Chief Minister's Comprehensive Health Insurance Scheme 2026

The 'Pedalandariki Illu' scheme, run by the Andhra Pradesh Revenue Department, aims to provide house site pattas Read More... to 25 lakh homeless families in both rural and urban areas, regardless of their caste or religion. Read less

Details

Launched by the Andhra Pradesh government, the 'Pedalandariki Illu' scheme is a major initiative to ensure shelter for all. This scheme, also known as the 'YSR Housing Scheme' or 'YSR Awaas Yojana', focuses on distributing house site pattas to eligible beneficiaries across the state.

What Is This Scheme?

Pedalandariki Illu is a comprehensive housing project by the Andhra Pradesh Revenue Department. Its primary goal is to provide land for building homes to families who currently do not own any property. The scheme is being implemented on a large scale, ensuring that as many eligible houseless individuals as possible receive support. The distribution of these land deeds is happening systematically.

Who Can Benefit From This Scheme?

This scheme is designed for homeless poor individuals and families residing in both rural and urban parts of Andhra Pradesh. Specific criteria apply to applicants based on their location and economic status, ensuring that the benefits reach those most in need.

Why This Scheme Is Important

The Pedalandariki Illu scheme addresses a fundamental need for shelter. By providing house site pattas, it empowers beneficiaries to build their own homes. This initiative promotes social equity and economic stability for the underprivileged sections of society. The scheme also aims to uplift women by issuing the pattas in their names.

Objective

The 'Pedalandariki Illu' scheme, run by the Andhra Pradesh Revenue Department, aims to provide house site pattas to 25 lakh homeless families in both rural and urban areas, regardless of their caste or religion.

Benefits

Extensive Coverage for Medical Emergencies: The Chief Minister Comprehensive Health Insurance Scheme is designed to provide financial support to families who are not financially equipped to handle medical emergencies due to the high costs of healthcare treatments in India. The scheme offers access to high-end medical treatments without the worry of incurring a significant financial burdens.

Large Network of Hospitals: One of the significant advantages of the Chief Minister Comprehensive Health Insurance Scheme is that it has a vast network of hospitals that are empanelled to provide medical treatment. This ensures that beneficiaries can access medical facilities quickly, even in remote areas.

Comprehensive Coverage for Multiple Treatments: The scheme provides coverage for numerous treatments, thereby reducing the likelihood of beneficiaries having to pay for medical treatments from their pocket. This ensures that beneficiaries can avail of any treatment covered under the policy free of cost, making healthcare more affordable.

High Sum Insured: The Chief Minister Comprehensive Health Insurance Scheme provides high coverage of up to Rs. 5 lahks per family for each policy year. This amount is sufficient to avail of most minor healthcare treatments, and it provides significant relief to families who cannot afford healthcare expenses.

Coverage for Additional Medical Procedures: Unlike typical health insurance policies, the Chief Minister Comprehensive Health Insurance Scheme also provides coverage for follow-up treatments and diagnostic procedures. This eliminates the need for beneficiaries to spend extra money on carrying out these procedures, thus providing additional financial relief.

Sources and references

Eligibility Criteria

Eligibility for the Pedalandariki Illu scheme depends on whether you are in a rural or urban area.

A) For Rural Areas:

You must belong to an identified Below Poverty Line (BPL) household.
You should not own a house or house site anywhere in Andhra Pradesh.
You should not have been included in any previous housing schemes from the State or Central government.
You should not own more than 2.5 acres of wet land or 5.00 acres of dry land.

B) For Urban Areas:

You should not own a house or house site anywhere in Andhra Pradesh.
You should not have been covered by any previous housing schemes from the State or Central government.
You should not own more than 2.5 acres of wet land or 5.00 acres of dry land.
Your household's annual income from all sources must not exceed ₹3,00,000 (Rupees three lakhs only).

How To Apply

The scheme focuses on a saturation mode, meaning all eligible houseless poor are to be covered. The distribution of house site pattas is being undertaken in a mission mode. While the process is largely managed by the government departments to identify and distribute pattas, beneficiaries are identified through existing government data and local surveys. For specific application procedures or updates, it is advisable to check official notifications from the Revenue Department or the Andhra Pradesh government's housing initiatives.

Official Source for Government Order:

You can find the Government Order related to housing at: https://gsws-nbm.ap.gov.in/NBM/images/GovtSchemesGos/GO on Housing.pdf

Documents Required

To apply for or to be considered under this scheme, applicants typically need to have the following documents ready:

Aadhar Card
White Ration Card
Address Proof
Bank Account Passbook
Domicile Certificate
Income Certificate
Mobile Number
Photograph

FAQ’s

What are the main benefits for rural residents under the Pedalandariki Illu scheme?

For rural areas, the scheme provides one house site patta of 1.5 cents in the woman beneficiary's name, which was planned for distribution on Ugadi, 2020. Additionally, the Housing Department assists with sanctions for building individual homes.

What is the income ceiling for eligibility in urban areas for this housing scheme?

If you are applying for housing in an urban area under this scheme, your household's total annual income must not exceed ₹3,00,000 (Rupees three lakhs only).

Can someone who already owns a house in Andhra Pradesh apply for housing under the urban category?

No, individuals who already own a house or a house site anywhere in Andhra Pradesh are not eligible for housing benefits under the urban category of this scheme.

Which department is responsible for managing the Pedalandariki Illu scheme?

The 'Pedalandariki Illu' scheme is managed by the Revenue Department of the Government of Andhra Pradesh.

What is APTIDCO, and what is its role in the scheme?

APTIDCO stands for Andhra Pradesh Township And Infrastructure Development Corporation. This government agency, along with other bodies like ULBs, is involved in the construction and handover of housing units to beneficiaries in urban areas.

Will my caste or religion affect my eligibility for the Pedalandariki Illu scheme?

No, the scheme is designed to help homeless poor families, and selection is made irrespective of caste, creed, or religion.

What kind of land parcel is given to eligible households in rural areas?

Eligible households in rural areas will receive a house site patta for an extent of 1.5 cents of land.

What is the significance of the "Bhoodhar Number" mentioned in the scheme details?

All individual plots allocated under this scheme will be given a unique identification number, similar to the 11-digit Bhoodhar Number, for clear record-keeping.

How many house site pattas are planned to be distributed under this housing initiative?

A total of 25,00,000 house site pattas are announced for distribution to eligible beneficiaries under this scheme.

If I have already received benefits from a previous housing scheme, can I still apply?

No, eligibility for this scheme requires that the beneficiary has not been covered or received benefits from any previous housing schemes sponsored by the State or Central government.

What is the approximate size of the land share for urban beneficiaries?

Urban beneficiaries will receive an undivided land share of about 1.0 cent.

What are the landholding limits for eligibility in rural and urban areas?

To be eligible, applicants should not own more than 2.5 acres of wet land or 5.00 acres of dry land.

Who is the house site patta typically issued to in this scheme?

The house site patta is issued in the name of the woman beneficiary of the household.

What are the essential documents needed for this housing scheme application?

The essential documents required include Aadhar Card, White Ration Card, Address Proof, Bank Account PassBook, Domicile Certificate, Income Certificate, a current Mobile Number, and a Photograph.

Are there any other popular names for the Pedalandariki Illu scheme?

Yes, the scheme is also popularly known as the 'YSR Housing Scheme' and 'YSR Awaas Yojana'.