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This scheme from Gujarat's Social Justice and Empowerment Department provides loans to Scheduled Caste individuals from Antyodaya Read More... families to purchase auto-rickshaws, helping them earn a living. Read less

Details

Looking for a way to start your own business and earn a stable income? The Gujarat government has a scheme that might be just what you need. The Passenger Auto Rickshaw Loan Scheme, managed by the Dr. Ambedkar Antyodaya Development Corporation (DAADC), is designed to help specific communities get on the road to self-employment.

What is the Passenger Auto Rickshaw Loan Scheme?

Simply put, this is a financial support scheme. It offers loans to eligible individuals to help them buy a passenger auto-rickshaw. The idea is to provide a tool for people to start their own transport business, which can lead to a regular income and better financial stability.

Who is this Scheme For?

This scheme is specifically for individuals who meet certain criteria. You need to be a permanent resident of Gujarat, belong to the Scheduled Caste (SC) community, and come from an Antyodaya family. This means your family should be among the poorest sections of society. Also, your family's total income should not be more than ₹3,00,000 per year.

Why is this Scheme Important?

The scheme aims to empower individuals by providing them with the means to become self-reliant. By facilitating the purchase of auto-rickshaws, it opens up avenues for employment in the transport sector, contributing to both individual growth and the local economy. It's a practical step towards inclusive development.

Objective

This scheme from Gujarat's Social Justice and Empowerment Department provides loans to Scheduled Caste individuals from Antyodaya families to purchase auto-rickshaws, helping them earn a living.

Benefits

An amount of 750/- per quintal (for foundation and certified seeds certified by the Gujarat State Seed Certification Agency).

Sources and references

Guidelines (Scheme No. 462)

Who Can Apply?

You must be a permanent resident of Gujarat.
You must belong to the Scheduled Caste (SC) community.
Your family must be identified as an Antyodaya family.
Your total annual family income should not exceed ₹3,00,000/-.

How to Apply

Applications for this scheme are accepted online. You need to visit the official DAADC portal to submit your application. Make sure you have all the required documents ready before you start the online process.

Visit the official portal here: https://daadconline.gujarat.gov.in

Documents You'll Need

Aadhaar Card
Ration Card
First Page of your Bank Passbook (showing account details)
Income Certificate
Caste Certificate
Proof of Identity/Age: School Leaving Certificate, Birth Certificate, or a certificate from a Medical Officer/Civil Surgeon.

FAQ’s

What's the main goal of the Passenger Auto Rickshaw Loan Scheme?

The main goal is to give financial support through loans to Scheduled Caste individuals from very poor families (Antyodaya) so they can buy auto-rickshaws and start their own income-generating transport business.

Can anyone from Gujarat apply for this scheme?

No, only those who are permanent residents of Gujarat, belong to the Scheduled Caste (SC) category, are from an Antyodaya family, and whose annual family income is ₹3,00,000 or less are eligible.

What kind of financial help does the scheme offer?

The scheme provides financial assistance specifically in the form of a loan, which is meant to help eligible beneficiaries purchase passenger auto-rickshaws for self-employment.

What is the maximum family income allowed for eligibility?

Your family's total income from all sources must not go above ₹3,00,000 per year to be considered eligible for this scheme.

What specific vehicle can be purchased with the loan?

The loan is strictly for buying passenger auto-rickshaws. These will be used by the beneficiary for their livelihood and self-employment.

Is there an age restriction to apply for this loan?

The scheme guidelines do not mention any specific age limit for applicants.

Where do I go to apply for this scheme?

You must apply online. The official website for applications is https://daadconline.gujarat.gov.in.

What are the essential documents needed for the application?

You'll need to submit documents like your Aadhaar card, Ration card, caste certificate, income certificate, and proof of age/identity such as a school leaving certificate or birth certificate.

Do I have to pay any money to apply?

No, there is absolutely no application fee for this scheme. The application process is free for all eligible individuals.

Does this scheme cover all of Gujarat?

Yes, the Passenger Auto Rickshaw Loan Scheme is available to eligible residents across all districts of Gujarat.