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The Chhattisgarh government has launched the Kisan Samriddhi Yojana to provide financial assistance to farmers for improving Read More... irrigation facilities. Read less

Details

The Kisan Samriddhi Yojana is an initiative by the Chhattisgarh State Government aimed at empowering farmers by improving their access to irrigation. This scheme focuses on making essential farming infrastructure, like tube wells and pumps, more accessible, ultimately leading to better crop yields and increased agricultural productivity.

What Is This Scheme?

Kisan Samriddhi Yojana is designed to offer financial aid to farmers in Chhattisgarh. The primary goal is to help them establish tube wells for groundwater access and install pumps for irrigation. By doing so, the scheme aims to increase the overall crop intensity and productivity through efficient water management.

Who Can Benefit From This Scheme?

This scheme is for farmers residing in Chhattisgarh. It's particularly beneficial for those looking to improve their irrigation systems. Special consideration is given to small and marginal farmers.

Why This Scheme Is Important

Access to reliable irrigation is crucial for modern farming. This scheme addresses that need by providing financial support for sinking tube wells and purchasing pumps. This helps farmers overcome the challenges of water scarcity, allows for year-round cultivation, and significantly boosts their income potential.

Objective

The Chhattisgarh government has launched the Kisan Samriddhi Yojana to provide financial assistance to farmers for improving irrigation facilities.

Benefits

Points

The Scheme provides a maximum loan of ₹10,00,000/- at a 4% simple annual interest rate after interest subvention.

The interest rate for loans up to ₹10,00,000/- is set at the prevailing 3-year MCLR of State Bank of India plus 1%, fixed at the time of sanction.

Students can access the loan at any point during their course of study.

Both the student and the parent/legal guardian must co-submit the loan application.

An agreement between the student, parents/legal guardians, and the bank will formalize the loan terms.

Margin money:

Up to ₹4,00,000/-: Nil

Above ₹4,00,000/-: 5%

Scholarships/assistance ships included

Paid pro-rata as disbursements are made

Security:

No unnecessary restrictions or collateral security

No security/collateral other than co-obligation of parents/legal guardians

State government to enter separate agreement with banks

Insurance:

Life cover for student up to loan amount

Premium paid by student and debited from loan account

Time limits:

The Higher Education Department and the School Education Department will communicate on loan sanctioning and disbursement process timeline after receiving approval from the competent authority.

Sources and references

Guidelines

Eligibility Criteria

Farmers from all categories across all districts of Chhattisgarh are eligible.
Priority will be given to small and marginal farmers.
Farmers who have already received grants for tube well mining under any other departmental scheme or this scheme in the past are not eligible.

How To Apply

Farmers interested in availing the benefits of the Kisan Samriddhi Yojana should first approach their local panchayat. The selection of beneficiaries will be done with the approval of the three-tier panchayat system.

Documents Required

Aadhaar Card
Land Paper (Proof of land ownership/possession)
Photograph
Bill Invoice (for pump installation)

FAQ’s

Who is eligible to apply for the Kisan Samriddhi Yojana?

Farmers of all categories in Chhattisgarh are eligible. The scheme also prioritizes small and marginal farmers. However, those who have previously received tube well mining grants under any government scheme are not eligible.

What financial assistance can a farmer receive for installing a pump?

For pump installation, general category farmers can receive a grant equivalent to the cost of the pump and accessories, up to a maximum of Rs. 20,000. SC/ST farmers are eligible for a grant up to Rs. 25,000 for the same purpose.

What is the main goal of the Kisan Samriddhi Yojana?

The main aim of this scheme is to boost agricultural productivity and crop intensity by ensuring farmers have better access to irrigation facilities through tube wells and pumps.

Is there a specific age requirement to apply for this scheme?

Yes, applicants must be above 18 years of age.

Can I apply if I have already received a grant for a tube well in the past?

No, if you have previously received a grant for tube well mining under this scheme or any other scheme run by the department, you will not be eligible to apply.

What documents do I need to submit for the application?

You will need to provide your Aadhaar Card, land papers, a recent photograph, and the bill invoice for the pump if applicable.

How does the selection process work for this scheme?

Farmers first need to approach their local panchayat. The final selection of eligible farmers will be made with the approval of the three-tier panchayat system.

Does the scheme have any income-based eligibility criteria?

No, the scheme does not mention any specific financial eligibility criteria for the applicants themselves, focusing more on farmer categories and their irrigation needs.

Are farmers from outside Chhattisgarh eligible for this scheme?

No, the Kisan Samriddhi Yojana is specifically for farmers residing and cultivating land within Chhattisgarh.

What is the financial assistance provided for digging a tube well?

For tube well mining, the grant is the actual cost incurred or a maximum of Rs. 10,000 for general category farmers. For SC/ST farmers, the grant is the actual cost or a maximum of Rs. 18,000.