Get Updates
Get notified of breaking news, exclusive insights, and must-see stories!

New Swarnima Yojana for Women (GTKVN) 2026

This scheme offers financial aid to students from minority communities in Kerala who are pursuing professional courses Read More... like Chartered Accountancy, Cost & Management Accountancy, or Company Secretaryship. Read less

Details

Are you a student in Kerala pursuing a career in finance or corporate law? The Kerala State Minority Welfare Department has a scholarship scheme designed to support you. If you belong to a minority religious community and are studying for your CA, CS, or CMA exams, this scheme could provide valuable financial assistance.

What Is This Scheme?

The CA/ICWA CMA /CS Scholarship is a special initiative by the Kerala State Minority Welfare Department. It aims to ease the financial burden on students from minority religious groups who are diligently working towards completing their Chartered Accounts (CA), Cost & Management Accounts (CMA), or Company Secretaryship (CS) qualifications.

Who Can Benefit From This Scheme?

This scholarship is specifically for students who meet certain criteria. Primarily, you need to be a permanent resident of Kerala and belong to one of the recognized minority religious communities. The scheme also considers your academic performance and family income, providing a helping hand to those pursuing professional courses at the intermediate or final stages.

Why This Scheme Is Important

Professional courses like CA, CS, and CMA require significant time, effort, and financial investment. This scholarship recognizes the dedication of students from minority communities and aims to ensure that financial constraints do not hinder their pursuit of these prestigious qualifications. By providing financial support, the scheme encourages more students to excel in these fields and contribute to the state's economic growth.

Objective

This scheme offers financial aid to students from minority communities in Kerala who are pursuing professional courses like Chartered Accountancy, Cost & Management Accountancy, or Company Secretaryship.

Benefits

  • Loan Amount:Up to ₹1,00,000 for eligible business/trade activities.
  • Interest Rate:5% per annum.
  • Loan Coverage:100% of the approved project/business cost.
  • Repayment Term:60 equal monthly installments (5 years), including interest.
  • Sources and references

    Eligibility Criteria

    1. You must be a permanent resident of Kerala.
    2. Your religious community must be one of the recognized minority groups: Muslim, Christian, Sikh, Buddhist, Parsi, or Jain.
    3. Your family's annual income should not exceed ₹8,00,000/-.
    4. You should be currently appearing for the intermediate or final examinations of Chartered Accounts, Cost & Management Accounts, or Company Secretaryship courses.
    5. You need to have secured at least 60% marks in your Plus Two, B.Com, or other relevant degree courses.
    6. You must have a bank account in your own name with any nationalized bank.
    7. Special Preference: Applicants from the Below Poverty Line (BPL) category will be given priority. If there are no eligible BPL applicants, then those from minority communities with an annual income up to ₹8,00,000/- (Above Poverty Line - APL) will be considered. Selection will be based on merit and income.

    How To Apply

    1. Visit the official website of the Kerala State Minority Welfare Department: www.minoritywelfare.kerala.gov.in.
    2. Complete the online application form and submit it.
    3. After submission, you will receive a User ID and Password. Log in using these credentials.
    4. Upload your photograph, signature, and all required certificates.
    5. Click on "View/Print Application" to generate a printout of your registration form.
    6. Submit the printed application form along with all supporting documents to the Directorate of Minority Welfare.

    Documents Required

    • Applicant's Registration Printout
    • Copy of SSLC Mark List
    • Copy of Plus Two/VHSE Mark List
    • Copy of Degree Mark List (if applicable)
    • Foundation Pass Certificate (for Intermediate students)
    • Intermediate Admission Document (for Intermediate students)
    • Intermediate Pass Certificate (for Final students)
    • Final Admission Document (for Final students)
    • Proof of Course Study (e.g., Admission Card, Tuition Fee Receipt, ID Card)
    • Copy of the First Page of your Bank Passbook (showing Name, Account Number, Branch Code, and Branch Address)
    • Copy of Aadhaar Card OR Copy of NPR Card
    • Copy of Nativity Certificate
    • Copy of Community Certificate OR Minority Certificate
    • Original Income Certificate issued by the Village Office
    • Copy of Ration Card (to establish BPL status, if applicable)

    FAQ’s

    What is the primary goal of the CA/ICWA CMA /CS Scholarship?

    The main aim of this scholarship is to offer financial aid to students belonging to minority religious communities who are pursuing their Chartered Accounts, Cost & Management Accounts, or Company Secretaryship courses.

    Can you list the courses covered by the CA/ICWA CMA /CS Scholarship?

    Yes, the scholarship is available for students enrolled in Chartered Accounts, Cost & Work Accounts (which is now Cost & Management Accounts), and Company Secretaryship programs.

    Who is eligible to apply for this scholarship program?

    To be eligible, you must be a permanent resident of Kerala, belong to a minority religious community, and be currently studying one of the covered professional courses at the intermediate or final level.

    Are there specific religious communities that can apply for this scholarship?

    Yes, the scholarship is intended for students from the following religious communities: Muslim, Christian, Sikh, Buddhist, Parsi, and Jain.

    For which academic stages of the courses can students apply for this scholarship?

    Students who are appearing for their Intermediate or Final year examinations in the eligible courses are eligible to apply for this scholarship.

    Is there a minimum mark requirement from previous studies for applicants?

    Yes, applicants are required to have secured at least 60% marks in their Plus Two, B.Com, or other relevant degree examinations.

    Does the scholarship give preference to any particular applicant groups?

    Absolutely, preference is given to applicants who fall under the Below Poverty Line (BPL) category.

    If my family's income is above the poverty line, can I still apply?

    Yes, if there aren't enough eligible BPL applicants, students from minority religious communities with an annual family income of up to ₹8,00,000/- (Above Poverty Line - APL) can be considered.

    Can I reapply if I have already received this scholarship in a previous year?

    No, individuals who have been awarded this scholarship in earlier years are not eligible to apply again.

    Is having a bank account a requirement to receive the scholarship funds?

    Yes, all applicants must possess a bank account in their own name with any nationalized bank to facilitate the transfer of the scholarship amount.

    What is the process to apply for the CA/ICWA CMA /CS Scholarship?

    You can apply online via the Kerala State Minority Welfare Department's official website, which is www.minoritywelfare.kerala.gov.in.

    What should I do after completing the online application?

    After submitting your application online, you will get a User ID and Password. Use these to log in and upload your Photo, Signature, and all necessary certificates.

    Do I need to print out my online application form?

    Yes, once you have submitted the application online, you should click on "View/Print Application" and then take a printout of the completed registration form.

    Where should I submit the printed application and supporting documents?

    The printout of your registration form along with all other required documents needs to be submitted to the Directorate of Minority Welfare.

    If I am a Final year student, what specific documents related to my course do I need to submit?

    As a Final year student, you must submit a copy of your Intermediate pass certificate and proof that you have joined the Final course, such as an admission card or fee receipt.

    Notifications
    Settings
    Clear Notifications
    Notifications
    Use the toggle to switch on notifications
    • Block for 8 hours
    • Block for 12 hours
    • Block for 24 hours
    • Don't block
    Gender
    Select your Gender
    • Male
    • Female
    • Others
    Age
    Select your Age Range
    • Under 18
    • 18 to 25
    • 26 to 35
    • 36 to 45
    • 45 to 55
    • 55+