Pradhan Mantri Adarsh Gram Yojana 2026

This scheme sets up Jute Raw Material Banks (JRMBs) in local clusters to ensure easy availability of Read More... raw jute materials for artisans, self-help groups, and small manufacturers at good prices. Read less

Details

The Indian government's Jute Raw Material Bank Scheme (JRMB) is a significant initiative designed to boost the jute industry and support those who work with it. It aims to create a reliable supply chain for raw jute materials across the country.

What Is This Scheme?

The JRMB Scheme focuses on establishing 'banks' for jute raw materials directly in jute-producing areas. These banks will work with experienced agencies that have the necessary infrastructure for storage and sales. The goal is to source raw materials from jute mills and manufacturers at affordable rates and make them available to local artisans, women's self-help groups (WSHGs), and small jute product manufacturers. This helps them produce jute diversified products (JDPs) competitively.

Who Can Benefit From This Scheme?

The scheme directly benefits various groups involved in the jute sector. This includes Jute Artisans, Women Self-Help Groups (WSHGs), beneficiaries of the Jute-Rural Craft Promotion Centre (JRCPC), and Micro & Small Jute Units. These beneficiaries will get easier access to jute raw materials at prices lower than mill-gate rates.

Why This Scheme Is Important

This scheme plays a crucial role in strengthening the backward linkages for jute artisans and small businesses. By ensuring a steady and affordable supply of raw materials like jute fibre, yarn, and fabrics, it helps make their Jute Diversified Products (JDPs) more competitive in the market. It also supports value addition to jute products by providing access to different types of yarns, blended fabrics, and technical textiles.

Objective

This scheme sets up Jute Raw Material Banks (JRMBs) in local clusters to ensure easy availability of raw jute materials for artisans, self-help groups, and small manufacturers at good prices.

Benefits

Holistic Village Development

Focuses on Scheduled Caste (SC)-majority villages.

Aims to transform them into model villages with access to all basic services.

Financial Support

₹20 lakh per village for filling critical gaps in infrastructure and services.

Village Development Plan (VDP)

A custom 5-year development plan based on baseline survey and needs.

Convergence of Schemes

Integrates multiple central/state schemes like PMAY-G, MGNREGS, Ujjwala, SBM, etc.

Infrastructure Improvements

Roads, electricity, sanitation, water, healthcare, schools, Anganwadis, etc.

Social Empowerment

Promotes social harmony, inclusion, and awareness among SC communities.

Monitoring Framework

Tracks progress across 50+ indicators in education, health, livelihoods, etc.

No Direct Cash Benefit

Individuals benefit indirectly through improved village facilities and access to schemes.

Sources and references

Guidelines (English)

Eligibility Criteria

To be eligible to set up and run a Jute Raw Material Bank (JRMB), agencies must meet the following criteria:

The agency and its employees must be bonafide Indian entities and Indian citizens.
Reputed Registered Jute Entrepreneurs/Manufacturers, Exporters, Merchant Traders, NGOs, Cooperative Societies, Federations, Public Sector Undertakings (PSUs)/Organizations of the Central/State Government, and other firms/agencies engaged in identifying and marketing Jute Diversified Products (JDPs) for at least the last three years.
Recognized agencies with at least three years of experience in trading and promotion in the production and marketing of Jute Diversified Products (JDPs) or similar schemes in the Handloom, Handicrafts, and Textiles sector will be preferred.
The agency must have its own office with essential facilities like a telephone/mobile connection, computer/laptop with email, and at least 200 sq. ft. of space for running the JRMB.

How To Apply

Interested agencies should submit their applications in the following manner:

Prepare your proposal application in a sealed hard copy.
Ensure that every page of the application is signed.
Number all the documents included in the application sequentially.
Submit the application offline. The official address for submission is typically provided by the implementing ministry or department. For specific details, please refer to the official scheme notifications and website.

Documents Required

Applicants need to submit the following documents:

PAN Card of the Company.
Identification of the Applicant with Address Proof.
Proof of Rental or Ownership of the office space.
GST Registration Details.
Trade License (if applicable).
Location map of the proposed JRMB.
Photographs of the JRMB (both inside and outside view, compiled into a single PDF).
Income Tax Returns for the last three years (in a single PDF).
CA Certified Balance Sheet for the last three years (in a single PDF).
Documents supporting Work Experience.
Documents related to funds received from Government organizations.
Recommendation letters from District Magistrate (DM) / District Collector / DIC / BDO / NABARD/DRDA, etc.

FAQ’s

What is the main goal of the Jute Raw Material Bank Scheme?

The scheme aims to set up local 'banks' in jute clusters to supply raw jute materials to beneficiaries like JRCPC participants, Women Self-Help Groups (WSHGs), artisans, and small units that make Jute Diversified Products (JDPs). This ensures they can get materials at reasonable prices to make their products cost-effective.

Which types of organisations can run a JRMB?

Bonafide Indian agencies with at least three years of experience in trading and marketing jute products or similar schemes are eligible. This includes jute entrepreneurs, manufacturers, exporters, traders, NGOs, cooperative societies, and government organizations.

What financial help does the scheme offer?

The scheme provides financial support of 30% on sales value, up to a maximum of ₹12,00,000/- annually per JRMB. This support covers a 5% direct discount for beneficiaries and up to 25% for transportation and operational costs.

Is there any extra subsidy for remote areas?

Yes, JRMBs in hilly regions or areas with high transportation costs, such as J&K, Himachal Pradesh, Uttarakhand, and North-Eastern states, receive an additional freight subsidy of ₹1.50 per kg.

What are the annual sales and beneficiary targets for each JRMB?

Each JRMB is expected to achieve annual sales of ₹40 lakh and serve at least 20 beneficiaries each year. The purchase limit per beneficiary is ₹2 lakh annually.

How do the agencies receive their financial support?

The financial assistance is disbursed on a quarterly basis. Agencies need to submit valid documents like audited accounts, GST returns, bills, invoices, and bank statements for processing their claims.

What kind of office and infrastructure is needed for a JRMB?

The collaborating agency must provide its own office space of at least 200 sq. ft., equipped with a telephone/mobile connection, computer/laptop with email facilities. They are also responsible for warehouse, electricity, and water costs.

What kinds of jute materials can be supplied by a JRMB?

JRMBs can stock and supply jute fibre, finer count yarns, 100% jute or blended fabrics, laminated fabric, technical textiles, and decorative or braided yarns for various applications. These materials must be bought against GST invoices from registered mills.

How should proposals for setting up a JRMB be submitted?

Applications must be submitted offline in sealed hard copies. It's important that every page of the proposal is signed, and all accompanying documents are numbered sequentially.

What essential documents are needed when applying for this scheme?

Key documents include the agency's PAN card, identity and address proof, GST registration, Income Tax Returns for the last three years, audited financial statements for the last three years, proof of work experience, and recommendation letters from local authorities like the District Magistrate.