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The Laghu Vyavassay Scheme by Haryana Scheduled Castes Finance and Development Corporation provides loans to individuals from Read More... Scheduled Castes to help them start businesses and generate income. Read less

Details

Looking for a helping hand to kickstart your own business or income-generating activity? The Haryana government has a scheme that might just be perfect for you.

What Is This Scheme?

The Laghu Vyavassay Scheme, run by the Haryana Scheduled Castes Finance and Development Corporation, aims to boost the economic condition of Scheduled Caste individuals. It offers financial assistance in the form of loans to help people become self-reliant through their own ventures.

Who Can Benefit From This Scheme?

This scheme is specifically designed for individuals who are permanent residents of Haryana and belong to the Scheduled Caste community. If you are between 18 and 45 years old and looking to start a small business or undertake income-generating activities, you could be eligible.

Why This Scheme Is Important

In today's world, self-employment is a powerful tool for economic growth. The Laghu Vyavassay Scheme empowers Scheduled Caste individuals by providing them with the necessary financial support to turn their business ideas into reality, leading to improved livelihoods and financial independence.

Objective

The Laghu Vyavassay Scheme by Haryana Scheduled Castes Finance and Development Corporation provides loans to individuals from Scheduled Castes to help them start businesses and generate income.

Benefits

50% subsidy (For the cost of energy audit).
25% subsidy subject to a maximum of ₹2,00,000/- (For the cost of installations for energy conservation as per energy audit).

Sources and references

Guidelines (Kolkata Gazette)

Eligibility Criteria

You must be a permanent resident of Haryana.
You should belong to a Scheduled Caste.
Your age must be between 18 and 45 years.
For income, at least 50% of beneficiaries should have an annual family income up to ₹1,50,000/-, and the remaining 50% can have an annual family income up to ₹3,00,000/-.

How To Apply

You can apply for this scheme through various centres at the district, Tehsil, and sub-division levels. These include Antyodaya Kendras, SARAL Kendras, and Antyodaya-Saral Kendras. Additionally, applications are also accepted at Common Service Centres (CSCs).

All necessary payments can be made through the portal, and you will receive an acknowledgment slip.

Documents Required

Aadhaar Card
Ration Card
Caste Certificate

Official Sources

For more details and to apply, please visit the official Haryana government portals or the designated Kendra/CSC centres.

FAQ’s

What is the maximum subsidy amount available under the Laghu Vyavassay Scheme?

The Haryana Scheduled Castes Finance and Development Corporation provides a subsidy of 50% of the total project cost. However, this subsidy is capped at a maximum of ₹10,000/-.

Can I save my application midway and complete it later?

Yes, you can save your application at any point and return to complete it later. Saved applications can be found under the 'view incomplete applications' section.

How do I know if my application has been received and what are the next steps?

You will receive SMS and email notifications at each stage of your application process. These updates will inform you about the status and any upcoming appointments or verification requirements.

What is the role of the Haryana Scheduled Castes Finance and Development Corporation in this scheme?

The Haryana Scheduled Castes Finance and Development Corporation is the implementing and monitoring authority for the Laghu Vyavassay Scheme. They are responsible for verifying applications, administering, and sanctioning loans.

What if I forget my password for the online portal?

If you forget your password, you can easily reset it by clicking on the 'forgot password' link on the login page and entering your registered email ID. Instructions will then be sent to your email.

What if an applicant provides false information?

If any applicant is found to have misrepresented facts or provided false information, all their claims under the scheme will be cancelled by the corporation.

Can I make payments directly through the application portal?

Yes, all interim payment procedures can be completed directly through the portal. You will receive an acknowledgment slip once the payment is confirmed.

Are there any offline application centres available?

Yes, you can apply offline at various centres including Antyodaya Kendras, SARAL Kendras, Antyodaya-Saral Kendras, and Common Service Centres (CSCs) located at District, Tehsil, and Sub-division levels.

What is the age limit for applying to the Laghu Vyavassay Scheme?

The eligibility criteria state that applicants must be between the ages of 18 and 45 years to apply for this scheme.

How much margin money does the scheme provide for a project?

The scheme provides Margin Money equivalent to 10% of the total project cost for eligible beneficiaries.

Is there a fee to apply for the scheme?

There is no direct application fee. However, a small service charge of ₹10/- may be applicable.

What is the maximum loan amount available per unit under this scheme?

The Laghu Vyavassay Scheme provides loans for economic development activities with a unit cost that can go up to ₹2,00,000/-.

How can I check the status of my submitted application?

After submitting your application, you will receive an Application Reference ID. You can use this ID on the homepage of the portal to track the status of your application. You will also receive SMS updates at each stage.