Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana 2026

This scheme supports farmers in 15 Bihar districts to boost banana cultivation by providing subsidies and quality Read More... plant materials. Read less

Details

The Bihar government, through its Department of Agriculture, has launched the 'Kela Vikas Yojana' as part of the larger Mukhyamantri Bagwani Mission. This initiative aims to significantly increase the commercial cultivation of bananas across the state.

What Is This Scheme?

The Kela Vikas Yojana focuses on promoting plantain (banana) cultivation in 15 specific districts of Bihar. It offers financial help and provides farmers with high-quality tissue-cultured plants to ensure better yields. The scheme is designed to be inclusive, setting aside special quotas for SC, ST, and women farmers. All payments are made directly to beneficiaries via DBT.

Who Can Benefit From This Scheme?

This scheme is designed for farmers residing in Bihar who wish to cultivate bananas. Both landowners (ryot farmers) and those who lease land (non-ryot farmers) can apply. It's particularly beneficial for those who own between 0.25 acres and 10 acres of agricultural land.

Why This Scheme Is Important

By promoting modern cultivation techniques and providing access to quality planting materials, the Kela Vikas Yojana aims to enhance agricultural productivity and farmer income in Bihar. The financial assistance and reserved quotas ensure that various sections of the farming community, including women and marginalized groups, can participate and benefit from commercial horticulture.

Objective

This scheme supports farmers in 15 Bihar districts to boost banana cultivation by providing subsidies and quality plant materials.

Benefits

Financial Protection

Coverage for livestock loss due to death, providing financial security to farmers.

Sum insured is determined based on the market value of livestock and milk yield.

Maximum coverage is up to five large animals or equivalent small animals per household.

Subsidized Premiums

APL beneficiaries pay ₹100/200/300 per large animal per year based on milk yield or ₹25/- per small animal.

BPL beneficiaries receive additional subsidies, and SC beneficiaries have their entire premium covered by the state and central government.

Mode and Frequency of Disbursement

Claims are settled through direct bank transfers to beneficiaries.

Accidental death claims are covered immediately; non-accidental death claims are covered after a 21-day waiting period.

Expected Time of DisbursementInsurance companies are required to settle claims within 15 days of document submission. Delays incur a penalty of 12% compound interest per annum.

Sources and references

Guideline

Eligibility Criteria

Must be a resident of Bihar.
Must be a farmer.
Land must be located in one of these districts: Arwal, Bhojpur, Buxar, Gopalganj, Jehanabad, Kaimur, Lakhisarai, Madhepura, Nawada, Saran, Shivhar, Sitamarhi, Siwan, Supaul, or Sheikhpura.
Must own or cultivate between 0.25 acres (0.1 ha) and a maximum of 10 acres (4 ha) of agricultural land.
Must be registered on the DBT portal.

Important Allocations:

General Category: 78.56%
Scheduled Castes: 20%
Scheduled Tribes: 1.44%
Women Participation: 30%

Both ryot farmers (using land documents) and non-ryot farmers (using a contract form) are eligible.

How To Apply

Ensure you are registered on the DBT portal. Your Aadhaar must be linked to your mobile number for registration.
After successful DBT registration, wait for 48 hours.
Apply online for the scheme using your 13-digit registration number.
For the exact application link and detailed process, please refer to the official horticulture department website of Bihar.

Note: Payments are processed through Direct Benefit Transfer (DBT).

Documents Required

For DBT Registration:

Aadhaar Card (with mobile number linked)
Passport Size Photograph
Farmer details
Land information
Bank account details

For Online Application:

Passport Size Photograph
Contract form (required for non-ryot farmers)
Land ownership proof or revenue receipt (if applicable)

Important Note: If the applicant's name is not clearly mentioned on the land ownership or revenue receipt, a genealogy document must be submitted along with it.

FAQ’s

Could you explain the Kela Vikas Yojana?

Certainly! The Kela Vikas Yojana is a part of the Mukhyamantri Bagwani Mission by Bihar's Agriculture Department. Its main goal is to boost banana cultivation in 15 Bihar districts, offering financial aid and quality plants to farmers.

Which districts are included in this scheme?

The scheme is open to farmers from Arwal, Bhojpur, Buxar, Gopalganj, Jehanabad, Kaimur, Lakhisarai, Madhepura, Nawada, Saran, Shivhar, Sitamarhi, Siwan, Supaul, and Sheikhpura districts in Bihar.

What is the land size requirement to apply?

To apply, you need to have at least 0.25 acres (or 0.1 hectare) of agricultural land. The maximum land you can apply for under this scheme is 10 acres (or 4 hectares).

How much financial support can one get?

Beneficiaries will receive financial support of ₹46,875 per hectare in the first year of cultivation and ₹15,625 per hectare in the second year.

What kind of banana plants will be provided?

The scheme provides high-quality, tissue-cultured banana plants. These are known for being disease-free and giving better yields.

How does the scheme ensure fairness for different groups?

Inclusivity is a key focus. The scheme reserves 20% for Scheduled Castes, 1.44% for Scheduled Tribes, and 30% of the benefits for women beneficiaries.

Can farmers who don't own land but lease it also apply?

Yes, absolutely. Both ryot farmers (who own the land) and non-ryot farmers (who have a lease or contract) are eligible to apply for this scheme.

What is the first step to apply?

The very first step is to register yourself on the DBT portal. Make sure your Aadhaar number is linked with your mobile number, as this is crucial for registration.

What paperwork is needed for the application?

You'll need your land ownership documents or a revenue receipt. If your name isn't clear on these, you must also attach a genealogy document. For non-ryot farmers, a contract form is essential.

How will the money be given to the beneficiaries?

All financial assistance will be directly transferred to the bank accounts of the beneficiaries through the Direct Benefit Transfer (DBT) system. This ensures transparency and timely disbursal.

What if my name is not clear on my land papers?

If your name is not clearly stated on the land ownership or revenue receipt, you will need to submit a genealogy document along with your land papers to prove your connection to the land.

Is there any special provision for women farmers?

Yes, the scheme strongly encourages women's participation. A significant 30% of the benefits are reserved to ensure that women farmers can also benefit from this initiative.