Post Graduate Scholarship for Ph.D./LLM Students 2026

This scheme helps women entrepreneurs become self-reliant by providing loans to start their own businesses. Read More... Read less

Details

The Gujarat government, through the Social Justice and Empowerment Department and implemented by the Gujarat Gopalak Vikas Nigam, has launched the Mahila Samrudhhi Yojana. It's designed to empower women by offering them financial support to kickstart their entrepreneurial journeys.

What Is This Scheme?

The Mahila Samrudhhi Yojana is essentially a microfinance program. It provides loans to individual women who wish to start their own businesses. The main goal is to foster self-employment and make women financially independent.

Who Can Benefit From This Scheme?

This scheme is specifically for women entrepreneurs. To be eligible, you must belong to the Rabari or Bharwad castes, which are recognized as socially and educationally backward classes in Gujarat. Applicants should also meet age and income criteria.

Why This Scheme Is Important

By providing accessible financial aid at a low interest rate, the Mahila Samrudhhi Yojana aims to unlock the potential of women entrepreneurs. It supports them in establishing sustainable livelihoods, contributing to their personal growth and the economic development of the state.

Objective

This scheme helps women entrepreneurs become self-reliant by providing loans to start their own businesses.

Benefits

Financial Assistance:Scholarship is provided to the poor students to help them achieve the benefits of Higher Education.Mode of Disbursement:Direct Benefit Transfer (DBT)*The applicant must maintain registration as Doctor of Philosophy/Post Doctorate Research Scholar in recognized universities.*Academic performance standards must be maintained as per university requirements.

Sources and references

Schemes Of Department

Eligibility Criteria

You must be a woman.
Your age should be between 21 and 45 years.
Your annual family income should not be more than ₹3,00,000.
You must belong to the Rabari or Bharwad castes, classified under socially and educationally backward classes (SEBC).

How To Apply

You can apply for the Mahila Samrudhhi Yojana online. Here’s how:

Visit the official Gujarat Gopalak Vikas Nigam online portal: https://ggdconline.gujarat.gov.in/
On the homepage, look for and click on the "Apply Now" option for the Mahila Samruddhi Yojana.
Follow the on-screen instructions to complete your application.
Ensure you have all required documents ready before starting the application.

You can track your application status on the same portal by selecting "Know App Status" and providing your details.

Documents Required

Aadhaar Card
Ration Card
Voter ID Card
Income Certificate
Caste Certificate (to confirm your status within Rabari or Bharwad communities from SEBC)
Disability Certificate (if applicable)
Educational Qualification Documents
Bank Account Details (like a Bank Passbook or Statement)
Details of any previous loans (if you have taken any)

FAQ’s

What is the main goal of the Mahila Samrudhhi Yojana?

The primary aim of this scheme is to empower women by helping them become self-employed and financially independent through microfinance loans for starting their own businesses.

Can anyone apply for this loan scheme?

No, this scheme is specifically for women who belong to the Rabari and Bharwad castes, which are categorized as socially and educationally backward classes in Gujarat.

What is the maximum loan amount available?

Eligible women can receive financial assistance for 100% of their loan requirement, up to a maximum of ₹1,25,000.

What is the annual interest rate on the loan?

The loan provided under this scheme comes with a very low interest rate of 4% per year.

What is the age limit for applicants?

Applicants must be between 21 and 45 years of age to be considered for this scheme.

Is there an income ceiling for this scheme?

Yes, your annual income should not exceed ₹3,00,000 to be eligible for the Mahila Samrudhhi Yojana.

What proof do I need to show for my caste?

You will need to submit a Caste Certificate that confirms you belong to the Rabari or Bharwad communities from the SEBC category.

How do I check if my application has been received?

After you submit your application online, you will receive an Application ID or Reference Number. Make sure to save this for your records and for tracking purposes.

Where can I check the progress of my application?

You can track your application status on the official Gujarat Gopalak Vikas Nigam online portal. Look for the "Know App Status" section and enter your scheme name, application number, date of birth, and the captcha code.

Can women with disabilities apply?

Yes, if you have a disability, you should include a Disability Certificate among the documents you submit.