Mukhyamantri Vriddhjan Samman Pension Yojana 2026
This scheme by the Gujarat Building and Other Construction Worker’s Welfare Board offers financial help to registered Read More... construction workers to build or buy their own homes. Read less
Details
Building a home is a dream for many, and for construction workers in Gujarat, this dream is closer to reality with the Housing Subsidy Scheme. Implemented by the Gujarat Building and Other Construction Worker’s Welfare Board (GBOCWWB), this initiative aims to provide significant financial support to registered workers.
What Is This Scheme?
The Housing Subsidy Scheme, launched in 2021-22 by the Gujarat Building and Other Construction Worker’s Welfare Board (GBOCWWB), under the Labour, Skill Development & Employment Department, is designed to offer financial aid to construction workers. The primary goal is to assist registered workers in owning their homes, thereby providing them with financial relief and social stability.
Who Can Benefit From This Scheme?
The scheme is specifically for construction workers who are registered with the Gujarat Building and Other Construction Worker’s Welfare Board. It’s a step towards ensuring that those who build our cities and towns can also build a home for themselves and their families.
Why This Scheme Is Important
This scheme addresses a crucial need by providing direct financial assistance. It acknowledges the contribution of construction workers and aims to improve their living standards and provide a sense of security. By offering subsidies on housing, it helps overcome the financial barriers that often prevent workers from owning property.
Objective
Benefits
Sources and references
Eligibility Criteria
- You must be a construction worker registered with the Gujarat Building and Other Construction Worker’s Welfare Board.
- At the time of application, your registration with the board must be valid for at least the last 2 years.
- The document for your house purchase must be dated on or after 29/06/2020 (the scheme's resolution date). You need to apply within one year from the date mentioned on this purchase document.
- If you have taken a loan for your house, it should not be more than ₹15 lakh, and the loan repayment period must be 10 years or longer.
- You, your spouse, or a joint owner should not own any other house or property. This needs to be confirmed with an affidavit.
- To receive the subsidy annually, you must submit a bank loan interest certificate or bank loan statement after the end of each financial year.
- For the remaining four years of assistance after the first year, you need to submit a written application each year at the district office of the board. This should include a copy of the in-principle approval letter and your annual interest statement.
How To Apply
- You can apply online through the Sanman Portal at: https://sanman.gujarat.gov.in/
- If you prefer to apply offline, you can visit the district office of the Building and Other Construction Worker’s (BOCW) Board.
Documents Required
For 'E-Nirman Card' under GBOCWWB:
- Worker's photograph
- Aadhaar Card
- Ration Card
- Caste Category certificate (if applicable)
- Proof of age (e.g., Birth certificate, Driving Licence, PAN Card, Voter ID Card)
- Self-declaration certificate
- Employer Certificate
- Bank Passbook or cancelled Cheque
- Any other documents as specified by the board
For Scheme Benefit:
- Your e-Nirman Card
- Copy of Identity Card (Red Book) showing your enrollment with the Board
- Copy of Aadhaar Card
- Copy of the building document (house purchase document)
- Proof of taking a loan (loan sanction letter)
- Annual Loan Statement or Annual Interest Certificate
- Copy of Housing Loan Passbook or Statement
- Any other documents as requested
FAQ’s
What is the Gujarat Housing Subsidy Scheme?
The Gujarat Housing Subsidy Scheme is a program by the Gujarat Building and Other Construction Worker’s Welfare Board (GBOCWWB) to offer financial help to registered construction workers so they can build or buy their own homes.
How much financial help can a worker get under this scheme?
Registered construction workers can receive up to ₹1,50,000/- in total. This amount is given out in installments of ₹30,000/- per year for five years, provided all the conditions are met.
Who is eligible to receive benefits from this housing subsidy?
To be eligible, you must be a construction worker who is registered with the Gujarat Building and Other Construction Worker’s Welfare Board. Your registration needs to be active for at least the last two years when you apply.
Is there a deadline for submitting applications for the housing subsidy?
Yes, your house purchase document must be dated after June 29, 2020. You must apply within one year from the date shown on this document.
What if I already own a house? Can I still apply?
No, you cannot avail this scheme if you, your spouse, or someone jointly own a house or property. You'll need to provide an affidavit confirming this.
What is the maximum loan amount considered for the subsidy?
If you've taken a loan to buy a house, the maximum loan amount eligible for this subsidy is ₹15 lakh. The loan tenure should also be 10 years or more.
How often do I need to reapply or submit documents for continued benefits?
After receiving the first year's assistance, you need to submit a written application every year to the district office of the board. This is required to get the remaining four years of subsidy, along with the annual interest statement and approval letter.
Where can I find the online application portal for this scheme?
You can apply online through the official Sanman Portal of Gujarat at https://sanman.gujarat.gov.in/
Is it possible to apply for the scheme in person?
Yes, if you wish to apply offline, you can visit the local district office of the Building and Other Construction Worker’s Board (BOCW Board).
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