Post Graduate Scholarship Scheme for GATE/GPAT Qualified Students-AICTE 2026

This scheme from the Ministry of Home Affairs offers central assistance to displaced families from Pakistan-occupied Kashmir Read More... (PoK) and Chhamb who have settled in Jammu & Kashmir. Eligible families will receive Rs. 5,49,692/- per family via Direct Benefit Transfer. Read less

Details

This special initiative by the Ministry of Home Affairs aims to provide much-needed financial support to families who were displaced from Pakistan-occupied Jammu & Kashmir (PoK) and Chhamb due to past conflicts. The scheme is designed for a one-time settlement, offering substantial assistance to help these families rebuild their lives.

What Is This Scheme?

The 'Central Assistance for One-Time Settlement of Displaced Families from PoK and Chhamb' is a rehabilitation package. It's meant to help families who had to leave their homes in PoK and Chhamb and have since settled in Jammu & Kashmir. The core idea is to provide a final financial settlement to compensate for properties lost during times of conflict.

Who Can Benefit From This Scheme?

The scheme is specifically for those families who are recognized as displaced persons from either "Pakistan occupied Jammu & Kashmir 1947" or "Chhamb 1965 and 1971 (camp/non-camp)". The head of the family, their successor, or heir, who is currently residing in Jammu & Kashmir and belongs to these categories, can apply.

Why This Scheme Is Important

This scheme is crucial for offering a dignified life to families who have endured displacement and hardship. It provides a financial cushion to help them start small businesses, take up farming, or invest in other activities that can secure a steady income. The one-time settlement aims to bring closure and stability to their lives.

Objective

This scheme from the Ministry of Home Affairs offers central assistance to displaced families from Pakistan-occupied Kashmir (PoK) and Chhamb who have settled in Jammu & Kashmir. Eligible families will receive Rs. 5,49,692/- per family via Direct Benefit Transfer.

Benefits

Amount of Scholarship:

The Scholarship under the scheme is ₹12,400/- per month per student.

Other Entitlements: Students are eligible for the following leaves-

Casual leave: 15 days in an academic year
Medical leave: Maximum of one month (30 days) in an academic year
Maternity leave: Candidates are eligible for maternity/ Paternity leave as per Govt. of India norms issued from time to time at full rates of scholarship etc. once during the tenure of their award. However maximum duration of the scholarship will not be extended in any circumstances.

Duration:

The Scholarship is tenable for 24 months or for the duration of the course i.e. from the date of commencement of classes till the date of completion of the classes whichever is lower and is not extendable under any circumstances.
Students of final years of dual degree integrated programmes would also be entitled to a PG Scholarship from the 9th semester onwards i.e. only for one year in the final year.

Note 01:All kinds of leave should be approved at the level of the University/College/Institute. Prior approval of the University/Institution/College is mandatory for all types of leaves.

Note 02:It will be obligatory for every post-graduate student to undertake 8 to 10 hours (per week) of work related to teaching and research activities as assigned to him /her by the Institute. This could include tutorials, laboratory classes, development and maintenance of laboratories, assistance in research and development activities undertaken by faculty members, maintenance and operation of Computers and other central facilities, assistance in library, etc.

Sources and references

Guideline

Eligibility Criteria

The applicant, who is the Claimant/Head of the Displaced Persons family or their successor or heir, must be residing in Jammu & Kashmir.
The family must belong to one of these categories: "Pakistan occupied Jammu & Kashmir 1947 Displaced Persons" or "Chhamb 1965 and 1971 (camp/non-camp) Displaced Persons".
There are a total of 36,384 families identified under this scheme.
The family must have valid documents to prove their displacement from PoK or Chhamb.

How To Apply

The eligible beneficiaries will receive the Central Assistance of Rs. 5,49,692/- per family directly through the Direct Benefit Transfer (DBT) method.
The State Government will also transfer its share of Rs. 308/- per family to the beneficiaries via DBT.
For identification of beneficiaries, the Government of Jammu & Kashmir may require specific credible and verifiable documents.
The State Government will verify these documents and forward the names of eligible beneficiaries, along with copies of their Aadhaar card and Aadhaar-linked bank account details, to the Ministry of Home Affairs (MHA).

Official Sources: Information regarding the application process and specific verification documents can be obtained from the Government of Jammu & Kashmir authorities.

Documents Required

Aadhaar Card
Proof of residence in Pakistan-occupied Jammu & Kashmir (PoK) or Chhamb.
Details of an Aadhaar-seeded Bank Account.

FAQ’s

What's the total financial aid amount a displaced family can get under this scheme?

Each eligible displaced family will receive a total of Rs. 5,50,000/-. This amount is the same for all eligible families, regardless of the number of members.

If my family was displaced from Ladakh, can we get help from this scheme?

Yes, displaced families from Ladakh are also considered eligible for assistance under this scheme.

Is there an end date to apply for this scheme?

According to the scheme guidelines, there is no specific deadline for applications.

Can I get the financial aid money in cash?

No, cash transactions are not permitted. All payments will be made through bank transfers only.

How do authorities identify a displaced family for this scheme?

The Jammu & Kashmir government will establish guidelines for credible and verifiable documents to identify beneficiaries. Once verified, the State Government will send the beneficiary list, along with Aadhaar card and Aadhaar-linked bank account details, to the Ministry of Home Affairs.

Is the financial assistance given out every year?

No, this is a one-time financial assistance provided to eligible families.

Can I choose to put the money into an annuity plan?

Yes, you have the option to invest the received assistance amount in an annuity scheme to ensure a steady monthly income.

What payment method will be used for the assistance?

The central assistance will be disbursed directly to beneficiaries through the Direct Benefit Transfer (DBT) system.

I have a small, nuclear family. Am I eligible to apply?

Yes, the scheme is inclusive and open to nuclear families as well.

What is the total sum allocated for the rehabilitation of displaced families?

A total of Rs. 2,000 crore has been set aside for the one-time settlement and rehabilitation of the 36,384 eligible families.

If I adopted a child after being displaced from Chhamb, will they be included for the scheme?

Yes, an adopted child will be counted as part of the family for the purpose of this scheme.