Old Age Pension Scheme (P.B.O.C.W.W.B) 2026
The Punjab BOCW Welfare Board offers a Maternity Benefit Scheme to provide financial aid for childbirth expenses Read More... to registered construction workers, covering up to two children. Read less
Details
Navigating the costs of childbirth can be challenging. Recognizing this, the Punjab Department of Labour, through its BOCW Welfare Board, has introduced the Maternity Benefit Scheme. This initiative aims to support registered construction workers and their families during this important time.
What Is This Scheme?
The Maternity Benefit Scheme is a welfare program designed to offer financial assistance for expenses related to childbirth. It's specifically for female construction workers registered with the BOCW Welfare Board, or for the spouse of registered male construction workers. The scheme supports up to two living children.
Who Can Benefit From This Scheme?
This scheme is for registered construction workers in Punjab. It provides direct financial aid to female workers for their childbirth, and to male workers for their spouse's childbirth, with a limit of two children per worker.
Why This Scheme Is Important
This scheme plays a crucial role in ensuring that construction workers, who are vital to the state's development, receive essential support during their family's expansion. It helps ease the financial burden associated with childbirth, promoting the well-being of workers and their families.
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Benefits
Sources and references
Eligibility Criteria
To register as a Building/Construction Worker, you need to meet these conditions:
- Be a resident of Punjab.
- Work as a Building/Construction Worker (Unorganised Worker).
- Be between 18 and 60 years old.
- Have worked in building and construction for at least 90 days in a year.
- Have a monthly income of ₹15,000 or less.
- Not be a member of any other Welfare Fund established by law.
- Not be a member of Employees' Provident Fund (EPF), National Pension System (NPS), or Employees' State Insurance Corporation (ESIC).
- Not be an income tax payer.
To apply for the Welfare Scheme (Maternity Benefit), you must also:
- Have been a registered member of the Board for at least 6 months before the child's birth.
- Have regularly paid your contributions.
- The scheme is applicable for up to two living children.
How To Apply
To apply for the Maternity Benefit Scheme, you should follow these steps:
- Obtain the application form, 'Form No. 46', which is available for download from https://bocw.punjab.gov.in/userfiles/file/Maternity%20Benefit%20Performa.pdf or from the office of Labour Inspectors in your area.
- Fill out the form completely with accurate details.
- Submit the completed application along with all required documents. You can submit your application to the nearest Sewa Kendras or contact the Assistant Labour Commissioner/ Labour-cum-Conciliation Officer/ Labour Inspector/ Labour Enforcement Officer of your concerned area.
- Important: The application must be submitted within 3 months of the child's birth.
For Registration as a Building/Construction Worker:
- Application for registration is to be made in 'Form No. 28'.
- This form is available on the Board’s website or from the office of ALC/LCO and Labour Inspectors of the area.
- Apply to the Labour Inspector of your area for registration.
Documents Required
For Registration as a Building/Construction Worker:
- Age proof (Self-declaration if proof is unavailable).
- Residence proof.
- Aadhaar card (if available).
- Bank Account details (Bank name, account number, and IFSC/RTGS number).
- Details of dependents.
- Employer’s Certificate ('Form No. 28') confirming 90 days of construction work during the last 12 months in Punjab. You can find this form here: Form No. 28.
- Nomination Form ('Form No. 27'). You can find this form here: Form No. 27.
For Application of the Maternity Benefit Scheme:
- Child's photograph along with parents.
- Child's Aadhaar Card.
- Date of Birth Certificate issued by the Registrar.
- Death Certificate (if one of the children has passed away).
FAQ’s
How long is a construction worker's registration valid?
A worker can get registered for a minimum of 1 year and a maximum of 5 years at a time.
What is the registration fee for becoming a beneficiary?
The registration fee is a one-time payment of ₹25/-.
Who is considered a family member for receiving benefits?
Family members include the husband or wife, minor sons (and major sons who are mentally incapacitated or physically disabled and unable to earn), unmarried daughters, and parents of the building worker, provided they are dependent on the registered worker.
What if I've received maternity benefits from another source?
Yes, you can still apply for this benefit even if you have received similar benefits from other organizations.
What are the basic requirements to register as a construction worker in Punjab?
To register, you must be between 18 and 60 years old, have worked in Punjab for at least 90 days in the past year, and reside in the state.
How much do registered workers need to contribute monthly?
Registered workers are required to contribute ₹10 per month to the Board.
What is the deadline to apply for the Maternity Benefit Scheme after childbirth?
You need to apply for the scheme within 3 months from the date of the child's birth.
Can I apply for the maternity benefits if I haven't been a registered member for 6 months prior to the birth?
No, you must have been a registered member of the Board for at least six months before the child's birth to be eligible for this benefit.
What is the exact amount of financial help provided by the Maternity Benefit Scheme?
Female construction workers get ₹21,000 per child, and male construction workers receive ₹5,000 per child for their spouse's childbirth. This applies to a maximum of two living children.
Where do I submit my application for registration as a construction worker?
You should apply to the Labour Inspector of your area for registration.
What documents are essential for worker registration?
You'll need age proof (or self-declaration), residence proof, Aadhaar card (if available), bank account details, dependent details, an employer's certificate for 90 days of work, and a nomination form.
Is there a specific form for applying to the welfare scheme benefits?
Yes, you need to use 'Form No. 46' to apply for the Maternity Benefit Scheme. It can be downloaded from the provided link or obtained from Labour Inspectors.
Does a construction worker need to have worked for a minimum period to register?
Yes, a building worker must have completed at least 90 days of work as a building worker in the preceding 12 months to be eligible for registration.
Who is eligible to apply for this welfare scheme?
Any worker who is registered with the Board is eligible to apply for this welfare scheme.
To whom should I apply to receive the benefits under the welfare schemes?
For welfare scheme applications, construction workers should visit the nearest Sewa Kendras or contact the Assistant Labour Commissioner/ Labour-cum-Conciliation Officer/ Labour Inspector/ Labour Enforcement Officer in their area.
Is there a specific offline form for registration with the BOCW Welfare Board?
Yes, 'Form No. 28' is the prescribed form that must be used for registration as a beneficiary.
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