Scheme for SSI / MSI Sector (PIPDIC) 2026

The Gujarat Government's Social Justice and Empowerment Department offers a scholarship to students with disabilities to support Read More... their education from Class 1 onwards, providing financial aid to help them continue their studies. Read less

Details

Students with disabilities in Gujarat have a reason to cheer! The Social Justice and Empowerment Department is running a special scholarship scheme to ease the financial burden of education.

What Is This Scheme?

This is the 'Scholarship to Disabled Students' scheme. Its main goal is to help students who have benchmark disabilities (more than 40% impairment as per the Rights of Persons with Disabilities Act, 2016) continue their education. The government provides annual financial assistance to eligible students from Class 1 up to higher studies.

Who Can Benefit From This Scheme?

If you are a student residing in Gujarat and have a disability of 40% or more, this scheme is for you. You need to have passed your last annual exam with at least 40% marks and have a valid disability identity card to be eligible.

Why This Scheme Is Important

This scholarship plays a vital role in encouraging students with disabilities to pursue education. By providing financial aid, it helps remove obstacles and ensures that these students can aim for their academic goals without financial worries.

Objective

The Gujarat Government's Social Justice and Empowerment Department offers a scholarship to students with disabilities to support their education from Class 1 onwards, providing financial aid to help them continue their studies.

Benefits

Financial assistance (Term Loan) up to a maximum of ₹10,00,00,000/- per project.

Loan proceeds may be used for acquiring fixed assets, including the purchase of land, construction of buildings, and procurement of machinery, equipment, electricals, and miscellaneous fixed assets.

The maximum repayment period is 8 years, which includes a maximum moratorium period of 2 years.

Benefit Disbursement Criteria

The Debt Equity Ratio (DER) must be 3:1 for loans up to ₹25,00,000/-.

The Debt Equity Ratio (DER) must be 2:1 for loans above ₹25,00,000/-.

Conditions

Collateral security in the form of immovable property must be offered as per the lending policy of the corporation.

The valuation of properties offered as security must be assessed by engaging Chartered Engineers or valuers from the approved panel of the Corporation.

In respect of immovable property situated in the Union Territory of Puducherry, the value of the property offered must be not less than the amount of the term loan sanctioned.

In respect of immovable property situated outside the Union Territory of Puducherry, the value of land with building offered must be not less than 150% of the loan amount.

If the property offered outside the Union Territory of Puducherry is only land, its value must be not less than 200% of the loan amount.

For units promoted by Women, Scheduled Caste, Scheduled Tribe, or Differently Abled persons, the value of the property to be offered as collateral security is fixed at 50% of the loan amount.

Sources and references

Scheme Information

Eligibility Criteria

You must be a permanent resident of Gujarat.
You must be a student currently enrolled in a recognized educational institution.
You should have a disability of 40% or more, as defined under the Rights of Persons with Disabilities Act, 2016.
Your score in the last annual examination should be at least 40%.
You must possess a valid Person with Disability (PH) Identity Card.

How To Apply

Eligible students can apply for this scholarship through the Digital Gujarat portal. You can access the application form and submit it online.

Official Portal: http://www.digitalgujarat.gov.in/

Documents Required

Aadhaar Card
Bank Pass Book or a Cancelled Cheque
Birth Certificate
Identity Card
Mark sheets from the last examination
PH Certificate issued by a Civil Surgeon
PH Identity Card
Ration Card

FAQ’s

What is the main goal of the 'Scholarship to Disabled Students' scheme?

The scheme aims to provide financial help to students with benchmark disabilities (over 40%) to ensure they can continue their education without any financial hurdles.

Can students from any income background apply for this scholarship?

Yes, there are no specific income limits for this scholarship. Students from all income groups are eligible if they meet the disability and academic requirements.

Which disabilities are covered under this scholarship?

The scheme covers all 21 types of benchmark disabilities that are listed in the Rights of Persons with Disabilities Act, 2016.

What is the academic score needed to qualify for this scholarship?

To be eligible, you must have secured a minimum of 40% marks in your most recent annual examination.

How much financial aid can a student receive through this scholarship?

Students in Class 1 to 8 can receive ₹1,500 annually. For students in Class 9 and above, the scholarship amount ranges from ₹2,000 to ₹4,500 per year, based on their educational level.

Who is responsible for managing this scholarship program?

The Social Justice and Empowerment Department of the Government of Gujarat is responsible for implementing and managing this scholarship scheme.

What is the process to apply for the scholarship?

You can apply for this scholarship by visiting the Digital Gujarat portal and submitting your application online.

Besides academic success, what other requirements must an applicant meet?

Applicants must be residents of Gujarat, be currently studying, have a valid PH Identity Card, and have achieved at least 40% marks in their last annual exam.

What specific documents do I need to submit for the scholarship application?

You will need to submit documents like your Aadhaar Card, Bank Pass Book/Cancelled Cheque, Birth Certificate, Last Year’s Mark Sheet, PH Certificate from a Civil Surgeon, PH Identity Card, and Ration Card.