Medical Expenses for Treatment of Major Ailments of a Beneficiary 2026

The Agriculture, Farmers Welfare and Cooperation Department of Gujarat offers financial aid to registered farmers' families for Read More... accidental death or disability. Read less

Details

Life can be unpredictable, and for our hardworking farmers, unexpected accidents can have devastating consequences. Recognizing this, the Gujarat government has introduced the Farmers Accidental Insurance Scheme to offer a crucial financial safety net. This scheme ensures that the families of registered farmers receive support in the face of accidental death or disability.

What Is This Scheme?

The Farmers Accidental Insurance Scheme is an initiative by the Agriculture, Farmers Welfare and Cooperation Department of Gujarat. Its main goal is to provide financial assistance to the legal heirs or successors of registered farmers if the farmer, their spouse, or their legal heir suffers accidental death or permanent disability. It's important to note that this scheme specifically covers accidents and does not extend to deaths due to natural causes or suicide.

Who Can Benefit From This Scheme?

The scheme is designed to support the farming community. Registered farmers in Gujarat, their spouses, and their legal heirs (sons and daughters) are the primary beneficiaries. The aim is to provide a sense of security to these individuals and their families, ensuring they are not left in financial distress due to unforeseen tragic events.

Why This Scheme Is Important

For farmers, agriculture is not just a profession but a way of life. An accident can disrupt their livelihood and create immense financial strain on their families. This scheme acts as a vital support system, offering a sum of up to ₹2,00,000 to help the family cope with the loss or disability, manage expenses, and secure their future. It underscores the government's commitment to the well-being of its agricultural backbone.

Objective

The Agriculture, Farmers Welfare and Cooperation Department of Gujarat offers financial aid to registered farmers' families for accidental death or disability.

Benefits

Financial Assistance:

₹2,000/- per year for minor treatments.

Up to ₹45,000/- (each operation) for major surgeries.

Sources and references

Guidelines

Eligibility Criteria

The farmer or their parents must have land records registered before the accident date.
The death or disability must be a direct result of an accident.
The person who passed away or became disabled must be the registered farmer, their spouse, or their legal heir (son/daughter).
If the accident involved a vehicle, the deceased or injured person must have had a valid driving license.
The beneficiary must be between 5 and 70 years of age at the time of the accidental death or permanent disability.
Applications must be submitted to the concerned District Agriculture Officer's office within 150 days of the accident.

How To Apply

Obtain the application forms (Annexure -1, 2,3, 3(A),4,5) from the relevant office.
Fill out the prescribed application form accurately.
Submit the completed application along with all the required documents to the office of the concerned District Agriculture Officer.
Ensure that your application is submitted within 150 days from the date of the accident.

Official Address for Submission: Office of the concerned District Agriculture Officer.

Documents Required

Application in the prescribed format (Annexure -1, 2,3, 3(A),4,5).
Copies of 7/12, 8-A & Hak Patrak (Form no: 6).
Copy of the Post Mortem report.
First Information Report (FIR) & Spot Panchnama (Police Inquest Report) or Court Order.
Proof of death (Death Certificate) and age proof from a competent authority, as applicable.
Disability certificate from a competent authority, if claiming for disability.
Sub Divisional Magistrate report and Police 'tapas' (inquiry) report.
'Baydhari Patrak' (Indemnity bond) in the prescribed format.
Valid driving license (if the deceased was driving the vehicle).
If the claimant is a legal heir (son/daughter) of a deceased registered farmer, proof of heirship like Pedhinamu or succession proof from the registered farmer (father or mother) is required.

FAQ’s

What is the main goal of the Farmers Accidental Insurance Scheme?

The primary aim of this scheme is to offer financial support to the families of registered farmers. This support is provided in cases where the farmer, their spouse, or a legal heir experiences accidental death or permanent disability.

Who can apply for financial aid under this scheme?

Any registered farmer in Gujarat, their spouse, or their legal heir (such as a son or daughter) is eligible to apply if they meet all the specified conditions of the scheme.

Does the scheme cover deaths that are not caused by accidents?

No, this scheme exclusively covers deaths resulting from accidents. It specifically excludes deaths that occur due to natural causes or suicide.

What is the highest amount of financial help available through the scheme?

The maximum financial assistance provided under the scheme is ₹2,00,000. This amount is given in cases of accidental death or if a person suffers a 100% permanent disability due to an accident.

What kind of compensation is offered for partial disabilities?

For accidental loss of both eyes, both limbs, or one hand and one leg, the benefit is ₹2,00,000. If there's an accidental loss of one eye and one limb, it's ₹2,00,000. For the accidental loss of just one eye or one limb, the benefit is ₹1,00,000.

How long do I have to apply after an accident happens?

You must submit your application for benefits under this scheme within 150 days from the date the accident occurred.

To which office should I send my application?

Your application, along with all supporting documents, should be submitted to the office of the concerned District Agriculture Officer.

If there are multiple heirs, can they all claim the benefit?

No, typically the benefit is provided to a single legal heir as determined by succession laws. Multiple heirs cannot claim separate benefits for the same incident.

What if the primary heir listed is no longer alive or is disabled?

In such situations, another eligible legal heir can claim the benefit. This would be processed according to the rules of the Indian Succession Act.

Who is considered a legal heir to claim benefits if the registered farmer passes away?

The legal heirs include the spouse (husband or wife) of the deceased registered farmer, as well as their children (son or daughter). Any of these individuals can claim the benefit.

Is having a valid driving license a must if the accident involved a vehicle?

Yes, it is mandatory. If the accidental death or injury occurred because the deceased or injured person was driving a vehicle, they must have possessed a valid driving license at the time of the accident for the claim to be valid.