Get Updates
Get notified of breaking news, exclusive insights, and must-see stories!

Guruji Student Credit Card (GSCC) Scheme 2026

This scheme from Maharashtra offers financial aid for childbirth to registered construction workers or their wives, covering Read More... both normal and surgical deliveries. Read less

Details

Becoming a parent is a joyous occasion, but it also comes with expenses. Recognizing this, the Maharashtra Building And Other Construction Workers Welfare Board (MBOCWW) has introduced a thoughtful scheme to support registered construction workers during childbirth.

What Is This Scheme About?

The 'Financial Assistance for Normal Delivery and Surgical Delivery' scheme is designed to ease the financial burden on construction workers in Maharashtra when their wife gives birth or if they are a registered female worker who is pregnant. It provides a helping hand for the costs associated with both natural birth and C-section deliveries.

Who Can Benefit From This Scheme?

This scheme is for hardworking men and women who are registered with the Maharashtra Building And Other Construction Workers Welfare Board. It can be availed by a registered male worker for his wife's delivery or directly by a registered female construction worker for her own delivery.

Why This Scheme Is Important

For many construction workers, managing unexpected medical expenses can be challenging. This scheme directly addresses this need by providing a significant financial contribution towards delivery costs. It ensures that essential medical care during childbirth is more accessible, allowing workers to focus on their family's well-being without undue financial stress.

Objective

This scheme from Maharashtra offers financial aid for childbirth to registered construction workers or their wives, covering both normal and surgical deliveries.

Benefits

  • Education loans up to ₹15,00,000/- at a subsidized 4% interest rate.
  • Long Repayment Term: Maximum repayment tenure of up to 15 years.
  • No Processing Fees: No additional fees for loan processing, sanctioning, or disbursement.
  • Sources and references

    Eligibility Criteria

    • You must be a registered construction worker with the Maharashtra Building And Other Construction Workers Welfare Board, or you must be the wife of a registered male construction worker.
    • The applicant must be pregnant.
    • This assistance is limited to the first two deliveries only.

    How To Apply

    1. Ensure you meet all the eligibility criteria.
    2. Gather all the necessary documents listed below.
    3. Submit the completed application form along with all supporting documents. You can submit your application at the office of the Labor Commissioner or to the Government Labor Officer.
    4. Always request a receipt or acknowledgment for your submitted application.

    Important Note: You can find more details and application forms from the Labour Department, Government of Maharashtra.

    Documents Required

    • A recent passport-size photograph.
    • Aadhaar Card.
    • Identity Card issued by the Maharashtra Building and Other Construction Workers Welfare Board.
    • Bank Passbook (showing account details).
    • Maternity Certificate: This should be a Natural/Surgical Maternity Certificate issued by a competent medical authority.
    • Proof of Medical Treatment Expenses.
    • Proof of Residence: You can submit any one of the following – Aadhaar Card, Passport, Driving Licence, Ration Card, Latest Electricity Bill, or a Certificate from Gram Panchayat.

    FAQ’s

    Who is eligible to apply for this delivery assistance scheme?

    The scheme is open to women who are registered construction workers in Maharashtra, or to the wives of registered male construction workers.

    What is the amount of financial aid given for a normal delivery?

    For a normal delivery, the scheme provides financial assistance of ₹15,000.

    How much money can I receive if I undergo a surgical delivery (C-section)?

    If the delivery is surgical (C-section), you will receive ₹20,000 as financial assistance.

    For how many deliveries can I claim benefits under this scheme?

    The financial assistance is available only for the first two deliveries of the registered worker or her spouse.

    Can construction workers who are not registered avail this scheme?

    No, registration with the Maharashtra Building And Other Construction Workers Welfare Board is mandatory to be eligible for this scheme.

    What are the essential documents needed for the application?

    You will need your Aadhaar card, the worker's identity card, a bank passbook, a maternity certificate, and proof of residence. A passport-size photo is also required.

    Where should I submit my application for this scheme?

    Applications should be submitted at the office of the Labor Commissioner or to the Government Labor Officer.

    Is a certificate confirming pregnancy required to apply?

    Yes, you need to provide a Maternity Certificate (for natural or surgical delivery) issued by an authorized medical authority.

    Can I apply for financial help for my third child's delivery?

    No, the scheme explicitly covers only the first two deliveries. Assistance is not provided for subsequent deliveries.

    What should I do after submitting my application form?

    After submitting the application, make sure to obtain a receipt or acknowledgment from the concerned office as proof of submission.

    Notifications
    Settings
    Clear Notifications
    Notifications
    Use the toggle to switch on notifications
    • Block for 8 hours
    • Block for 12 hours
    • Block for 24 hours
    • Don't block
    Gender
    Select your Gender
    • Male
    • Female
    • Others
    Age
    Select your Age Range
    • Under 18
    • 18 to 25
    • 26 to 35
    • 36 to 45
    • 45 to 55
    • 55+