Monetary Relief to the Victim of Atrocities- Haryana 2026

The Bihar Student Credit Card Scheme by the Bihar government helps students get loans of up to Read More... ₹4 lakh to pursue higher education. Read less

Details

Are you a student in Bihar with dreams of higher education but facing financial hurdles? The Bihar Student Credit Card Scheme is here to help you bridge that gap. Launched by the Bihar government, this initiative aims to ensure that lack of funds doesn't stop bright young minds from achieving their academic goals.

What Is This Scheme?

The Bihar Student Credit Card Scheme is a financial assistance program designed to provide easy access to education loans. Through this scheme, students can secure loans of up to ₹4 lakh at very low interest rates. This funding can be used for a variety of courses, including general graduation, technical, and medical studies, covering expenses like tuition fees, books, and laptops.

Who Can Benefit From This Scheme?

This scheme is tailored for students who are residents of Bihar and have successfully completed their Class 12th. It's for those aspiring to pursue higher education in authorized institutions but need financial support to make their dreams a reality.

Why This Scheme Is Important

Education is key to a better future, and this scheme ensures that financial constraints don't become a barrier. By offering affordable loans and flexible repayment options, the Bihar Student Credit Card Scheme empowers students to gain the knowledge and skills needed to secure better career opportunities, contributing to their personal growth and the state's development.

Objective

The Bihar Student Credit Card Scheme by the Bihar government helps students get loans of up to ₹4 lakh to pursue higher education.

Benefits

Under this scheme, financial assistance ranging from ₹85,000/- to ₹8,25,000/- is provided to the members of Scheduled Caste who becomes victims of atrocity by Non-Scheduled Caste persons for various acts like damage and loss of properties, grievous hurt, temporary/permanent incapacitation, Murder, death, rape, gang rape, kidnapping, the outrage of modesty, etc.

Note:Financial Assistance is provided in the bank accounts of the Victim or Family/Dependent of the Victim.

Sources and references

Official Website

Who Can Apply?

You must be a permanent resident of Bihar.
You should have successfully passed your Class 12th examination.
You need to be admitted to a course in an institution that is recognized by the relevant government authority.
You must be committed to completing the entire duration of your chosen course.
The applicant's age should not be more than 25 years at the time of application.

How To Apply

Visit the official website for the 7 Nischay Yojana.
Register yourself on the portal.
Complete the application form after verifying your details through OTP.
Submit the filled application form.

Official Application Link: https://www.7nishchay-yuvaupmission.bihar.gov.in/addFtrUserPage

Documents Required

Completed common application form.
Aadhaar Card.
PAN Card.
Class 10th and 12th mark sheets and certificates.
Copies of the scholarship award letter (if applicable).
Approved course structure details.
Proof of admission to the educational institution.
Fee schedule for the course.
Recent passport-sized photographs.
Previous year's income certificate.
Previous two years' income tax returns.
Bank statements for the past six months.
Proof of residence (e.g., Passport, ID card, Driving License, Voter ID).
Tax receipt.

FAQ’s

What is the Bihar Student Credit Card Scheme all about?

The Bihar government has set up an Education Finance Corporation to manage the disbursement of loans to students under the Bihar Student Credit Card (BSCC) Scheme, helping them fund their higher education.

Can students from other states apply for this scheme?

No, this scheme is exclusively for students who are permanent residents of Bihar.

What is the maximum loan amount available under the BSCC scheme?

Students can avail an educational loan of up to ₹4 Lakhs under the Bihar State Students Credit Card Scheme.

What are the key benefits provided by the BSCC scheme?

The main benefit is an educational loan of up to ₹4 Lakhs for students residing in Bihar to pursue their higher studies.

How do I apply for the Bihar Student Credit Card Scheme online?

You can apply by registering yourself on the official portal, filling out the application form after OTP authentication, and then submitting it.

What is the minimum educational qualification needed to apply?

You must have successfully passed your Class 12th examination.

Is there an age limit for applicants under this scheme?

Yes, the applicant's age should not be more than 25 years on the date they apply for the loan.

What happens if a student drops out of the course?

If a student drops out for any reason, the remaining loan amount from the time of dropout will not be provided to the institution or the student.

What types of courses can I get a loan for?

The loan can be used for general higher education courses, as well as various professional and technical courses like BA, B.Sc, Engineering, MBBS, Management, Law, and more.

Do I need to submit any documents when applying online?

Currently, no documents are required to be attached while submitting the application online. You might need them for later stages of verification.