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This scheme by the Gujarat Education Department offers financial support up to ₹1,00,000 to students or their Read More... families in case of accidental death or permanent disability. Read less
Details
Life can be unpredictable, and sometimes unfortunate incidents happen. To help students and their families cope with the financial stress after accidental death or permanent disability, the Gujarat Government has introduced the Shahidvir Kinariwaala Student Security Group Insurance Scheme.
What Is This Scheme?
This is a group insurance scheme by the Education Department, Government of Gujarat. It's designed to provide a financial safety net for students enrolled in educational institutions across the state. If a student meets with an accident leading to death or permanent disability, this scheme ensures their family or heirs receive financial assistance.
Who Can Benefit From This Scheme?
The scheme is for students who are residents of Gujarat and are currently studying in any university, government or non-government college, Gram Vidyapeeth, GBTC colleges, or any technical education institute within the state. The benefit can be claimed if the student suffers accidental death or permanent disability.
Why This Scheme Is Important
Accidents and permanent disabilities can cause immense financial strain. This scheme aims to ease that burden by providing a sum of up to ₹1,00,000. It covers various eventualities like accidental death, permanent total disability, or significant partial disabilities, offering a sense of security to students and their families during difficult times.
Objective
Benefits
Under this, special opportunities are provided to child scientists from the border hill districts to participate in various state-level science competitions and to promote scientific awareness through activities in remote border areas.
Sources and references
Eligibility Criteria
- You must be a permanent resident of Gujarat.
- You must be a student studying in any university, government college, non-government college, Gram Vidyapeeth GBTC college, or a technical education institute located in Gujarat.
- The student must have suffered accidental death or permanent disability.
- The scheme can benefit the student, their guardian, or their heirs.
- The scheme covers death due to accident. (Note: The input also states 'The death must have been due to natural cause or suicide.', which is included in FAQ for clarification as insurance policies often have specific clauses for such events.)
How To Apply
Students can apply for this scheme by submitting the necessary application form through their respective college. It's advisable to inquire at your college's administrative office for the exact procedure and to obtain the application form.
Address for inquiries (if any): Education Department, Government of Gujarat.
Official Website: (Please refer to the official Gujarat government education portal for any specific application links or forms, as a direct link was not provided in the source.)
Documents Required
To claim benefits under this scheme, you will need to provide several documents. These typically include:
- Aadhaar Card
- Affidavit
- Bonafide Certificate from your educational institution
- Death Certificate (if the student has passed away)
- Identity Card
- Passport-size Photo
- PM Report (in case of death)
- Accident Report
- Bank Passbook or Cancelled Cheque (for receiving funds)
- Driving License (may be required as an ID proof)
- Panchnama report (in case of death)
- Disability Certificate (if claiming for disability)
- Fee Receipt (to prove student status)
FAQ’s
Who is eligible to apply for this student insurance scheme?
Any student enrolled in universities, government or non-government colleges, Gram Vidyapeeth, GBTC colleges, or technical institutes within Gujarat is eligible. The benefit is for the student, their guardian, or their heirs.
What is the maximum amount of financial aid I can receive?
The scheme provides a maximum financial assistance of up to ₹1,00,000.
What types of incidents does this scheme cover?
This scheme covers incidents such as accidental death of the student and permanent total disability. It also provides coverage for specific partial disabilities like losing a limb or an eye.
Will the scheme cover deaths caused by natural reasons or suicide?
Yes, natural deaths or suicides can be covered, but this will depend on the specific conditions and clauses mentioned in the insurance policy document.
If the student dies, who will get the financial benefit?
In the unfortunate event of a student's death, the financial benefit will be provided to their designated guardian or heir.
Is there an income ceiling to be eligible for this scheme?
No, the scheme does not have any income limit for eligibility. Any eligible student can apply.
Which documents are absolutely essential to submit?
You must have your Aadhaar card, an accident report, an affidavit, your bank account details (like a passbook or cancelled cheque), a bonafide certificate from your college, and any other relevant certificates related to the incident.
How do students apply for this insurance scheme?
Students need to submit their application form through their college. You should contact your college administration for the exact steps and the form itself.
Do I have to pay to get the application form?
No, the application form for this scheme is provided free of charge.
Can students from other states who are studying in Gujarat apply?
No, this scheme is exclusively for students who are residents of Gujarat and are currently pursuing their education in educational institutions located within the state.
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