AICTE-INAE Distinguished Visiting Professorship Scheme 2026

This government initiative provides a ₹50 lakh insurance cover to healthcare professionals and support staff who are Read More... on the frontlines of the COVID-19 battle, offering financial protection in case of death or disability. Read less

Details

In recognition of the immense sacrifices made by our healthcare warriors during the COVID-19 pandemic, the government introduced a special insurance scheme. This package aims to offer financial security to these brave individuals and their families.

What Is This Scheme?

The Pradhan Mantri Garib Kalyan Package: Insurance Scheme for Health Workers Fighting COVID-19 is a vital program launched by the Ministry of Health and Family Welfare. It's designed to provide a significant insurance payout of ₹50,00,000/- to healthcare workers. This financial support is given if they unfortunately lose their lives or suffer permanent disability while performing their duties related to combating COVID-19.

Who Can Benefit From This Scheme?

The scheme is for all frontline health workers in India. This includes doctors, nurses, paramedics, and all other support staff who are directly involved in COVID-19 related duties. It covers those working in government-designated COVID-19 hospitals and care facilities, as well as registered healthcare workers under government health programs.

Why This Scheme Is Important

During the unprecedented COVID-19 crisis, healthcare workers put their lives at risk every day. This scheme acknowledges their courage and dedication by ensuring that their families are financially protected if the worst were to happen. It's a way for the nation to show its gratitude and provide a safety net for those who are safeguarding our health.

Objective

This government initiative provides a ₹50 lakh insurance cover to healthcare professionals and support staff who are on the frontlines of the COVID-19 battle, offering financial protection in case of death or disability.

Benefits

The Distinguished Visiting Professor will be reimbursed air-fare in “Y-Class” or actual fares if performed by Rail or approved INAE rate if travel is performed by Road.

The Distinguished Visiting Professoris entitled to an honorarium of ₹ 10,000/- per lecture day.

For on-line sessions of DVP Programs, the Experts will be paid only Honorariums of ₹ 10,000/- per day without travelling/lodging expenses based on mutually decided timings between concerned DVPs in association with the concerned Institutes.

Sources and references

Guidelines

Eligibility Criteria

You must be a healthcare worker, which includes doctors, nurses, paramedics, and essential support staff.
Your job must involve direct involvement in COVID-19 related duties.
You must be a citizen of India.
You need to be working in a hospital or care facility designated for COVID-19 treatment.
Your work should be registered under a government health program.

How To Apply

Claims under this scheme are to be processed by the insurance company designated by the Ministry of Health and Family Welfare. Detailed guidelines and claim forms are available through the relevant authorities. For specific claim submission procedures, please refer to the official documentation provided by the Ministry.

The Ministry of Health and Family Welfare, Government of India, is overseeing the implementation of this scheme.

Documents Required

The documents needed depend on whether the claim is for loss of life due to COVID-19 or accidental death during COVID-19 related duty. Both require a duly filled claim form, identity proofs of the deceased and claimant, and proof of relationship. Specific documents include:

For Loss of Life due to COVID-19:

Claim form (duly filled and signed by the nominee/claimant).
Identity proof of the Deceased (Certified copy).
Identity proof of the Claimant (Certified copy).
Proof of relationship between the Deceased and the Claimant (Certified copy).
Laboratory Report certifying positive COVID-19 test (Original or Certified copy).
Death summary from the hospital (if death occurred in hospital) (Certified copy).
Death Certificate (Original).
Certificate from the Healthcare Institution/ organization/ office confirming employment/engagement and deployment for COVID-19 care, potentially involving direct contact with patients. For community health workers like ASHAs, this certificate should come from the Primary Health Centre (PHC) Medical Officer.

For Accidental Loss of Life during COVID-19 Related Duty:

Claim form (duly filled and signed by the nominee/claimant).
Identity proof of the Deceased (Certified copy).
Identity proof of the Claimant (Certified copy).
Proof of relationship between the Deceased and the Claimant (Certified copy).
Death summary from the hospital (if death occurred in hospital) (Certified copy).
Death Certificate (Original).
Post-mortem Report (Certified copy).
FIR (Certified copy).
Certificate from the Healthcare Institution/ organization/ office confirming employment/engagement and that the death was accidental and occurred on account of COVID-19 related duty.
Cancelled Cheque (desirable) (Original).

Important Certificates for All Claims:

For employees (regular, ad-hoc, contractual, daily wagers, retired, private individuals) engaged by:

Health care facilities of Central/ State/ UT Governments, Urban Local Bodies.
Autonomous/ PSU hospitals of Central/ State/ UT Government, AIIMSs, INIs, and Hospitals of Central Ministries.
Certificate needed: Proof of employment/engagement from the Head of the Institution/ organization, certifying accidental death due to COVID-19 related duty.

For private healthcare institutions:

Certificate needed: Proof of employment from the Director/ Medical Superintendent/ Head of the Institution, certifying accidental death due to COVID-19 related duty.

For private persons engaged through an agency by Health Care Institutions/Organizations:

Certificate needed: Certified copy of the agency's engagement document, proof of individual engagement by the agency, and certification of accidental death due to COVID-19 related duty.

For Community Health Workers (ASHAs and ASHA Facilitators):

Certificate needed: Engagement certificate from the PHC Medical Officer and a certificate from the PHC Medical Officer stating that the death was accidental and occurred due to COVID-19 related duty.

For Volunteers drafted by authorized Government officials:

Certificate needed: Proof of engagement by authorized government officials and certification of accidental death due to COVID-19 related duty.

FAQ’s

Is there an age limit for health workers to be eligible for this scheme?

No, there is no specific age limit mentioned for healthcare workers to be covered under this insurance scheme.

What types of healthcare providers are included in this scheme?

The scheme covers public healthcare providers including community health workers who are at risk due to direct contact and care of COVID-19 patients. It also includes private hospital staff, retired personnel, volunteers, staff from local urban bodies, and contracted, daily wage, ad-hoc, or outsourced staff requisitioned by various government and central hospitals, AIIMS, and INIs.

What does this special insurance package cover?

This accident insurance scheme provides coverage for two main scenarios: loss of life due to COVID-19, and accidental death that occurs while performing duties related to COVID-19.

Will I have to pay any premium to be part of this scheme?

No, you do not need to pay any premium. The Ministry of Health and Family Welfare, Government of India, is covering the entire cost of the premium for this scheme.

What is the exact benefit amount provided by the scheme?

The insured person's nominee or claimant will receive an amount of INR 50,00,000/- (Fifty Lakh Rupees).

Does the scheme require individual enrollment for healthcare workers?

No, individual enrollment is not necessary for healthcare workers to be covered under this scheme.

What is the definition of an 'accident' as understood by this scheme?

Under this scheme, an accident is defined as an event that is sudden, unforeseen, and involuntary. It must be caused by external, visible, and violent factors.

Who qualifies as a 'volunteer' under this insurance plan?

A volunteer, in the context of this scheme, is an individual who has been assigned duties by a Government official authorized by the Central, State, or UT government for caregiving. This includes individuals who may have come into direct contact with COVID-19 patients.

What is the validity period for the insurance coverage?

The insurance policy is valid for a period of 90 days, commencing from March 30, 2020.

Can you clarify who falls under the category of 'private persons' for this scheme?

'Private persons' refer to individuals engaged by both public and private healthcare institutions or organizations through an agency. They must have been deployed or drafted for caregiving and potentially come into direct contact with COVID-19 patients. Proof that the institution/organization engaged the agency's services is required.