Shiksha Protsaahan Puraskaar yojana 2026

This scheme offers ₹2,25,000 in financial aid to the family of a construction worker who dies in Read More... an accident. This is in addition to ₹2,00,000 from LIC. Read less

Details

Losing a loved one is incredibly tough, and for families of construction workers, the financial burden can be overwhelming. The Puducherry Building and Other Construction Workers Welfare Board understands this and offers the Accidental Death Benefit Scheme to provide crucial support.

What Is This Scheme?

The Accidental Death Benefit Scheme, run by the Puducherry Building and Other Construction Workers Welfare Board under the Labour Department, aims to help the families of construction workers who unfortunately pass away due to an accident related to their work. It provides a financial safety net when it's needed most.

Who Can Benefit From This Scheme?

This scheme is specifically for the nominees or dependents of construction workers registered with the Puducherry Building and Other Construction Workers Welfare Board. The deceased worker must have died in an accident directly linked to their construction work and must have met certain age and contribution criteria during their lifetime.

Why This Scheme Is Important

This scheme plays a vital role in cushioning the financial impact on families left behind. By providing a significant sum of ₹2,25,000, it helps cover immediate expenses, support the family, and offer a sense of security during a difficult period. The seamless Direct Benefit Transfer (DBT) ensures the funds reach the intended beneficiaries quickly and efficiently.

Objective

This scheme offers ₹2,25,000 in financial aid to the family of a construction worker who dies in an accident. This is in addition to ₹2,00,000 from LIC.

Benefits

General Graduate (B.A., B.Com, B.Sc., B.B.A.) : ₹10,000/-

Engineering (B.E./B.Tech.) : ₹15,000/-

M.B.B.S./ B.D.S. : ₹25,000/-

Pharmacy, Ayurvedic, Homeopathic (U.G., P.G. Diploma) : ₹12,500/-

Law Courses : ₹10,000/-

General P.G. Courses (M.A, M.Com, M.Sc, MBA) : ₹10,000/-

M.E/M.Tech : ₹11,500/-

Sources and references

Detail

Eligibility Criteria

The person applying must be a nominee or dependent of the deceased construction worker.
The construction worker must have been an Indian citizen.
The worker must have died in an accident related to their construction work.
The deceased worker should have been registered with the Puducherry Building and Other Construction Workers Welfare Board during their lifetime.
The worker must have been at least 18 years old at the time of death.
The worker must have been under 60 years of age in the 12 months before their death while working in construction.
The deceased worker should have made regular contributions to the fund.
The worker should not have missed paying their contributions to the Board for more than one continuous year.

How To Apply

Applications for this scheme are accepted offline. You will need to submit the required documents to the relevant office.

For more details on the application and registration process, you can refer to the official document:

Official Document Link (Refer to page 57 for the application form and page 87 for registration details).

Documents Required

Original Board Identity Card of the deceased worker.
Copy of the last subscription renewal.
Death Certificate.
First Information Report (FIR).
Accident Report.
Proof of Relationship of the Nominee with the Deceased (e.g., Ration Card).
Ration Card.
Bank Account Details.
Aadhaar Card.
Medical Report from the Competent Authority (RMO).

FAQ’s

What's the total financial help available for the family of a construction worker under this scheme?

Families can receive a total of ₹4,25,000. This includes ₹2,25,000 from this Accidental Death Benefit Scheme and an additional ₹2,00,000 provided by the Life Insurance Corporation (LIC).

How quickly will the financial assistance reach the nominee or dependent?

The money is usually transferred to the bank account within 15 days after the application is submitted and processed.

What proof do I need to show that I am related to the deceased construction worker?

You will need to provide documents that clearly show your relationship with the deceased. A Ration Card is one of the acceptable proofs of relationship.

If there's a problem or a question about the scheme, where can I get help?

You can find information about the grievance redressal mechanism on page 131 of the official document available at https://labour.py.gov.in/sites/default/files/citizens-charter-2020.pdf.

Does the worker's past contribution history matter for eligibility?

Yes, it's important. The deceased worker needed to have made their contributions regularly. Also, they shouldn't have failed to pay their contributions to the Board for more than one year consecutively.

What is the age limit for the construction worker to be eligible for this scheme?

The construction worker must have completed 18 years of age but should not have completed 60 years of age in the 12 months preceding their death while engaged in construction work.

Is it absolutely necessary for the construction worker to be registered with the Puducherry Building and Other Construction Workers Welfare Board?

Yes, for the nominee or dependent to be eligible, the deceased construction worker must have been registered with the Welfare Board during their lifetime.

Where can I find the application form for this scheme?

You can find the application form on page 57 of the official document. The document is available for download at https://labour.py.gov.in/sites/default/files/citizens-charter-2020.pdf. The application process is offline.

How is the money sent to the family under this scheme?

The financial assistance is directly transferred to the bank account of the nominee or dependent using Direct Benefit Transfer (DBT).

Is there a specific reason why the application is accepted offline?

The offline application method is used to ensure the process is streamlined and that financial aid reaches the nominees or dependents of deceased construction workers quickly.

Are there any particular conditions that might delay the 15-day disbursal period?

The scheme's official documents do not mention any specific conditions or exceptions that would delay the 15-day disbursal period.

Does the scheme specify how the financial aid should be used?

The scheme's documentation does not mention any restrictions on how the financial assistance can be spent by the beneficiaries.