Group Accident Insurance Scheme under PMMSY: Accidental death or Permanent Total Disability Gujarat 2026

This scheme provides crucial financial support to Scheduled Caste individuals in Gujarat who are battling incurable and Read More... serious health conditions. Read less

Details

The Kumar Rajratna Bhimrao Ambedkar Medical Assistance Scheme is a vital initiative by the Social Justice and Empowerment Department of the Gujarat Government. It's designed to offer a helping hand to those in the Scheduled Caste (SC) category facing life-threatening illnesses.

What is the Kumar Rajratna Bhimrao Ambedkar Medical Assistance Scheme?

In simple terms, this scheme offers financial aid to SC patients in Gujarat who have been diagnosed with serious, incurable diseases. The goal is to ease the burden of expensive medical treatments for critical conditions like Tuberculosis (TB), Leukemia, and other life-threatening illnesses.

Who can get help from this scheme?

This scheme is specifically for individuals who are permanent residents of Gujarat and belong to the Scheduled Caste (SC) community. They must also be suffering from a severe or incurable disease, with this condition officially certified by a civil surgeon.

Why is this scheme important?

Facing a serious illness can be financially devastating. This scheme aims to reduce that stress by providing necessary financial assistance, ensuring that SC individuals can access treatment for critical diseases without the barrier of high costs.

Objective

This scheme provides crucial financial support to Scheduled Caste individuals in Gujarat who are battling incurable and serious health conditions.

Benefits

Sr. No.Name of ComponentStandard of assistanceMinimum Time Limit (in Years) for Reclaiming Benefits1.Accidental death or Permanent Total Disability₹5,00,000/-Once to the legal heir after deathMode of Disbursement:

The claim amount is deposited directly into the claimant's, nominee's, or legal heir's savings account via Direct Bank Transfer (DBT).

Expected Time of Disbursement:

The insurance company will settle the claim within 15 working days of receiving the complete claim documentation. If a claim is not settled within this period, the insurance company will pay a simple interest of 10% on the admissible claim amount from the date of document submission until the payment date.

Sources and references

Guidelines

Eligibility Criteria

Must be a permanent resident of Gujarat.
Must belong to the Scheduled Caste (SC) category.
Must be suffering from an incurable or critical disease (like TB or Leukemia), as confirmed by a Civil Surgeon.
The applicant's family income should not be more than ₹6,00,000 per year.

How To Apply

Interested individuals need to apply through the official channels provided by the Social Justice and Empowerment Department, Government of Gujarat.
The application process details and forms can typically be found on the department's website or at their designated offices.
Ensure all required documents are attached as per the application guidelines.

For more information and to access application forms, please visit the official website: https://sje.gujarat.gov.in

Documents Required

Aadhaar Card
Birth Certificate
Caste Certificate
Income Certificate
Election Card copy
Ration Card
Electricity Bill copy
Bank Pass Book or Cancelled Cheque
Certificate from Civil Surgeon confirming the disease
Age Proof
Bank Details Copy of Heir (if applicable)

FAQ’s

Can someone from outside Gujarat apply for this medical assistance?

No, this scheme is exclusively for individuals who are permanent residents of Gujarat.

What medical conditions are covered under the Kumar Rajratna Bhimrao Ambedkar scheme?

The scheme covers incurable and critical illnesses. This includes diseases like Tuberculosis (TB) and Leukemia, among other serious conditions certified by a civil surgeon.

What is the maximum annual family income allowed for applicants?

To be eligible, your family's total annual income should not exceed ₹6,00,000.

Is there a fee to submit an application for this scheme?

No, there is no application fee. The process is free of cost.

Do I need to provide a medical certificate?

Yes, a certificate from a Civil Surgeon confirming the nature of your incurable or critical disease is a mandatory document for the application.

Which documents are needed to apply for this scheme?

You will need documents like your Aadhaar Card, Caste Certificate, Income Certificate, Birth Certificate, Election Card, Ration Card, a copy of your Electricity Bill, Bank Pass Book or Cancelled Cheque, and the crucial Certificate by Civil Surgeon. Proof of age and bank details of heir are also required.

Who is eligible to apply for this medical assistance?

The scheme is for individuals belonging to the Scheduled Caste (SC) community who are permanent residents of Gujarat and are suffering from serious, incurable diseases.

Where can I find more information or contact someone about this scheme?

For the latest details and to find contact information, you can visit the official website of the Social Justice and Empowerment Department, Government of Gujarat, at https://sje.gujarat.gov.in.