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This central government scheme, run in Bihar, offers a monthly pension to elderly individuals aged 60 and Read More... above from Below Poverty Line families, ensuring financial support. Read less

Details

The Bihar government, in collaboration with the central government, runs the Indira Gandhi National Old Age Pension Scheme to support its elderly citizens. This initiative aims to provide a much-needed financial safety net for senior citizens who are from poor families and find it hard to manage their daily expenses.

What Is This Scheme?

The Indira Gandhi National Old Age Pension Scheme is a central government initiative implemented in Bihar by the Social Welfare Department. It provides a regular monthly pension to women and men who are 60 years or older and belong to families living below the poverty line (BPL). The main goal is to offer financial security and a basic standard of living to the elderly poor.

Who Can Benefit From This Scheme?

This scheme is designed for senior citizens of Bihar who are facing financial hardship. Specifically, it targets individuals who have reached the age of 60 and are part of a family identified as Below Poverty Line (BPL). It's a way to ensure that the older members of our society are not left struggling financially.

Why This Scheme Is Important

In India, many elderly people, especially those from economically weaker sections, rely on family support. However, financial constraints can make it difficult for them to live with dignity. This scheme addresses that by providing direct financial assistance, helping them meet basic needs like food and healthcare. It's a step towards social security for the vulnerable elderly population.

Objective

This central government scheme, run in Bihar, offers a monthly pension to elderly individuals aged 60 and above from Below Poverty Line families, ensuring financial support.

Benefits

General Assistance:Up to 80% of the eligible project cost or ₹25,00,00,000/- per project, whichever is less.

Supplementary Assistance:If assistance from a Government of India scheme is less than 80% of the project cost, the remaining amount (up to 80% collectively) will be covered under this scheme.

Assistance for MSE Clusters:Up to 90% of the total project cost.

Funding for Specific Studies:Expenditure on studies for specific industries, industrial areas, or development activities through professional institutions or consultancy firms is eligible for assistance under this scheme.

Note:Disbursement of assistance sanctioned will be in four installments based on expenditure incurred at 25%, 50%, 75% and 100% of project cost.

Sources and references

Guidelines

Eligibility Criteria

The applicant must be a permanent resident of Bihar.
The applicant must be a senior citizen, i.e., 60 years of age or older.
The applicant's family must be classified as Below Poverty Line (BPL).
The applicant should not be receiving any pension or financial aid from another social security scheme.

How To Apply

To apply for this pension scheme, eligible individuals need to:

Obtain the application form and fill it out completely.
Attach all the necessary supporting documents.
Submit the completed application form along with the documents at the Right to Public Service (RTPS) counter, which is usually located at the block office.

Official Application Portal: Information can often be found on the Social Security Pension Management Information System (SSPMIS) Bihar website: https://www.sspmis.bihar.gov.in/

Documents Required

Aadhaar Card of the applicant.
Recent passport-size photograph.
Proof of identity (e.g., Voter ID Card, Driving License).
Proof of residence in Bihar.
Document proving age (e.g., Birth Certificate, School Leaving Certificate).
Below Poverty Line (BPL) Card or related official document.
Caste certificate, if required by specific conditions.
Proof of address.
Bank Passbook or valid bank account details.
Any other documents requested by the authorities.

FAQ’s

Can men and women both apply for this old age pension in Bihar?

Absolutely! Both elderly men and women who meet all the required conditions are welcome to apply for this scheme.

What if I'm already getting another pension? Can I still apply?

Unfortunately, no. This scheme is for those who are not currently receiving pension benefits from any other social security program. You can't receive pensions from multiple government schemes simultaneously.

How do I get my pension money after my application is approved?

Once approved, your pension money will be directly deposited into your bank account. This is done through the Direct Benefit Transfer (DBT) system, using the bank account details you provide.

What is the age requirement to be eligible for this scheme?

To be eligible, you must be at least 60 years old. There's also a higher pension amount for those who are 80 years and above.

Where can I submit my application for the Bihar Old Age Pension?

You should submit your filled application form and all required documents at the Right to Public Service (RTPS) counter, which is usually located at your local block office.

What's the main aim behind starting this pension scheme?

The main goal is to provide financial support and social security to elderly individuals from poor families, ensuring they have a basic income to manage their lives.

I applied but my application was rejected. What should I do now?

If your application is rejected, you'll be informed about the reasons. You can then work on addressing those issues and reapply, or seek help from the local authorities for guidance.

What are the basic requirements to qualify for this scheme?

You need to be a resident of Bihar, 60 years or older, belong to a Below Poverty Line (BPL) family, and not be receiving any other pension from a social security scheme.

How much money do I get per month under this scheme?

If you are between 60 and 79 years old, you'll receive ₹400 per month. If you are 80 years or older, you'll get ₹500 per month.

What happens if my pension payment is delayed? Who can I contact?

If you don't receive your pension on time, you can lodge a complaint on the official grievance portal at https://www.sspmis.bihar.gov.in/ or call the toll-free number 18003456262.