Term Loan Scheme- Credit Line 1 for Minority Community 2026
The Saraswati Vidya Yojana offers fee reimbursement for girl students in DNH & DD undertaking professional diploma, Read More... graduation, and post-graduation courses, managed by the Directorate of Education. Read less
Details
Looking to pursue higher education in professional courses but worried about the fees? The Directorate of Education in DNH & DD has a scheme that might help! Introducing the 'Saraswati Vidya Yojana' and its sub-scheme, 'Reimbursement of Fees for Diploma/Graduation and Post-Graduation Professional Courses'. This initiative is designed to support girl students in the Union Territory who are aiming for professional degrees.
What Is This Scheme?
The Saraswati Vidya Yojana was launched on February 25, 2021, with the core idea of encouraging girls to continue their education, aligning with the 'Beti Bachao Beti Padhao' mission. Its specific aim is to provide financial assistance to girls pursuing professional courses, helping to reduce the gender gap in higher education. The money is directly transferred to the beneficiaries' bank accounts.
Who Can Benefit From This Scheme?
This scheme is specifically for girl students who are residents of Dadra & Nagar Haveli and Daman & Diu. To be eligible, you must have studied continuously for at least five years in a recognized school within the UT. It’s also important to note that only the first two daughters of a family can avail of this financial support.
Why This Scheme Is Important
In today's world, higher education in professional fields is crucial for career growth. This scheme removes financial barriers for aspiring girl students, ensuring that financial constraints don't stop them from achieving their academic and professional goals. By supporting girls' education, the scheme contributes to a more equitable society and empowers young women to build a brighter future.
Objective
Benefits
- Under the scheme, Nigam provides loans of up to ₹20,00,000/- at a concessional interest rate to individuals from minority communities to enhance their employability.
Sources and references
Eligibility Criteria
- You must be a girl student.
- Your parents or husband must be permanent residents (domicile) of the Union Territory of Dadra & Nagar Haveli and Daman & Diu.
- You should have completed at least five years of continuous schooling in a High School or Higher Secondary School located within the UT, including your qualifying examination (SSC/HSC).
- Only the first two daughters in a family are eligible to receive benefits under this scheme.
How To Apply
- Applications must be submitted during the month of October for the previous academic year.
- Ensure all required documents are attached.
- Applications will be reviewed by a Scrutiny Committee to verify eligibility.
- Once approved by the Hon’ble Administrator, UT of D&NH and DD, the scholarship amount will be disbursed via Direct Benefit Transfer (DBT).
For the exact application portal or submission address, please refer to the official notifications or visit the Directorate of Education, U.T. Administration Of DNH & DD.
Documents Required
- Original Fee Receipts for the academic year.
- A copy of your Domicile Certificate, issued by the competent authority of UT Administration D&NH and DD.
- An Income Certificate for parents or husband (if married), issued by the competent authority of UT Administration D&NH and DD, if the income is below ₹1,50,000/-.
- A copy of the official fee fixation order for your college/institute from the concerned state authority.
- Copy of Annual Exam/Semester results for the academic year you're claiming reimbursement for.
- Self-attested copy of your current year's Marksheet.
- Self-attested copy of your Bonafide or Schooling Certificate confirming 05 years of continuous study in UT Administration D&NH and DD.
- Copy of your Aadhar card.
- Copy of your Bank Passbook (Aadhar Seeded).
- A declaration stating that you are only availing benefits under the Saraswati Vidya Yojana and not applying for any other scheme for the same academic year.
- A declaration from parents/guardian confirming that the application is for reimbursement for no more than two daughters in the family.
FAQ’s
What is the income ceiling for full fee reimbursement under the Saraswati Vidya Yojana?
If your parental or husband's annual income is less than ₹1,50,000/-, you are eligible for 100% reimbursement of your tuition and academic fees.
Are students pursuing education through correspondence eligible?
No, this scheme is strictly for students enrolled in regular, full-time professional courses. It does not cover education pursued through correspondence or distance learning modes.
What is the maximum amount that can be reimbursed annually for postgraduate professional courses?
For postgraduate professional courses, the maximum reimbursement limit is ₹3,50,000/- per year. For courses with a 1.5-year session, this limit can go up to ₹5,25,000/- per academic year.
Can I claim reimbursement for my roommate's fees if we share accommodation?
The scheme only reimburses your own hostel accommodation fees. Fees for paying guests or shared flats are not covered. If hostel charges include mess fees, only 50% of the total hostel fee will be considered, capped at ₹30,000 per year, and then 50% of that amount will be reimbursed.
What if I fail an exam in the academic year for which I am claiming fee reimbursement?
If you fail any annual or semester examination of the academic year for which you are seeking reimbursement, you will not be eligible for the benefit.
How are hostel charges handled if they are bundled with mess charges?
If your Fee Receipt doesn't separate hostel and mess charges, the total hostel charges will be considered as 50% of the amount paid, with a yearly cap of ₹30,000. You will then receive 50% of this calculated amount as reimbursement.
How many daughters from a single family can benefit from this scheme?
The scheme is designed to support only the first two daughters in a family. Subsequent daughters are not eligible for benefits.
What types of fees are explicitly excluded from reimbursement calculations?
When calculating tuition and academic fees for reimbursement, charges like Capitation Fee, Infrastructure Fee, and Development Fee are not taken into account.
When is the deadline to submit applications for fee reimbursement?
Applications for reimbursement should be submitted during the month of October, covering claims for the immediately preceding academic year.
Does the scheme cover students pursuing a second degree (double graduation)?
No, this scheme is not applicable for students who are already holding a degree and are pursuing a second graduation.
What is the annual reimbursement limit for diploma and undergraduate professional courses?
For diploma and undergraduate professional courses, the maximum reimbursement you can receive in a year is ₹2,50,000/-.
How will the application be assessed?
Each application and its supporting documents will be carefully reviewed by a Scrutiny Committee to confirm that all eligibility requirements are met.
Are there any specific academic performance requirements for reimbursement?
Yes, it's essential to pass all annual/semester examinations for the academic year for which you are claiming reimbursement. Failure in any exam will make you ineligible.
What is the maximum possible reimbursement for hostel accommodation per year?
You can receive an additional allowance covering 50% of your hostel charges, up to a maximum of ₹30,000/- per year. This is provided on top of the main course fee reimbursement.
When can I expect the scholarship money to be credited?
The scholarship amount will be disbursed directly to your bank account after receiving the final approval from the Hon’ble Administrator of the UT of D&NH and DD.
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