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Post Graduate Scholarship Scheme for GATE/GPAT Qualified Students-AICTE 2026

This scheme by the Ministry of Home Affairs offers central assistance for a one-time settlement to families  Read More... displaced from Pakistan-occupied Kashmir (PoK) and Chhamb and now residing in Jammu & Kashmir. Read less

Details

Life can be tough when you are forced to leave your home due to conflict. The Indian government understands this and has a special scheme to help families who were displaced from Pakistan-occupied Kashmir (PoK) and Chhamb.

What Is This Scheme About?

The Ministry of Home Affairs (MHA) has introduced a Central Assistance for One-Time Settlement scheme. It aims to provide financial relief to families who had to leave their homes in PoK and Chhamb due to war and hostilities, and have since settled in Jammu & Kashmir. This is a one-time settlement to help them rebuild their lives.

Who Can Benefit From This Scheme?

This scheme is specifically for those families who are part of the 36,384 families originally displaced from PoK in 1947 or from Chhamb in 1965 and 1971. The claimant, head of the family, or their successor or heir must be residing within Jammu & Kashmir.

Why This Scheme Is Important

For many years, these families have been living with the trauma of displacement. This scheme provides a significant financial package to offer them closure and a chance to start fresh. It's designed to compensate for the properties they lost and to provide a foundation for sustained earnings, helping them achieve economic stability.

Objective

This scheme by the Ministry of Home Affairs offers central assistance for a one-time settlement to families displaced from Pakistan-occupied Kashmir (PoK) and Chhamb and now residing in Jammu & Kashmir.

Benefits

Amount of Scholarship:
  1. The Scholarship under the scheme is ₹12,400/- per month per student.
Other Entitlements: Students are eligible for the following leaves-
  1. Casual leave: 15 days in an academic year
  2. Medical leave: Maximum of one month (30 days) in an academic year
  3. Maternity leave: Candidates are eligible for maternity/ Paternity leave as per Govt. of India norms issued from time to time at full rates of scholarship etc. once during the tenure of their award. However maximum duration of the scholarship will not be extended in any circumstances.
Duration:
  1. The Scholarship is tenable for 24 months or for the duration of the course i.e. from the date of commencement of classes till the date of completion of the classes whichever is lower and is not extendable under any circumstances.
  2. Students of final years of dual degree integrated programmes would also be entitled to a PG Scholarship from the 9th semester onwards i.e. only for one year in the final year.

Note 01:All kinds of leave should be approved at the level of the University/College/Institute. Prior approval of the University/Institution/College is mandatory for all types of leaves.

Note 02:It will be obligatory for every post-graduate student to undertake 8 to 10 hours (per week) of work related to teaching and research activities as assigned to him /her by the Institute. This could include tutorials, laboratory classes, development and maintenance of laboratories, assistance in research and development activities undertaken by faculty members, maintenance and operation of Computers and other central facilities, assistance in library, etc.

Sources and references

Who Can Apply?

  1. The applicant (claimant/head of the family or their successor/heir) must be residing in Jammu & Kashmir.
  2. Your family must be one of the 36,384 families originally displaced from:
    • Pakistan-occupied Jammu & Kashmir (PoK) in 1947.
    • Chhamb in 1965 or 1971 (whether from a camp or non-camp area).
  3. You need to have documents that can prove your family's displacement from the specified areas.

How To Apply

The process ensures that eligible families receive their due assistance directly. Here’s how it generally works:

  1. The Government of Jammu & Kashmir will specify credible and verifiable documents for identifying eligible beneficiaries.
  2. The State Government will review these documents.
  3. Once verified, the State Government will forward the names of the eligible beneficiaries, along with copies of their Aadhaar card and Aadhaar-seeded bank account details, to the Ministry of Home Affairs (MHA).
  4. The Central assistance will be transferred directly to the eligible beneficiaries' bank accounts via Direct Benefit Transfer (DBT). The State Government will also transfer its share through DBT.

Important Note: All financial transactions will be done through banks. No cash transactions are permitted.

Official Website:

For any official updates or detailed guidelines, please refer to the Ministry of Home Affairs website or the relevant departments of the Jammu & Kashmir government.

Documents Required

To prove your eligibility, you will need to provide the following documents:

  • Aadhaar Card
  • Proof of Residence: Documents that confirm your family originally resided in PoK or Chhamb (as applicable).
  • Bank Account Details: Details of your Aadhaar-seeded bank account. This is crucial for receiving the funds via DBT.

FAQ’s

What is the total financial aid a displaced family can expect from this scheme?

Each eligible displaced family will receive a total amount of Rs. 5,50,000/-.

Can the financial assistance be used for investments like annuities?

Absolutely. You have the option to invest the assistance amount in an annuity scheme to secure a steady monthly income.

How will the government verify that a family is indeed displaced from PoK or Chhamb?

The Jammu & Kashmir government will set clear guidelines for credible and verifiable documents to identify beneficiaries. They will then verify these documents and submit the list of eligible families, along with their Aadhaar and bank details, to the Ministry of Home Affairs (MHA).

Is there a specific closing date to apply for this settlement assistance?

As per the current guidelines of the scheme, there is no set deadline for applications.

If I have a smaller, nuclear family, am I still eligible for the scheme?

Yes, the scheme is open to all eligible families, including nuclear families.

What is the method for receiving the financial aid?

The assistance amount will be directly credited to your bank account through Direct Benefit Transfer (DBT).

My family was displaced from Ladakh. Am I eligible for this scheme?

Yes, displaced families from Ladakh are also considered eligible for assistance under this scheme.

Can I receive the assistance amount in cash?

No, all transactions are strictly through bank accounts, and cash payments are not allowed.

Does the scheme provide yearly financial aid?

No, the financial assistance provided under this scheme is a one-time settlement only.

Will the amount of financial help change based on the number of people in my family?

No, the financial assistance of Rs. 5,50,000/- is a fixed amount for all eligible families, regardless of the number of members.

If I adopted a child after being displaced, will they be counted for the scheme?

Yes, an adopted child will be considered a part of your family for the purpose of this scheme.

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