Banks Closed On April 1? Full List Of Bank Holidays And What Customers Should Know

Banks across India are set to remain closed on several days in April 2026 due to a mix of official holidays, regional festivals, and routine closures.

The schedule, released by the Reserve Bank of India, highlights that while banking services at branches may be unavailable on certain days, digital services will continue without disruption.

Understanding these holidays in advance can help customers plan their financial activities better and avoid last-minute inconvenience.

April Begins with Year-End Bank Closure

The month will start with a nationwide bank holiday on April 1, 2026. This closure is observed for the annual closing of financial accounts.

On this day, banks carry out important year-end procedures, including balancing accounts and preparing financial statements. As a result, most bank branches across the country will remain closed to the public.

Festival Holidays Across Different States

April is also filled with several cultural and religious festivals, leading to additional bank holidays in specific regions. Since these holidays are state-specific, bank closures may vary from one city to another.

On April 2, banks in Kochi and Thiruvananthapuram will remain closed for Maundy Thursday. The following day, April 3, marks Good Friday, which will be observed in most cities, although some places like Agartala, Chandigarh, Guwahati, Jaipur, Jammu, and Srinagar will not observe the holiday.

Mid-April will see a cluster of regional celebrations. On April 15, banks will be closed in cities such as Kolkata, Guwahati, Itanagar, Kochi, Shimla, Agartala, and Thiruvananthapuram due to festivals like Bengali New Year (Nababarsha), Bohag Bihu, Vishu, and Himachal Day. In Guwahati, an additional closure will take place on April 16 for Bohag Bihu.

Later in the month, April 20 will be a holiday in Bengaluru for Basava Jayanti and Akshaya Tritiya, while April 21 will see banks closed in Agartala for Garia Puja.

Weekly Closures Continue as Usual

Apart from festival-related holidays, banks will also remain closed on their regular weekly off days. This includes all Sundays as well as the second and fourth Saturdays of the month.

In April 2026, banks will be shut on Sundays falling on April 5, 12, 19, and 26. Additionally, the second Saturday on April 11 and the fourth Saturday on April 25 will also be non-working days for banks across India.

Digital Banking Services Will Remain Unaffected

Even though bank branches will not be open on these days, customers can continue to use digital banking services without any interruption. Online platforms such as mobile banking apps, internet banking, and UPI services will remain fully operational.

This means that essential transactions like fund transfers, bill payments, and account checks can still be carried out easily from home.

Plan Ahead to Avoid Inconvenience

With multiple holidays spread throughout the month, customers are advised to plan their banking needs in advance. Visiting branches on working days and making use of digital platforms can help avoid delays.

Being aware of the holiday schedule ensures smoother financial planning and prevents unnecessary rush during busy periods.

April 2026 brings a combination of national, regional, and routine bank holidays across India. While these closures are part of the regular banking calendar, staying informed about the dates is important for hassle-free financial management.

By planning ahead and relying on digital banking services when needed, customers can easily manage their transactions throughout the month.