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The Janani Suraksha Yojana (JSY) aims to reduce maternal and infant deaths by encouraging institutional deliveries for Read More... pregnant women. It provides financial aid for safe deliveries, antenatal, and postnatal care to eligible women across India. Read less
Details
The Janani Suraksha Yojana (JSY) is a crucial initiative by the Ministry of Health and Family Welfare, Government of India, launched to significantly lower maternal and neonatal mortality rates. It achieves this by strongly promoting safe, institutional deliveries, especially among women from disadvantaged backgrounds.
What Is This Scheme?
JSY is a 100% centrally sponsored scheme that offers financial assistance to pregnant women. The goal is to ensure that every delivery happens in a safe medical facility, providing access to necessary care before, during, and after childbirth. It specifically targets women to reduce the risks associated with home deliveries.
Who Can Benefit From This Scheme?
This scheme is primarily designed for poor pregnant women across India. Specific benefits and eligibility might vary slightly based on whether you reside in a Low Performing State (LPS) or a High Performing State (HPS), or if you belong to Below Poverty Line (BPL) or Scheduled Caste/Scheduled Tribe (SC/ST) categories.
Why This Scheme Is Important
Ensuring institutional deliveries is vital for maternal and child health. JSY not only provides cash incentives to encourage women to deliver in health facilities but also covers essential services like antenatal check-ups, postnatal care, and immunization for newborns. This comprehensive approach aims to create a healthier future for mothers and their babies.
Objective
Benefits
Sources and references
Eligibility Criteria
- For Institutional Delivery (General):
- Delivery must be at a government health center (Sub-centre, Primary Health Centre, Community Health Centre, First Referral Unit, or general wards of District/State Hospitals).
- Delivery can also be at an accredited private health institution.
- Eligibility Specific to Low Performing States (LPS):
- Must be a pregnant woman.
- No BPL or marriage certificate is needed if delivering in a government or accredited private health institution.
- Above Poverty Line (APL) women in LPS are eligible if delivering in government health centers.
- Eligibility Specific to High Performing States (HPS):
- Must belong to a Below Poverty Line (BPL) household.
- Must be a Scheduled Caste (SC)/Scheduled Tribe (ST) woman.
- For Accredited Private Institutions (LPS & HPS):
- Must belong to a Below Poverty Line (BPL) household.
- Must be a Scheduled Caste (SC)/Scheduled Tribe (ST) woman.
- Must provide a valid Below Poverty Line or Scheduled Caste/Scheduled Tribe certificate.
- Must carry a referral slip from an ASHA/ANM/Medical Officer and the MCH-JSY card.
- For Home Delivery (All States/Union Territories):
- Must belong to a Below Poverty Line (BPL) household.
- Must provide a Below Poverty Line certificate.
How To Apply
The application process is integrated with antenatal care registration. Here's how it generally works:
- Identify and Register: Pregnant women are identified and registered by Accredited Social Health Activists (ASHAs), Auxiliary Nurse Midwives (ANMs), or other link health workers.
- Antenatal Care (ANC): Avail at least three ANC check-ups. This registration process typically marks your initial application for the scheme.
- Receive JSY Card: You will be issued a Maternal and Child Health (MCH) card, which also serves as your Janani Suraksha Yojana (JSY) registration card.
- Institutional Delivery: For institutional delivery benefits, deliver your baby at a government health center or an accredited private institution.
- Home Delivery: If opting for home delivery, ensure you have your BPL certificate ready.
- Benefit Disbursement: Cash assistance is provided at the health institution during discharge or within 7 days of delivery, based on the type of delivery and facility. ASHA package benefits are disbursed in installments.
For specific details or to initiate registration, please contact your local ASHA worker or visit the nearest government health facility.
Documents Required
- Below Poverty Line Certificate: Required for all beneficiaries opting for home delivery and for all women in High Performing States.
- Scheduled Caste/Scheduled Tribe Certificate: Required for women delivering in accredited private institutions in both LPS and HPS.
- Maternal and Child Health Card (JSY Card): Essential for all beneficiaries, used throughout the antenatal, delivery, and postnatal stages.
- Referral Slip: Issued by ASHA/ANM/Medical Officer, necessary for deliveries in accredited private institutions and for determining cash benefits based on residency.
- Admission Slip for Delivery: Presented at the hospital cash counter for encashment of mother's package and transport assistance.
- Voucher: For encashment of the mother's package and transport assistance money upon discharge.
- Expenditure Statement: Submitted by ASHA/Anganwadi Worker monthly to the ANM for money advanced.
- Statement of Cases: Accredited private health centers must submit monthly statements of JSY delivery, ANC, and obstetric complication cases to the Medical Officer.
- Referral Slips: To be sent with monthly statements from accredited private health centers for verification.
FAQ’s
What is the time limit to receive my cash assistance to be considered valid under this maternity care program?
To be considered legitimate, all payments must be received within seven days of the delivery. Any payments made before or after this seven-day period are deemed invalid and may face audit objections.
If I deliver my baby in a government health center in a rural area within a Low Performing State, how much financial support will I get?
You are eligible for ₹1,400/- as a one-time cash incentive. This amount is to help cover costs related to pregnancy, delivery, and postpartum care in rural areas of Low Performing States.
Can I get money for a home delivery under this maternity scheme, and what are the rules for it?
Yes, Below Poverty Line pregnant women can receive ₹500/- for a home delivery. This amount is provided regardless of their age or the number of children they have, to help with delivery and other related costs.
Which health worker is responsible for my initial registration and ensuring I get my antenatal care services through this program?
Your registration and facilitation of antenatal care services, as well as institutional delivery, will be managed by Accredited Social Health Activists (ASHAs), Auxiliary Nurse Midwives (ANMs), or Anganwadi Workers.
Where can I check if my application is being processed and if my cash aid has been sent out under this mother and child health scheme?
You can check the status of beneficiary lists and cash disbursement dates, which are updated monthly and displayed on notice boards at Sub-centers, Primary Health Centres, Community Health Centres, and District Hospitals.
How much cash assistance will I receive if my delivery takes place in an urban area of a High Performing State under this program?
For eligible beneficiaries delivering in urban areas of High Performing States, you will receive ₹600/- for institutional delivery, provided you meet the Below Poverty Line or Scheduled Caste/Scheduled Tribe criteria.
Is there any extra financial help available if I need a Caesarean section or face complications during childbirth at a government hospital?
Yes, the health institution can receive up to ₹1,500/- per case to hire specialists from the private sector or cover their travel costs if they are not available in-house, to manage Caesarean sections or other obstetric complications.
When is the best time to register for this maternal care program to ensure I receive all benefits and services on time?
To ensure you receive all benefits and services promptly, you should ideally register for antenatal care between 20 to 24 weeks before your expected delivery date.
What free healthcare services are provided to me and my newborn under the comprehensive care part of this scheme?
You and your newborn will receive free services including delivery (normal and C-section), medicines, diagnostic tests, blood transfusions, diet (hot meals or meal packs), and transport to and from health facilities.
Can I get benefits if I choose to deliver at a private hospital, and what are the specific conditions for this?
Yes, you can deliver at accredited private institutions if you are from a Below Poverty Line (BPL) or Scheduled Caste/Scheduled Tribe (SC/ST) background and have a referral slip from designated health workers.
What proof do I need to show that I am from a Below Poverty Line family to get benefits under this maternity health support program?
You must present a valid Below Poverty Line certificate. This is mandatory for all home deliveries and for all beneficiaries in High Performing States to be eligible for scheme benefits.
How does the financial aid amount for institutional deliveries in rural areas differ between Low Performing States and High Performing States?
For eligible women in rural areas, Low Performing States offer ₹1,400/- for institutional deliveries, whereas High Performing States provide ₹700/-.
What is the process for resolving complaints if I have issues with my eligibility or face delays in receiving my cash benefits?
Each district has a grievance redressal cell under the District Project Management Unit to handle complaints regarding eligibility, the amount of cash assistance, and delays in payment. Contact details are usually displayed at health centers.
What vaccinations must my newborn receive before the health worker can receive their second payment installment under this program?
Within 7 days of delivery, the child needs to be immunized with the Bacillus Calmette–Guérin (BCG) vaccine. The Accredited Social Health Activist receives their second payment after completing a postnatal visit and confirming this immunization.
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