Marriage Assistance to Person with Disability / BPL 2026

The Mukhyamantri Rojgaar Srijan Yojana in Jharkhand supports Scheduled Tribes (ST), Scheduled Castes (SC), Minorities, Backward Classes, Read More... and Persons with Disabilities (PwDs) in starting their own businesses through subsidized loans and training. Read less

Details

Looking to start your own business in Jharkhand? The Mukhyamantri Rojgaar Srijan Yojana is here to help! This scheme, launched by the Government of Jharkhand, aims to empower individuals from specific communities by providing them with the financial support needed to become entrepreneurs.

What Is This Scheme?

The Mukhyamantri Rojgaar Srijan Yojana is a financial assistance program designed to promote self-employment and business ventures. It offers subsidized loans to individuals belonging to Scheduled Tribes (ST), Scheduled Castes (SC), Minorities, Backward Classes, and also to Persons with Disabilities (PwDs) residing in Jharkhand.

Who Can Benefit From This Scheme?

This scheme is specifically for individuals who are permanent residents of Jharkhand and fall into the following categories: Scheduled Tribes, Scheduled Castes, Minorities, Backward Classes, and Persons with Disabilities. It's a great opportunity for unemployed individuals looking to establish their own livelihood.

Why This Scheme Is Important

The scheme plays a crucial role in fostering economic independence and reducing unemployment. By providing access to affordable credit, entrepreneurship training, and financial subsidies, it encourages the growth of small businesses, which in turn contribute to the state's economy.

Objective

The Mukhyamantri Rojgaar Srijan Yojana in Jharkhand supports Scheduled Tribes (ST), Scheduled Castes (SC), Minorities, Backward Classes, and Persons with Disabilities (PwDs) in starting their own businesses through subsidized loans and training.

Benefits

The scheme provides a financial assistance of ₹30,000/- to differently-abled individuals belonging to the BPL category for their first marriage.

Mode of Disbursement:The amount will be directly transferred to the beneficiary's bank account.Frequency of Disbursement:One-time assistance.

Sources and references

Official Website

Eligibility Criteria

You must be between 18 and 50 years old.
You must be a permanent resident of Jharkhand.
Your total annual family income should not be more than ₹5,00,000, whether you live in a rural or urban area.
You should not be currently employed in any government or semi-government job.
You must not have any history of loan default with any bank.
Your proposed business must be environment-friendly. Businesses dealing with alcohol, drugs, or polythene are strictly prohibited.
If you have a disability, the percentage of disability should be 40% or more.

How To Apply

To apply for the Mukhyamantri Rojgaar Srijan Yojana, you need to submit a completed application form. You can submit your application to the relevant corporation such as the Tribal Welfare Corporation, Scheduled Caste Welfare Corporation, Backward Class Welfare Corporation, or Minority Welfare Corporation. Alternatively, you can also submit it to the District Welfare Office.

Documents Required

Applicant's recent photograph.
Residential Certificate (must be issued online).
Caste Certificate (must be issued online).
Income Certificate (must be issued online).
A copy of your Aadhaar Card and PAN Card.
A copy of the first page of your bank passbook.
Scheme Proposal: A detailed proposal for your business (required for loans above ₹50,000, excluding vehicle loans).
Due Diligence Report: This is needed for business loans of ₹10 lakhs and above.
Training Certificate: If you have any relevant training certificates, provide a copy.
Self-Declaration Form: This needs to be on stamp paper as per the specified format.
Guarantor Certificate: A signed copy is needed if your loan is above ₹50,000 (excluding vehicle loans).
Guarantor's Aadhaar Card and PAN Card: Copies are required if a guarantor is involved.
Guarantor's Salary Slip or IT Return: A certified copy is needed.
Disability Certificate: Provide this if you are applying under the disability category.

FAQ’s

Who is eligible to apply for this scheme?

You are eligible if you belong to Scheduled Tribes, Scheduled Castes, Minority communities, Backward Classes, or are a Person with Disability, and are a permanent resident of Jharkhand.

What kind of financial support does the scheme offer?

The scheme provides a subsidy of 40% on the loan amount, capped at a maximum of ₹5,00,000, or the actual subsidy amount, whichever is less. Your EMI will be calculated on the remaining loan amount after the subsidy is applied.

Do I need a guarantor for the loan?

For loans up to ₹50,000, no guarantor is required. However, for loans exceeding ₹50,000, you will need to provide a guarantor or offer movable/immovable property as collateral.

What is the interest rate on the loans provided?

The loans offered under this scheme come at a subsidized interest rate of 6% per annum.

Can people living in cities also apply for this scheme?

Yes, absolutely! The scheme is open to residents of both urban and rural areas in Jharkhand, provided they meet all other eligibility conditions.

What types of businesses are supported by this scheme?

The scheme supports environment-friendly business proposals. Businesses involved with alcohol, drugs, or polythene manufacturing are not permitted.

How will the loan money be given to me?

Once your loan application is approved, the sanctioned loan amount will be directly transferred to your registered bank account.

Can I apply if I already have a government job?

No, the scheme is exclusively for unemployed individuals. If you are currently employed in a government or semi-government job, you are not eligible to apply.

What are the essential documents needed for the application?

You'll need documents like your Aadhaar card, Caste certificate, Income certificate, a copy of your bank passbook, and your business proposal if the loan is over ₹50,000. Specific documents for guarantors are also required if applicable.

Is there any flexibility in the age limit for applicants?

The age criteria is strictly set between 18 to 50 years. No age relaxation is provided under this scheme.

What is the procedure to apply for this scheme?

You can apply by submitting the necessary application form to the concerned district welfare office or the respective state corporation for tribal, SC, backward class, or minority welfare.