Are Banks Open Today, October 18, 2025? Check Details for All States

If you're wondering "Are banks open today?" - the answer depends on where you live. On October 18, 2025, most banks across India will remain open, since it's the third Saturday of the month, a regular working day as per Reserve Bank of India (RBI) guidelines.

However, in Assam, banks will be closed today due to the celebration of Kati Bihu, a regional festival that holds great cultural and agricultural importance.

So, while banks in cities like Delhi, Mumbai, Kolkata, Chennai, and Bengaluru will operate as usual, branches in Assam will not open today.

📅 Why Banks Are Closed in Assam Today

In Assam, October 18 marks the celebration of Kati Bihu 2025, also known as Kongali Bihu. It is one of the three major Bihu festivals celebrated in the state and represents a crucial phase in the agricultural calendar.

During Kati Bihu, farmers light lamps (diyas) in their fields and homes, praying for a good harvest and protection from pests. The day is declared a public holiday, and hence, banks in Assam remain closed today - including branches of SBI, HDFC, ICICI, PNB, Axis Bank, and others.

🕒 Are Banks Open Today in Other States?

Yes, banks are open today (October 18, 2025) in all other parts of India except Assam.
According to RBI's bank holiday schedule, banks operate on the first, third, and fifth Saturdays of each month.

They remain closed on the second and fourth Saturdays, along with all Sundays and notified public holidays.

So, while October 18 is a working Saturday, banks were closed on October 11 (second Saturday) and will also close on October 25 (fourth Saturday).

🗓️ October 2025 Bank Holidays Across India

The month of October 2025 is filled with multiple bank holidays across India because of major festivals and regional events. Here's a quick look at important ones:

Date Occasion Regions Affected

• October 18 Dhanteras All India (Festival)/ Kati Bihu (Kongali Bihu) Assam (Closed)
• October 19 Naraka Chaturdashi / Choti Diwali Regional
• October 20 Diwali / Laxmi Puja Most States
• October 21 Govardhan Puja / Balipadyami Regional
• October 22 Bhai Dooj / Chhath Puja Regional
• October 25 Fourth Saturday All India
• October 31 Sardar Vallabhbhai Patel Jayanti Some States

🏦 RBI Guidelines on Bank Working Days

As per the Reserve Bank of India (RBI):

Banks remain closed on the 2nd and 4th Saturdays.

Banks remain open on the 1st, 3rd, and 5th Saturdays.

All Sundays are holidays.

Additional holidays depend on state-specific festivals and public notifications.

So, if you're searching "Are banks open today, October 18, 2025?" - the clear answer is:
✅ Yes, banks are open across India except in Assam, where they're closed for Kati Bihu.

🌾 About Kati Bihu 2025

Kati Bihu, also known as Kongali Bihu, is celebrated during October and marks a period of prayer and hope for farmers. Unlike the more festive Bhogali or Rongali Bihu, Kati Bihu has a more spiritual and minimalistic tone.

Farmers light lamps (Akash Banti) in paddy fields and near the sacred Tulsi plant to seek prosperity and protection from evil forces. Due to its cultural significance, the Assam government declares this day a public holiday, which includes a bank holiday.

💡 Banking Tip for Customers

• If your financial tasks involve branch visits, cheque deposits, or DD clearances, it's wise to:
• Check your state's official bank holiday list before visiting.
• Use online banking, UPI, or ATMs for uninterrupted services.

Plan important transactions or EMI payments around regional holidays like Kati Bihu or Diwali.