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The Griha Aadhar Scheme aims to help Goan housewives and homemakers manage family expenses by providing a Read More... monthly financial grant, especially when prices are high. Read less
Details
Facing rising costs of living? The Goa government has a scheme that could offer some relief. The Griha Aadhar Scheme is designed to support homemakers in Goa.
What Is The Griha Aadhar Scheme?
This scheme is a key initiative by the Department of Women & Child Development, Government of Goa. Its main goal is to ease the financial pressure on housewives and homemakers from middle, lower-middle, and poorer families. By providing a regular monthly payment, it helps families maintain a decent standard of living.
Who Can Benefit From This Scheme?
The Griha Aadhar Scheme is primarily for married women, widows, and divorcees who are residents of Goa and meet specific income and age criteria. It's meant to assist those who manage the household and contribute to the family's well-being.
Why Is This Scheme Important?
In today's economy, managing household expenses can be challenging. This scheme directly addresses the issue of rising prices by putting money into the hands of homemakers. This financial support allows them to better provide for their families and maintain their household's standard of living.
Objective
Benefits
Sources and references
Eligibility Criteria
- You must be a married woman, widow, or divorcee.
- You need to be 18 years or older.
- You should have resided in Goa for at least the last 15 years.
- The combined annual gross income of you and your husband (if applicable) should not be more than ₹ 3,00,000/-.
- Widows with a minor child who are already receiving benefits under the Dayanand Social Security Scheme (DSSS) are also eligible.
How To Apply
To apply for the Griha Aadhar Scheme, you need to submit the required documents. The application process involves providing all the necessary certificates and declarations. Detailed information and application forms can usually be obtained from the local offices of the Department of Women & Child Development, Goa.
Official Link: The official website for the Department of Women & Child Development, Government of Goa, provides detailed information. Please visit their official portal for the most current application details and forms.
Documents Required
To apply for the Griha Aadhar Scheme, you will need to provide the following documents:
- Aadhaar Card for identity verification.
- Proof of Present Residential Address (like an Election Photo Identity Card or similar document).
- Residence Certificate (15 years):
- If you are a native of Goa: Issued by the Mamlatdar of your Taluka.
- If you are not a native of Goa: Your husband's 15-year Residence Certificate is needed, along with your Birth Certificate, provided your husband is of Goan origin and you both have been living in Goa for at least one year.
- Income Certificate issued by the Competent Authority (Secretary of the Village Panchayat or Chief Officer of the Municipal Council).
- Self-Declaration: A form, attested by a Gazetted Officer of the State Government, stating that your annual income from all sources is not above ₹ 3,00,000/- and neither you nor your husband are regularly employed.
- Savings Bank Account Passbook: A self-attested copy, including IFSC and MICR details. It's best if the account is Aadhaar-linked for Direct Benefit Transfer (DBT).
- Birth Certificate of the child and Life Certificate: Required only if you are a widow receiving DSSS benefits and have a child.
- Marriage Certificate issued by the competent authority.
Note: If a Marriage Certificate is not available, the Birth Certificate of the child (showing you as the mother) may be accepted.
For Ongoing Beneficiaries
Each month you receive benefits, you need to submit:
- Life Certificate of Self (signed by a Gazetted Officer, MLA, or MP).
- Income Certificate (issued by the Competent Authority).
- Life Certificate of the Child (if you are a widow with a child).
FAQ’s
What kind of women are considered 'married' for the scheme's eligibility?
Under this scheme, 'married woman' includes women who are currently married, as well as widows and divorcees. All these categories are eligible if their combined gross income doesn't exceed ₹3,00,000 annually.
How much financial help do eligible women receive each month?
Eligible beneficiaries will receive ₹1,500 every month directly into their savings bank account. This is paid through systems like ABPS, ACH, or NEFT.
What happens if I don't withdraw the money for a long time?
If you don't withdraw your financial assistance for 6 months or more, the total amount will be reversed and sent as a Demand Draft to the Director of the Directorate of Women & Child Development by the concerned bank.
Are widows and divorcees eligible for the same income limit as married women?
Yes, widows and divorcees are subject to the same annual gross income limit of ₹3,00,000/- as married women. If their income is within this limit, they can receive the benefits.
What sources of income are counted in 'gross income'?
'Gross income' covers all money earned, such as salary, professional earnings, agricultural income, business profits, or any other source of income, before any deductions are made.
What are the consequences if I provide false information to get scheme benefits?
If you are found to have received benefits using incorrect or false information, legal action will be taken against you. You will also be disqualified from receiving any other government schemes.
Does the scheme consider deductions when calculating 'gross income'?
No, when calculating the gross income for eligibility, no deductions for taxes or any other expenses are considered. It's the total income earned before any deductions.
What documents are needed from ongoing beneficiaries each month?
Current beneficiaries need to submit a Life Certificate of Self (signed by a Gazetted Officer, MLA, or MP), an Income Certificate from the Competent Authority, and a Life Certificate of the Child (if they are a widow with a child).
What if I can't provide a Marriage Certificate?
If you don't have a Marriage Certificate, the Birth Certificate of your child that lists you as the mother can be used as proof.
What happens if I don't submit my Life Certificate and Income Certificate on time?
Your monthly financial assistance will be stopped immediately. However, once you submit the required certificates and meet all conditions, the payments will resume from the following month.
Who is responsible for resolving any issues with the scheme's implementation?
A special committee, led by the Secretary (Women and Child Development) with members including a Social Worker, an Additional/Joint Secretary (Finance), and the Director of Women and Child Development, handles any implementation difficulties. Their decisions are final.
Are widows and divorcees treated the same as married women under the scheme?
Yes, the term 'married woman' in the scheme's rules encompasses widows and divorcees. They are eligible as long as their gross income remains below ₹3,00,000/- annually.
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