Ministry of External Affairs (MEA) for safeguarding the interests of Indian emigrant workers falling under Emigrati...

Ministry Of External Affairs

Employment

Financial Assistance

Insurance

Medical Insurance

Non Resident Indian

Person With Disability

Kera Suraksha Insurance Scheme

The ‘Kera Suraksha Insurance Scheme’ is a comprehensive Group Personal Accident Insurance Scheme, implemented by Coconut Development Board in assoc...

Ministry Of Agriculture and Farmers Welfare

Coconut Harvester

Coconut Tree Climber

Insurance

Neera Technician

National Savings Certificates (VIII-Issue) Scheme

The scheme “National Savings Certificates (VIII-Issue) Scheme” was launched by the Department of Economic Affairs, Ministry of Finance, Government ...

Ministry Of Finance

Certificate

Investment

Savings

Swatantrata Sainik Samman Pension Scheme

Launched on 15th August 1972, "Swatantrata Sainik Samman Pension Scheme" is a Pension Scheme by the Ministry of Home Affairs. The scheme provides t...

Ministry Of Home Affairs

Freedom Fighter

Pension

Prisoner

Credit Based Schemes For SC - Term Loan (TL)

A loan scheme by Ministry of Social justice and Empowerment for Entrepreneur of Scheduled Caste Category.

Ministry Of Social Justice and Empowerment

Companies

Entrepreneur

Scheduled Caste

Socities

Loan based Scheme for Pay and Use Community Toilets

The “Pay and Use” Community Toilets Scheme under Swachhta Udyami Yojana by NSKFDC offers concessional loans to Safai Karamcharis and their dependen...

Ministry Of Social Justice and Empowerment

Pay And Use Toilets

Safai Karamchari

Toilet Construction Loan

Pradhan Mantri Jan Dhan Yojana

A National Mission for Financial Inclusion (NMFI), namely, Pradhan Mantri Jan Dhan Yojana (PMJDY) was launched by the Prime Minister across the cou...

Ministry Of Finance

Bank

Chota Khata

Insurance

Jan Dhan

Group Personal Accident Insurance Scheme For Coir Workers

A group insurance scheme by MoMSME for coir workers. The scheme provides insurance cover against accidental death and permanent disability of the i...

Ministry Of Micro, Small and Medium Enterprises

Financial Assistance

Insurance

Person With Disability

Stand-Up India

A scheme by Ministry of Finance for financing SC/ST and Women Entrepreneurs by facilitating bank loans for setting up a greenfield project Enterp...

Ministry Of Finance

Business

Entrepreneur

Finance

Loan

Skill Loan Scheme

A Skill loan scheme by Ministry of Skill Development and Entrepreneurship to provide loan upto Rs. 1,50,000 to student who has secured admission in...

Ministry Of Skill Development And Entrepreneurship

Polytechnics

Skill Development

Student

NBCFDC General Loan Scheme

A general loan scheme by the Ministry of Social Justice for Indian citizens from backward classes for various income-generating activities. Loan up...

Ministry Of Social Justice and Empowerment

Backward Class

Empowerment

Entrepreneur

Loan

OBC

Amended Technology Upgradation Fund

The Ministry of Textiles introduced the Amended Technology Upgradation Fund Scheme (ATUFS). This scheme aims to facilitate investment, employment, ...

Ministry Of Textiles

Employment

Export

Import

Investment

Productivity

National Handloom Development Programme: Concessional Credit/Weaver MUDRA Scheme

The scheme aims to provide adequate and timely assistance from the banks to the handloom sector to meet their credit requirements for term loan & w...

Ministry Of Textiles

Bank

Concessional Credit

Credit Guarantee

Handloom

Interest Subvention

Margin Money Assistance

MUDRA

Weaver

Raw Material Assistance Scheme

Raw Material Assistance Scheme aims to help MSMEs by way of financing the purchase of Raw Material (Both indigenous & imported). This gives an oppo...

Ministry Of Micro, Small and Medium Enterprises

Credit Support

MSME

NSIC

Raw Material

...