DLC 2025: India Post, Banks, And Associations To Facilitate Pensioner Certificates

The Government of India will conduct a nationwide Digital Life Certificate (DLC) campaign for pensioners from November 1 to 30, 2025. This fourth edition of the campaign will cover 2,000 districts and sub-divisional headquarters across the country, ensuring that pensioners in even the most remote areas can participate.

The initiative is being organized by the Department of Pension & Pensioners' Welfare (DoPPW) in collaboration with 19 pension-disbursing banks, India Post Payments Bank (IPPB), Pensioners' Welfare Associations, the Controller General of Defence Accounts, Ministry of Railways, Department of Posts, UIDAI, the Ministry of Electronics and Information Technology, and other stakeholders.

The India Post Payments Bank will conduct DLC camps in all districts, leveraging a network of 1.8 lakh postmen and Gramin Dak Sewaks to provide doorstep DLC services to pensioners, irrespective of their bank. The camps will use mobile devices equipped with fingerprint and face-based authentication technology to generate DLCs efficiently.

Additionally, banks and IPPB will organize camps in 300 cities, including home and hospital visits for aged, disabled, or sick pensioners. Pensioners' Welfare Associations will assist in mobilizing pensioners and conducting the camps. Awareness campaigns will be run extensively via SMS, WhatsApp, social media, banners, and local media to inform pensioners about the DLC submission process.

The campaign aims to generate 2 crore digital life certificates, with a focus on face authentication technology to ensure universal coverage and convenience for pensioners. Last year, the campaign recorded 1.62 crore DLCs, including over 50 lakh generated through face authentication across 1,900 camps in 800 districts.

A special provision allows pensioners aged 80 and above to submit their life certificates in October to ensure uninterrupted pension payments. This initiative is considered the largest-ever outreach campaign for pensioners in India.