Education Loan Scheme under NSFDC- Haryana 2026

This scheme supports Below Poverty Line (BPL) Scheduled Caste families in Haryana with loans and subsidies for Read More... poultry farming, aiming to boost self-employment and income. Read less

Details

Looking to start or expand a poultry farm in Haryana? The Haryana Scheduled Castes Finance and Development Corporation (HSFDC) has a scheme that could help you earn a livelihood. This initiative is designed to support Scheduled Caste families by providing financial assistance for poultry farming, a proven way to generate income.

What Is This Scheme?

The Poultry Farming Scheme is an initiative by the Haryana Scheduled Castes Finance and Development Corporation (HSFDC). It's all about helping individuals from Scheduled Caste (SC) families who are below the poverty line (BPL) to set up their own poultry farms. The corporation partners with banks to provide loans and subsidies, making it easier for you to get started.

Who Can Benefit From This Scheme?

This scheme is specifically for residents of Haryana who fall under the Scheduled Caste category. You need to be from a Below Poverty Line (BPL) family, and your family's annual income should not be more than ₹1,80,000. This applies whether you live in a village or a city.

Why This Scheme Is Important

Self-employment is key to economic independence. This scheme focuses on poultry farming because it's a viable income-generating activity. By providing financial support, the HSFDC aims to empower SC families, improve their economic condition, and contribute to rural development. It offers a practical pathway to sustainable livelihood.

Objective

This scheme supports Below Poverty Line (BPL) Scheduled Caste families in Haryana with loans and subsidies for poultry farming, aiming to boost self-employment and income.

Benefits

Maximum Loan Limit:

For studies within India:Up to ₹10,00,000/-
For studies abroad:Up to ₹30,00,000/-

Recovery:

Recovery (Principal & Interest) will commence after 6 months of completion of the course or getting employment, whichever is earlier. The loan will be repaid in 20 quarterly installments in 5 years from the date of first disbursement.
There would be a tag/maker on the Diploma/Degree of the student indicating his repayment liabilities.

Note:The Educational Loan, shall, however, be restricted to cover the admissible expenses for the remaining years of study on a pro-rate basis. Further, all Educational Loans shall be sanctioned & disbursed on a case-to-case basis.

Sources and references

Official Website

Eligibility Criteria

To be considered for this scheme, you must meet the following conditions:

You must be a permanent resident of Haryana.
You must belong to the Scheduled Caste (SC) category.
Your family must be classified as Below Poverty Line (BPL).
Your family's annual income should not exceed ₹1,80,000. This income limit applies to both rural and urban residents.
Your name must be listed in the BPL Survey List.

Important Note: Our field staff will verify your eligibility before your application is sent to the bank for approval.

How To Apply

The application process is designed to be straightforward. Here’s how you can apply:

Visit the official website of the Haryana Scheduled Castes Finance and Development Corporation (HSFDC).
Navigate to the application registration section. The direct link is provided below.
Fill out the application form with all the required details accurately.
Submit the application. Your eligibility will then be verified by the field staff.
If found eligible, your application will be forwarded to the bank for loan sanction.

Official Application Link: https://hscfdc.org.in/appreg

Documents Required

Please ensure you have the following documents ready when you apply:

Aadhaar Card
Recent Passport-size Photograph
Ration Card
Voter Card or any other valid government-issued ID proof
Certificates demonstrating relevant qualifications and experience (if applicable)
Scheduled Caste Certificate
BPL Card or any document proving your BPL status
Proof of your annual family income
Any other documents that may be required by the corporation or the bank.

FAQ’s

Can someone from outside Haryana apply for this poultry farming scheme?

No, this scheme is exclusively for residents of Haryana. You must be a permanent resident of the state to be eligible.

What kind of financial help does the scheme offer for poultry farming?

The scheme offers a subsidy of 50% on the total project cost, capped at ₹10,000. It also facilitates bank loans for the remaining project expenses, up to a total project cost of ₹1,50,000.

What is the maximum annual income allowed for applicants?

To be eligible, your family's annual income should not exceed ₹1,80,000, regardless of whether you reside in a rural or urban area.

How are the loan payments structured for beneficiaries?

The recovery of the principal loan amount begins after 360 days, and you will start making installments after 180 days from the loan's disbursement.

Is there a specific group that this scheme aims to help?

Yes, this scheme is specifically designed for individuals belonging to the Scheduled Caste category who are also from Below Poverty Line (BPL) families.

Where can I find the online application form for the scheme?

You can apply online through the official HSFDC website. The direct link for registration is: https://hscfdc.org.in/appreg.

Does the scheme cover only rural residents, or can urban residents also apply?

The scheme is open to eligible applicants from both rural and urban areas within Haryana, provided they meet all other criteria.

What is the maximum amount that can be spent on a poultry farming project under this scheme?

The total project cost that the scheme considers is up to ₹1,50,000.

How is the loan amount given to the beneficiary?

The bank loan, which includes the subsidy and margin money, is provided directly to the seller of the assets (like chicks or equipment) on behalf of the beneficiary.

What documents are necessary to prove I belong to a BPL family?

You will need to provide your BPL Card or any other official document that confirms your BPL status. Your name must also be in the BPL Survey List.

What happens after I submit my application?

After you submit your application, the field staff will check if you meet all the eligibility requirements. If you do, your application will then be sent to the bank for the loan to be sanctioned.

What is the interest rate on the loan amount that HSFDC recovers?

For loan amounts up to ₹15,000, the annual interest rate charged is 4%.