Subsidy Scheme For Establishment Of Goat Unit (10+1) For Scheduled Caste People 2026

Goa's Self Employment Scheme offers financial support up to ₹10 Lakh to individuals from the Scheduled Tribes Read More... Community for starting their own businesses. Read less

Details

The Goa government, through the Goa State Scheduled Tribes Finance and Development Corporation Limited, offers a significant opportunity for individuals from the Scheduled Tribes (ST) community to become self-reliant. The 'Self Employment Scheme' provides crucial financial backing to help them launch and sustain their own ventures.

What Is This Scheme?

This is a loan scheme designed to empower individuals and groups belonging to the Scheduled Tribes community in Goa. It provides financial assistance to help them set up self-employment activities. The scheme aims to boost economic independence and entrepreneurship within the ST community.

Who Can Benefit From This Scheme?

The scheme is specifically for people who belong to the Scheduled Tribes (ST) community in Goa. This includes individuals, associations, societies, partnerships, self-help groups (SHGs), and companies exclusively formed by ST community members. The primary goal is to support those looking to start or expand their own businesses.

Why This Scheme Is Important

The Self Employment Scheme plays a vital role in addressing economic disparities by providing targeted financial aid. It encourages entrepreneurship, creates employment opportunities, and helps individuals and groups from the ST community achieve financial stability and growth. By offering loans for various self-employment activities, it fosters a culture of self-reliance and economic development.

Objective

Goa's Self Employment Scheme offers financial support up to ₹10 Lakh to individuals from the Scheduled Tribes Community for starting their own businesses.

Benefits

1. Under the scheme, each beneficiary should purchase 10 female goats and 1 male goat. 1 to 2 year old female goats and a 2 to 3 years old buck should be bought.2. Under this scheme, the subsidy will be given 50% of the unit cost of the scheme (Maximum ₹45,000/-) for food, water, fodder, residence, and concentrate expenses.

Sources and references

Official Website

Who Can Apply?

You must be an individual, or part of an Association, Society, Partnership, Self-help Group (SHG), or Company.
You must belong to a Scheduled Tribe (ST) Community.
Your annual family income should not be more than ₹1,00,000.
Your age should not exceed 55 years.
The financial support must be used for self-employment activities only.
You need to provide two guarantors/sureties with sound financial standing. One of these guarantors must be a Government Servant.

Note: The Board of Directors (BOD) may relax these eligibility criteria in special cases.

How To Apply

Visit the Department of Tribal Welfare offices located in Panaji or Margao, Goa.
Request for the application form for the 'Self Employment Scheme'.
Fill out the application form completely.
Attach all the required documents.
Submit the completed form and documents to the concerned authority.
You will receive a receipt acknowledging your application submission.

For more details, you can contact the Goa State Scheduled Tribes Finance and Development Corporation Limited.

Documents You Need

The required documents can vary slightly depending on the type of business or activity you plan to undertake. Here’s a general list:

For Agricultural Sector Loans:

ST Certificate (Self-attested)
Two passport-size photographs
Annual family income certificate (below ₹1,00,000) issued by a competent authority
Copy of Ration Card (self-attested)
Age Proof
Aadhaar Card (self-attested)
Self-Declaration affidavit in the prescribed format
Title documents (e.g., sale deed, Sanad Agreement, lease deed, I & XIV Form)
Projected business/cultivation proposal and its viability
Details of development and cultivation costs
Salary certificate/latest payment slip of the surety
Affidavit of Surety (on ₹50 stamp paper, notarized) with 1 photo and ID proof
Bank Mandate form of supplier/dealer

For Allied Agriculture Activities:

ST Certificate (Self-attested)
Two passport-size photographs
Annual family income certificate (below ₹1,00,000) issued by a competent authority
Copy of Ration Card (self-attested)
Age Proof
Aadhaar Card (self-attested)
Self-Declaration affidavit in the prescribed format
Proof of land availability
NOC from Panchayat/Municipality
Projected business proposal and its viability
Details of the type of allied agriculture activities
Total projected/estimated cost
Amount for infrastructure (Building, security, electricity, water etc.)
Cost of machinery (invoice)
Estimated amount for raw material/stock/livestock etc.
Salary certificate/latest payment slip of the surety
Affidavit of Surety (on ₹50 stamp paper, notarized) with 1 photo and ID proof
Bank Mandate form of supplier/dealer

For Processing and Manufacturing Units, Sales and Service:

ST Certificate (Self-attested)
Two passport-size photographs
Annual family income certificate (below ₹1,00,000) issued by a competent authority
Copy of Ration Card (self-attested)
Age Proof
Aadhaar Card (self-attested)
Self-Declaration affidavit in the prescribed format
Proof of land availability
NOC from Panchayat/Municipality
Type of manufacturing/Processing Unit and its viability report
Details of infrastructure availability
Cost of machinery (invoice)/Quotation for purchase of goods, stock etc.
Salary certificate/latest payment slip of the surety
Affidavit of Surety (on ₹50 stamp paper, notarized) with 1 photo and ID proof
Bank Mandate form of supplier/dealer

For Purchase of a Vehicle:

ST Certificate (Self-attested)
Two passport-size photographs
Annual family income certificate (below ₹1,00,000) issued by a competent authority
Copy of Ration Card (self-attested)
Age Proof
Aadhaar Card (self-attested)
Self-Declaration affidavit in the prescribed format
Project report regarding viability and beneficiary involvement
Quotation for the vehicle
Driving License
Letter from Company to engage the vehicle (if applicable)
Salary certificate/latest payment slip of the surety
Affidavit of Surety (on ₹50 stamp paper, notarized) with 1 photo and ID proof
Bank Mandate form of dealer

FAQ’s

What's the maximum loan amount available for individuals under this scheme?

Individuals from the Scheduled Tribes community can receive financial assistance up to a maximum of ₹10,00,000 for their self-employment ventures.

Who is considered part of the 'family' for income eligibility?

The term 'Family' includes the applicant's spouse, unmarried children, parents, and unmarried siblings below 18 years of age who are dependent and reside with the applicant.

What's the repayment period for the loans provided?

The repayment period is decided by the Board of Directors based on the specific business activity. Typically, it is set at 10 years from the loan sanction date.

Can I get a loan for purposes other than starting a business?

No, the financial support from this scheme is strictly meant for undertaking approved self-employment activities only.

What happens if I miss loan payments?

If you fail to pay your installments on time, a 2% penal interest will be charged on the overdue amount. The Corporation can also recover the entire loan and interest as arrears of land revenue.

Are there any guarantees required for the loan?

Yes, you need to provide two guarantors or sureties who have a sound financial background. One of these guarantors must be a Government Servant.

What is the interest rate charged on these loans?

The interest rate is 4% per annum, calculated using the Reducing Balance Method.

How does the scheme protect the business and the beneficiary?

The scheme includes insurance for the beneficiary's life and business against natural calamities like fire and theft. The insurance company's compensation is used to cover any outstanding loan amount.

Can groups like societies or SHGs apply for this scheme?

Yes, Associations, Societies, Partnerships, Self-help Groups (SHGs), and Companies formed exclusively by Scheduled Tribes Community members are eligible to apply for financial support.

Is it possible to get an exemption from the 10% margin money requirement?

The Board of Directors may relax the 10% margin money contribution for individual applicants based on the merit of their case. However, this relaxation does not apply to group applications (Associations, Societies, Partnerships, SHGs, Companies).

What are the age and income limits for applicants?

Applicants must be 55 years or younger, and their annual family income should not exceed ₹1,00,000.

Can the eligibility criteria be adjusted for deserving candidates?

Yes, the Board of Directors has the power to relax the eligibility criteria for deserving candidates.

How much financial aid can groups receive?

For Associations, Societies, Partnerships, Self-help Groups (SHGs), and Companies composed entirely of Scheduled Tribes members, the loan or financial assistance can be up to ₹15,00,000.

Where can I get the application form?

You can obtain the application form from the Department of Tribal Welfare offices located in Panaji or Margao, Goa.