Integrated Horticulture Development Plan Scheme for Scheduled Caste Families 2026

The Aam Aadmi Bima Yojana in Maharashtra provides insurance and scholarship benefits to landless labourers aged 18-59 Read More... years living in rural areas. Read less

Details

The Social Justice & Special Assistance Department of the Maharashtra Government runs the Aam Aadmi Bima Yojana. This scheme is a big help for landless labourers in rural areas. It's a central government-sponsored plan that gives financial protection through insurance and helps children with their education through scholarships.

What Is This Scheme?

Aam Aadmi Bima Yojana is designed to offer a safety net to landless labourers. It covers them against risks like natural death and accidents, providing financial support to their families. Additionally, it encourages education by offering scholarships to the children of insured members.

Who Can Benefit From This Scheme?

This scheme specifically targets landless labourers who are residents of Maharashtra. If you are between 18 and 59 years old, live in a rural area, and your family does not own any agricultural land, you can benefit from this scheme. It's important that you are not already covered by a similar insurance scheme.

Why This Scheme Is Important

In rural areas, landless labourers often face financial uncertainties. This scheme aims to reduce that stress by providing a financial cushion during difficult times. The insurance cover ensures that families don't suffer extreme hardship due to the untimely demise or disability of the earning member. The scholarship component further ensures that the education of the children is not interrupted, fostering a brighter future.

Objective

The Aam Aadmi Bima Yojana in Maharashtra provides insurance and scholarship benefits to landless labourers aged 18-59 years living in rural areas.

Benefits

Under this scheme, Scheduled Caste farmers receive 90% subsidy on components like Mushroom Trays, Bamboo Stacking in vegetable crops, Protected Structures (Poly House/Net House/Walk-in-Tunnels), Cultivation of High Value vegetables/ flowers under Protected Structures and other cultivation technologies in Haryana.
Training will be provided on various aspects of horticultural crops cultivation technologies.

Sources and references

Guidelines

Eligibility Criteria

You must be a resident of Maharashtra.
Your age should be between 18 and 59 years.
You must be a landless labourer.
You should be living in a rural area.
Your family should not own any agricultural land.
You should not be enrolled in any other similar insurance scheme.

How To Apply

To apply for the Aam Aadmi Bima Yojana, you will need to fill out an application form. You can get this form from:

The Collector Office
The Tahsildar Office
The Talathi Office

Make sure to submit your application within the time period specified by the authorities. Ensure all details in the application are correct and complete.

Documents Required

When you apply, you'll need to submit the following documents:

Proof of your identity (e.g., Aadhaar card, Voter ID)
Proof of your age (e.g., birth certificate, school leaving certificate)
Address proof
A certificate proving you are a landless labourer
Passport-sized photographs
Income certificate
The duly filled application form
Self-attestation where required
Any other documents that may be requested by the authorities

FAQ’s

Can I get a scholarship for my children under this scheme?

Yes, absolutely! If your children are studying in 9th to 12th grades, you can get a scholarship of ₹100 per month for each child. This benefit is available for up to two children in your family.

What happens if I'm already covered by another insurance scheme?

The scheme is intended for those who are not already covered by similar insurance schemes. If you are already under another government insurance plan for landless labourers, you may not be eligible.

How much does it cost to be a part of this insurance scheme?

The annual premium for each member is ₹200. The good news is that 50% of this premium is paid by the Maharashtra State Government and the Central Government, so you only pay half.

What kind of support does the Aam Aadmi Bima Yojana offer?

This scheme provides financial support in case of natural death, accidental death, or permanent disability due to an accident. It also offers scholarships for the children of the insured members.

I live in a village and don't own any land. Can I apply?

Yes, if you are a landless labourer living in a rural area and meet the age criteria (18-59 years), you are likely eligible.

If an accident causes me to lose one leg, what financial help will I get?

In the unfortunate event of losing one limb due to an accident, you will receive ₹37,500 under the scheme.

Where can I find the application form for this scheme?

You can pick up the application form from your local Collector Office, Tahsildar office, or Talathi office during their working hours.

What if I become permanently disabled from an accident?

If an accident leads to permanent total disability, the scheme provides financial assistance of ₹75,000.

What age group does the Aam Aadmi Bima Yojana cover?

The scheme is for individuals aged between 18 and 59 years old.

What is the Aam Aadmi Bima Yojana (Maharashtra)?

It's a special insurance plan by the Maharashtra Government for landless labourers in rural areas. It provides financial security against death and disability, and also helps children with education through scholarships.