Mukhyamantri Vriddhjan Samman Pension Yojana 2026

This scheme helps registered construction workers in Gujarat build their own homes by providing financial assistance through Read More... the Gujarat Building and Other Construction Worker’s Welfare Board. Read less

Details

Building a home is a dream for many, especially for hardworking construction workers. Understanding this need, the Gujarat government, through the Gujarat Building and Other Construction Worker’s Welfare Board (GBOCWWB), has launched a dedicated Housing Subsidy Scheme. This initiative aims to provide crucial financial support to registered construction workers, making homeownership a reality.

What Is This Scheme?

The Housing Subsidy Scheme, operational since 2021-22, is designed to offer a helping hand to construction workers who are registered with the GBOCWWB. It provides financial assistance specifically for building or purchasing a house. The core idea is to offer relief and stability to these workers by subsidizing their housing expenses.

Who Can Benefit From This Scheme?

The scheme is specifically for individuals who are registered as building and other construction workers with the Gujarat Building and Other Construction Worker’s Welfare Board. It’s for those who are actively contributing to the state’s development and aspire to own a home.

Why This Scheme Is Important

The scheme plays a vital role in providing financial security and social stability to the construction worker community. By offering subsidies for housing, it directly addresses a fundamental need, helping workers build assets and improve their living conditions. This financial aid can significantly ease the burden of homeownership, especially for those who have taken loans to buy their houses.

Objective

This scheme helps registered construction workers in Gujarat build their own homes by providing financial assistance through the Gujarat Building and Other Construction Worker’s Welfare Board.

Benefits

Pension amount : ₹1,000/- per month

Sources and references

Guidelines

Eligibility Criteria

You must be registered with the Gujarat Building and Other Construction Worker’s Welfare Board to be eligible for this scheme.
At the time of applying, your registration with the worker's board must be valid for at least the last 2 years.
The house you purchased or documented must be after the scheme's resolution date, which was 29/06/2020. Your application must be submitted within one year from the date mentioned on your house purchase document.
If you have taken a loan to buy your house, the loan amount should not exceed ₹15 lakhs, and the loan tenure must be 10 years or longer.
You, your spouse, or any joint owner should not currently own any house or property. This needs to be confirmed through an affidavit.
To continue receiving assistance, you must submit a bank loan interest certificate or bank loan statement after each financial year ends.
After receiving the first year's assistance, you need to submit a written proposal every year to the concerned board's district office to receive the remaining four years of subsidy. This proposal should include a copy of the in-principle approval letter and your annual interest statement.

How To Apply

Visit the official Sanman Portal: https://sanman.gujarat.gov.in/
Complete the application form as per the instructions.
You can also visit the district office of the BOCW Board to apply for the scheme benefits in person.

Documents Required

For ‘E-Nirman Card’ under GBOCWWB:

Worker's photograph
Aadhaar Card
Ration Card
Caste Certificate (if applicable)
Proof of Age (e.g., Birth Certificate, Driving Licence, PAN Card, Voter ID Card)
Self-declaration certificate
Employer Certificate
Bank Passbook or cancelled Cheque
Any other documents as requested

For Scheme Benefits:

Worker's e-Nirman Card
Copy of Identity Card (Red Book) for Board enrollment
Copy of Aadhaar Card
Copy of building document
Proof of loan (loan sanction letter)
Annual Loan Statement / Annual Interest Certificate
Copy of Housing Loan Passbook / Statement
Any other documents as requested

FAQ’s

What is the Gujarat Housing Subsidy Scheme and who runs it?

The Gujarat Housing Subsidy Scheme is an initiative by the Gujarat Building and Other Construction Worker’s Welfare Board (GBOCWWB) to give financial help to registered construction workers who want to build their own homes.

How much financial help can a construction worker get from this scheme?

Registered construction workers can get up to ₹1,50,000/- in total assistance. This amount is given in installments of ₹30,000/- each year for five years, provided all the conditions are met.

Can a construction worker who already owns a house apply for this subsidy?

No, if you or your spouse already own a house or any property, you are not eligible to receive benefits under this Housing Subsidy Scheme. You will need to provide an affidavit confirming this.

What are the basic requirements to be eligible for the scheme?

You must be a construction worker registered with the Gujarat Building and Other Construction Worker’s Welfare Board and have maintained this registration for at least the last two years. Also, the house purchase document must be dated after June 29, 2020.

Is there a time limit for applying after buying a house or getting a loan?

Yes, you need to apply within one year from the date mentioned on your house purchase document. Importantly, the property documentation must be dated on or after 29/06/2020, the scheme's resolution date.

What if a construction worker has taken a loan for their house?

If you've taken a loan for your house, it should not be more than ₹15 lakhs. The loan period must also be for 10 years or longer to be eligible for the subsidy.

Do I need to keep submitting documents every year to get the full subsidy?

Yes, after receiving the subsidy for the first year, you must submit a written application each year to the district office of the board to claim the remaining installments. You'll need to provide documents like the in-principle approval letter and your annual interest statement.

How can I find the official website or portal to apply?

You can apply online through the official Sanman Portal at https://sanman.gujarat.gov.in/.

What documents are needed to apply for the scheme benefits?

You will need your e-Nirman Card, Identity Card (Red Book), Aadhaar Card, building document, loan sanction letter, annual loan statement, and housing loan passbook copy, among other required documents.

Can I apply for the Housing Subsidy Scheme in person?

Yes, besides applying online through the Sanman Portal, you can also visit the district office of the Gujarat Building and Other Construction Worker’s Welfare Board (BOCW Board) to submit your application for the scheme benefits.