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The Sant Ravi Das Swarojgaar Yojana, run by Madhya Pradesh's Tribal Welfare and SC Department, offers financial Read More... help for manufacturing and service businesses to Scheduled Caste applicants. Read less

Details

Thinking of starting your own business in Madhya Pradesh? The Sant Ravi Das Swarojgaar Yojana is here to help Scheduled Caste individuals turn their entrepreneurial dreams into reality.

What Is This Scheme?

This scheme, managed by the Tribal Welfare and SC Department of Madhya Pradesh, aims to boost self-employment among Scheduled Caste individuals. It provides financial assistance for setting up new businesses, whether it's a manufacturing unit or a service and retail trade project.

Who Can Benefit From This Scheme?

The scheme is specifically designed for individuals belonging to the Scheduled Caste community in Madhya Pradesh who are looking to start their own venture and have the necessary qualifications and the drive to succeed.

Why This Scheme Is Important

It plays a crucial role in empowering the Scheduled Caste community by providing them with the necessary financial backing and skill development. This helps in creating jobs, fostering economic independence, and promoting growth within the community.

Objective

The Sant Ravi Das Swarojgaar Yojana, run by Madhya Pradesh's Tribal Welfare and SC Department, offers financial help for manufacturing and service businesses to Scheduled Caste applicants.

Benefits

Educational Fee Refund:

Full reimbursement of prescribed fees is provided for transgender students enrolled in schools, colleges, or technical institutes pursuing higher or technical education.

Direct Bank Transfer:

The amount is credited directly to the beneficiary's bank account after verification.

Sources and references

Guidelines

Eligibility Criteria

You must be a permanent resident of Madhya Pradesh.
Your age should be between 18 and 40 years.
You must belong to a Scheduled Caste category.
You need to have passed at least the 12th class examination.
Your family's annual income should not be more than ₹12.00 lakhs.
You should not have any outstanding loans or be a defaulter with any bank, financial institution, Micro Finance Institution (MFI), Non-Banking Financial Company (NBFC), Small Finance Bank (SFB), or Cooperative Society (PACS).
You should not be currently receiving benefits from any other self-employment scheme run by the state or central government.
Family Definition for Income Calculation:

If you are unmarried: Your family includes you and your dependent parents.
If you are married: Your family includes you, your spouse, and your dependent children (there is no age limit for dependent, unmarried children).

How To Apply

Prepare your detailed project proposal.
Gather all the required documents as listed below.
Ensure you meet all the eligibility criteria.
Visit the designated office or portal for application submission. For loan applications, you will typically apply through approved banks.
The Tribal Welfare and SC Department will facilitate the process for the interest subsidy and training.
Important Note: Specific application submission details and forms are usually available through the concerned departments and empaneled banks.

Documents Required

Aadhaar Card for identification.
Proof of identity and residence (e.g., Voter ID, Passport, Ration Card).
Caste Certificate to confirm Scheduled Caste status.
Income Certificate to verify family income.
Educational Qualification Certificate (minimum 12th pass).
Bank Account Details (for loan disbursement and subsidy).
A comprehensive Project Proposal outlining your business plan.
Loan Sanction Letter from the bank or financial institution.
Recent Passport-sized Photographs.

FAQ’s

Can I get this scheme's benefits if I owe money to other banks?

No, you cannot apply for this scheme if you are currently a defaulter on loans from any bank or financial institution, including MFIs, NBFCs, or PACS.

What's the main goal of the Sant Ravi Das Swarojgaar Yojana?

The scheme aims to help Scheduled Caste individuals in Madhya Pradesh become self-reliant by providing financial aid and training to start their own businesses.

If I'm already getting benefits from another government business scheme, can I apply?

Unfortunately, no. You are not eligible if you are already a beneficiary of any other self-employment scheme from the state or central government.

How long can I receive the interest subsidy?

You can receive the 5% annual interest subsidy on your loans for up to 7 years. This period includes the loan's moratorium phase.

What kind of businesses can I start with this scheme?

The scheme supports setting up manufacturing units (with loans up to ₹50 lakh) and service or retail trade projects (with loans up to ₹25 lakh).

What age group is this scheme for?

Applicants must be between 18 and 40 years old to be eligible for this scheme.

Is there a limit on how much my family can earn annually?

Yes, your family's total annual income should not exceed ₹12.00 lakhs to qualify for the scheme.

What is considered a 'family' for the income limit?

For unmarried applicants, the family includes the applicant and their parents. For married applicants, it includes the applicant, their spouse, and dependent unmarried children (with no age limit for these children).

What proof do I need to show about my education?

You need to submit a certificate proving you have passed at least the 12th class examination.

Besides financial aid, what else does the scheme offer?

The scheme also provides a 12-day entrepreneurship development training program, delivered through an online module, to help you hone your business skills.