HDFC Bank Limits Lounge Access For Regalia And Millennia Credit Card Users Starting December 1

In a decision that could impact New Year's travel plans, HDFC credit card users may lose access to airport lounges starting from December 31, 2023, unless they meet the minimum quarterly spending requirements. Specifically, Regalia and Millennia cardholders will need to spend a minimum of Rs 1 lakh each quarter to maintain their eligibility for lounge benefits.

Under the new policy, cardholders will initially receive two complimentary lounge access vouchers as part of their quarterly milestone benefit. After exhausting these vouchers, access to airport lounges will be contingent on the total amount spent using the credit card.

The bank, in an announcement on its official website, declared that as of December 1st, 2023, Regalia First Card users will no longer be able to enjoy complimentary lounge access, whether within India or abroad.

Additionally, the bank is making modifications to the lounge access feature associated with the Regalia Credit Card.

Changes in Lounge Access for HDFC Bank Regalia Credit Card and HDFC Bank Regalia First Credit Card are as follows:

HDFC Bank Regalia Credit Card: Lounge Access within India

Effective from December 1, 2023, the lounge access program for the Regalia Credit Card will be structured as follows:

• Your lounge access privileges will be determined by your credit card spending.
• To qualify for access, you must spend Rs 1 lakh or more in a calendar quarter (Jan-Mar | Apr-June | Jul-Sept | Oct-Dec).
• Upon meeting the spending criteria, visit the Regalia SmartBuy page, navigate to Lounge Benefits, and access your lounge access voucher (this path will be active from December 1, 2023).
• Cardholders can obtain up to 2 complimentary lounge access vouchers as part of their quarterly milestone benefits.

How to use lounge access vouchers:

• Spend Rs 1 lakh or more in a calendar quarter.
• Visit the Regalia SmartBuy page, go to Lounge Benefits, and click on "generate voucher" to receive your voucher via SMS or email.
• Open the E-voucher in PDF format using the link provided in the SMS or email. The E-voucher contains a QR code that must be scanned at the lounge terminal.

HDFC Bank Regalia Credit Card: Lounge Access outside India

1. After completing a minimum of 4 retail transactions on your HDFC Bank Regalia Credit Card, you can apply for a Priority Pass for yourself and add-on members.
2. Using Priority Pass, you and your add-on member can together access up to 6 complimentary lounges per calendar year outside India.
3. If you exceed the 6 complimentary visits, you will be charged US $27 plus GST per visit.
4. Please note that using the Priority Pass in India and guest usage will incur charges on your credit card.

HDFC Bank Regalia First Credit Card: Airport Lounge Access within India

As per the latest information available on the official HDFC Bank website, the HDFC Bank Regalia First Credit Card offers the following features:

• 8 complimentary access passes per calendar year within India (both domestic and international terminals) using the Visa or MasterCard Regalia First Credit Card.
• Cardholders need to swipe the Regalia First credit card to avail of the complimentary lounge access.
• Visits exceeding the complimentary quota will be allowed at the discretion of the lounge and will be chargeable by the lounge.
• Visa customers will be charged a transaction fee of Rs. 2 on their Visa Regalia First Credit card for complimentary lounge access. For Mastercard customers, Rs 25 will be debited from the customer's card account for authorization purposes, but this amount will be reversed.

HDFC Bank Regalia First Credit Card: Airport Lounge Access outside India

Customers can apply for a Priority Pass for themselves and/or add-on members after completing 4 retail transactions on their HDFC Bank Regalia First Credit Card.

Using Priority Pass, you and your add-on member can together access up to 3 complimentary lounges per calendar year outside India.

Customers exceeding the 3 complimentary visits will be charged US $27 plus GST per visit.

Using Priority Pass in India will incur charges on your Credit Card. These charges will be billed on your subsequent statement within 90 days of the visit date, and this transaction will not accrue Reward Points. The currency conversion rate will be based on the exchange rate on the day of billing.