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This scheme by the Punjab BOCW Welfare Board offers a monthly pension of ₹2,000 to registered construction Read More... workers who become fully disabled, provided they have at least one year of membership. Read less

Details

If you're a registered construction worker in Punjab and unfortunately face complete disability, there's a support system in place. The Punjab Building and Other Construction Workers Welfare Board (BOCWWB) has a 'Permanent Disability Pension Scheme' to help you financially.

What Is This Scheme?

The Permanent Disability Pension Scheme is a welfare initiative by the Punjab Department of Labour's BOCW Welfare Board. It's designed to provide a regular monthly pension to registered construction workers who are fully disabled (100%). The financial aid starts from the very day the disability occurs, giving you timely support.

Who Can Benefit From This Scheme?

This scheme is specifically for individuals who are registered as building and construction workers with the Punjab BOCW Welfare Board. To qualify for the pension, you must be a registered worker who has suffered a permanent, complete (100%) disability.

Why This Scheme Is Important

In the demanding and often risky construction sector, injuries leading to permanent disability can be life-altering. This scheme ensures that workers who contribute to building our nation and face such severe challenges don't have to bear the financial burden alone. It provides a crucial safety net and a steady income to maintain dignity and meet essential needs after a complete disability.

Objective

This scheme by the Punjab BOCW Welfare Board offers a monthly pension of ₹2,000 to registered construction workers who become fully disabled, provided they have at least one year of membership.

Benefits

Stipend:

₹35/- per hour per trainee.

Duration:

120 hours spread over 15 days.

Sources and references

Guidelines

Eligibility Criteria

To be considered for this pension scheme, you need to meet specific conditions:

You must be a registered construction worker with the Building and Other Construction Workers Welfare Board of Punjab.
You must have been a member of the Board for at least 1 year.
You must be a fully (100%) disabled person or a Person with Disabilities (PwD).

Additionally, to be registered as a Building/Construction Worker in the first place, you must meet these requirements:

Be a resident of Punjab.
Work as a Building/Construction Worker (Unorganised Worker).
Be between 18 and 60 years of age.
Have worked in building and construction for at least 90 days in a year.
Your monthly income should be ₹15,000/- or below.
Not be a member of any other Welfare Fund established under any law.
Not have membership in the Employees' Provident Fund (EPF), National Pension System (NPS), or Employees' State Insurance Corporation (ESIC).
Not be an income tax payer.

How To Apply

To apply for this welfare scheme, you need to follow these steps:

Ensure you are registered with the Building and Other Construction Workers Welfare Board of Punjab and have completed at least one year of membership.
Obtain the application form (Form No. 42B). This form can be downloaded from the official BOCW Punjab website or collected from the Labour Inspectors of your area.
Fill out the application form completely and accurately.
Submit the application form along with all the required documents. You can submit the application at the nearest Sewa Kendras or contact the Assistant Labour Commissioner/Labour-cum-Conciliation Officer/Labour Inspector/Labour Enforcement Officer of your concerned area.

Official Link for Forms: Form No. 42B Download

Documents Required

To apply for this scheme, you will need the following documents:

For Registration as a Building/ Construction Worker (if not already registered):

Proof of Age (Self-declaration if no age proof is available).
Proof of Residence.
Aadhaar Card (if available).
Bank Account Details (Bank Name, Account Number, and IFSC/RTGS number).
Details of Dependents.
Employer’s Certificate (Form No. 28) confirming at least 90 days of construction work in Punjab during the last 12 months. You can download this form here.
Nomination Form (Form No. 27). You can download this form here.

For Applying for the Welfare Scheme (Permanent Disability Pension):

Disability Certificate: Issued by the Civil Surgeon Office, clearly indicating the percentage of permanent disability.
Life Certificate: A life certificate must be submitted every January. An Aadhaar-based online life certificate can be submitted through the Jeevan Pramaan Website, which generates a digital life certificate.
Any other documents as may be required by the Board.

FAQ’s

What is the monthly pension amount provided under this scheme?

The scheme provides a financial assistance of ₹2,000/- per month to eligible beneficiaries.

When does the pension payment start for a disabled worker?

The pension is provided from the exact date the worker becomes disabled.

How long can a construction worker be registered with the Board?

A construction worker can register for a minimum period of 1 year and a maximum of 5 years at a time.

Who is considered a family member for receiving benefits?

Family members include the spouse, minor sons (or major sons who are unable to earn due to insanity or physical disability), unmarried daughters, and parents who are fully dependent on the registered worker.

What are the key requirements to apply for this permanent disability scheme?

To be eligible for this scheme, you must be a registered construction worker with the Punjab BOCW Welfare Board, have at least one year of membership, and be declared 100% disabled.

What is the process to apply for registration as a construction worker?

Construction workers aged between 18 and 60 years, who have worked in Punjab for at least 90 days in the last year, can apply for registration using Form No. 28. This form is available on the Board’s website or from the offices of ALC/LCO and Labour Inspectors.

Which form should I use to apply for the Permanent Disability Pension Scheme?

You need to use the prescribed Form No. 42B for applying to this welfare scheme. You can download it from here or get it from the Labour Inspectors in your area.

What documents are absolutely necessary for the initial worker registration?

Mandatory documents for registration include age proof (or self-declaration), residence proof, Aadhaar card (if available), bank account details, details of dependents, an employer’s certificate confirming 90 days of work, and a nomination form.

Do I need to pay any fee for registering as a beneficiary?

Yes, there is a one-time registration fee of ₹25/- at the time of registration.

Is there a monthly contribution required from registered workers?

Yes, registered workers are required to contribute ₹10/- per month as a contribution fee to the Board.

Who should I contact to apply for the benefits of the welfare schemes?

For welfare scheme applications, construction workers should visit the nearest Sewa Kendras or contact the Assistant Labour Commissioner/Labour-cum-Conciliation Officer/Labour Inspector/Labour Enforcement Officer in their area.

Is there a minimum work experience required to register as a worker?

Yes, a building worker must have completed at least 90 days of work as a building worker in the preceding 12 months to be eligible for registration.

Who is eligible to register as a beneficiary with the BOCW Welfare Board in Punjab?

Any construction worker aged between 18 and 60 years who has worked in Punjab State for at least 90 days in any construction work during a year is eligible to register as a beneficiary.

Where do I submit my application for registration?

A construction worker intending to register should apply to the Labour Inspector of their respective area.

What is the requirement for disability for this pension scheme?

The worker must be a fully (100%) disabled person or a Person with Disabilities (PwD) to be eligible for this specific welfare scheme.