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The KALIA Scheme by the Odisha Government offers comprehensive support to farmers, aiming to boost agricultural prosperity Read More... and increase incomes through financial assistance and livelihood opportunities. Read less

Details

The Krushak Assistance for Livelihood and Income Augmentation, famously known as the KALIA Scheme, is a significant initiative by the Odisha Government. Its main goal is to strengthen farmers and agricultural households by providing them with a robust support system. This scheme is designed to foster agricultural growth, reduce poverty, and improve the financial well-being of those involved in farming across the state.

What Is This Scheme?

The KALIA Scheme is a farmer welfare package focused on financial assistance and income augmentation. Launched by the Government of Odisha, it aims to tackle poverty head-on by empowering farmers with financial resources. The scheme provides various forms of support, including direct financial aid, insurance coverage, and access to interest-free loans, making agriculture more sustainable and profitable.

Who Can Benefit From This Scheme?

This scheme is designed to help a wide range of individuals within the agricultural sector. This includes small and marginal farmers, landless agricultural households, sharecroppers, and vulnerable farmers who might be facing challenges due to age, illness, or disability. The goal is to cover a large portion of the farming community, ensuring that those most in need receive the necessary support.

Why This Scheme Is Important

Financing agriculture and ensuring cultivators are protected is crucial for eradicating poverty and achieving widespread prosperity. The KALIA Scheme plays a vital role by providing an inclusive and flexible support system that accelerates agricultural development. By enhancing access to financial services and offering direct support, the scheme aims to boost agricultural productivity and significantly increase the income of farmers, especially small and marginal landholders, contributing to the overall economic growth of Odisha.

Objective

The KALIA Scheme by the Odisha Government offers comprehensive support to farmers, aiming to boost agricultural prosperity and increase incomes through financial assistance and livelihood opportunities.

Benefits

Benefits

Maximum Limit for Bank Loan

₹.8.00 lakh for the Industries sector.

₹.8.00 lakh for the Service sector.

₹.8.00 lakh for the Business sector.

Rate of subsidy on the loan amount: Subsidy will be available as mentioned below for the Industries, Service & Business sectors.

AreaGeneral CategoryScheduled Castes/ Scheduled Tribes / Ex-serviceman/Women/ blind or handicapped having 40% or more disabilityRural25%40%Urban20%30%

Maximum Limit of Subsidy

S No.SectorLimit of Subsidy Amount1IndustriesRs. 1,25,000/-2ServiceRs. 1,00,00/-3BusinessGeneral Category: Urban- Rs. 60,000/- Rural Rs. Rs. 75,000/-4BusinessReserve Category: Urban/ Rural Rs. 80,000/-Note: The maximum limit of subsidy per beneficiary in any sector will be ₹.1,25,000/- for a blind or handicapped person

Sources and references

Guidelines

Eligibility Criteria

Residency: You must be a permanent resident of Odisha.
Agricultural Engagement: You should be involved in farming, cultivation, horticulture, or animal husbandry as a landowner, tenant farmer, or sharecropper.
Household Status: Your household should be classified as 'deprived' or 'vulnerable' based on the Socio-Economic Caste Census (SECC) 2011 or other state government surveys.
Land Cultivation: You must either own cultivable land or be a sharecropper/tenant farming on someone else's land.
Income Limit: Your annual household income should be less than ₹2.00 lakhs.
Bank Account & Aadhaar: You must have a bank account in your name with a valid Aadhaar number linked to it.
No Criminal Record: Applicants should not have any criminal background.
Age: There is no upper age limit to apply for the KALIA Scheme.

How To Apply

The KALIA Scheme is designed for widespread reach, with beneficiaries typically identified and supported through various government channels. Detailed application procedures might be announced through official notifications. For the latest information on how to apply or to get assistance, please refer to the official sources or contact your local Gram Panchayat or relevant agricultural department office.

Documents Required

While the application process might vary, typically the following documents are necessary:

Aadhaar Card (linked to your bank account).
Bank Account Details (Bank name, branch, account number, IFSC code).
Land Documents (Land passbook or tax receipt if you own land, or a sharecropping agreement if you are a sharecropper).
Income Certificate (issued by a competent authority, confirming income below ₹2.00 lakhs per annum).
Identity Proof (e.g., Voter ID, PAN Card, Driving License).
Recent Passport-size Photograph.

Official Sources

For the most accurate and up-to-date information, always refer to the official website of the Government of Odisha or the Department of Agriculture & Farmers' Empowerment.

FAQ’s

What exactly is the KALIA scheme?

The KALIA scheme, which stands for Krushak Assistance for Livelihood and Income Augmentation, is a comprehensive welfare program launched by the Odisha Government. It aims to boost agricultural prosperity and reduce poverty in the state by offering various forms of financial support and livelihood opportunities to farmers.

Can you explain who qualifies for benefits under KALIA?

The scheme is designed for a broad audience. Small and marginal farmers, landless agricultural households, sharecroppers (actual cultivators), and vulnerable agricultural households are all eligible under different parts of the scheme. In total, about 50 lakh families are expected to be covered.

What financial aid is available for landless agricultural families?

Yes, landless agricultural households can receive financial assistance of ₹12,500. This amount is intended to help them start or expand allied agricultural activities such as small goat rearing, mini-layer units, duckery, fishery, mushroom cultivation, and bee-keeping. This is particularly beneficial for SC and ST communities.

What does the scheme offer to vulnerable farming families?

Vulnerable cultivators and landless agricultural labourers can receive ₹10,000 per family annually. This financial help is to support their basic needs and sustenance. Vulnerability can be due to old age, disability, illness, or other similar reasons.

Is there any life insurance available for farmers and landless labourers?

Absolutely. A life insurance cover of ₹2.00 lakh is provided for savings bank account holders aged between 18 and 50 years at a nominal premium of ₹330. The Odisha Government contributes ₹165 towards this premium. Additionally, a personal accident cover of ₹2.00 lakh is available at an annual premium of ₹12, with the government covering ₹6. For those aged 51-70 years, the government fully covers the ₹12 premium for accident insurance.

What is the definition of a small and marginal farmer?

A marginal farmer is someone who owns less than 1 hectare (approximately 2.5 acres) of agricultural land. A small farmer is one who owns between 1 hectare (2.5 acres) and 2 hectares (5 acres) of agricultural land.

Does the KALIA scheme provide interest-free loans for crops?

Yes, the scheme includes a provision for interest-free crop loans. Eligible beneficiaries can receive loans up to ₹50,000 at 0% interest, starting from the Khariff Season of 2019.

Can a farmer receive multiple benefits from the KALIA scheme?

No, under the main components – support for cultivation, livelihood support for landless households, and financial assistance for vulnerable households – one beneficiary can avail only one type of benefit based on their eligibility.

What financial support is given to small and marginal farmers for cultivation?

Small and marginal farmers are eligible for financial assistance totaling ₹25,000 per farm family, spread over five seasons. This support is intended to help them purchase essential inputs like seeds, fertilizers, and pesticides, as well as cover labour costs and other farming investments. This component has been effective since the Rabi Season of 2018-19.