"Grant of Margin Money for Availing Capital Loan" Component of the "Development of Coir" Scheme 2026

This scheme from the Andaman & Nicobar Islands Directorate of Social Welfare offers monthly financial support to Read More... women in need who are destitute. Read less

Details

Living in the Andaman & Nicobar Islands and facing tough times? The government has a scheme to help destitute women. The 'Andaman & Nicobar Islands Allowance to Destitute Women Scheme' aims to provide a helping hand to those who need it most.

What Is This Scheme?

This is a financial assistance program run by the Directorate of Social Welfare, Andaman & Nicobar Islands. Its main goal is to support women who are in a poor and helpless state by giving them a regular allowance.

Who Can Benefit From This Scheme?

The scheme is specifically designed for women who are permanent residents or have lived in the Andaman & Nicobar Islands for over 10 years. They must be facing financial hardship, meaning they are poor and destitute, and their family's monthly income should not be more than ₹4000. Crucially, they shouldn't be receiving any other financial aid or pension from the government.

Why This Scheme Is Important

In situations where women face extreme poverty and lack of support, this scheme acts as a safety net. By providing a monthly allowance, it helps ensure basic needs are met, offering a sense of security and dignity to vulnerable women in the islands.

Objective

This scheme from the Andaman & Nicobar Islands Directorate of Social Welfare offers monthly financial support to women in need who are destitute.

Benefits

25% margin money, capped at ₹25,00,000, upon receipt of a financial institution's sanction order for a project worth ₹1,00,00,000.

The loan amount will be released to the bank on behalf of the entrepreneurs.

The commercial production should commence within six months of the Margin Money Grant release.

Sources and references

Guidelines

Eligibility Criteria

You must be a permanent resident of Andaman & Nicobar Islands, or have lived there for at least 10 years when you apply.
You need to be a woman who is poor and has no means of support (destitute).
Your family's total monthly income should not exceed ₹4000.
You must not be currently receiving any financial aid or pension from the government.

How To Apply

Get the application form. It's available for free at the Directorate of Social Welfare in Port Blair and from the Child Development Project Officer (CDPO) offices in sub-divisional areas. You can also download it from the official website.
Fill out the form carefully.
Gather all the required documents listed below.
Submit the completed application form along with all necessary documents to the office of the concerned Child Development Project Officer.

Documents Required

One recent passport-size photograph
Identity proof, such as an Aadhaar Card
A local certificate or domicile certificate
Community certificate, if you belong to a specific category
Your bank account details, preferably a copy of your passbook
Proof of income issued by the relevant authority
Any other document that might be needed by the department

FAQ’s

How much money can I get through this scheme?

If you are eligible, you will receive ₹2500 each month as financial assistance. This amount is subject to you meeting all the conditions.

What proof do I need to show about my income?

You need to provide a document that officially states your income, issued by the competent authority. This helps verify that your household income does not go over ₹4000 per month.

What if I'm already getting a pension from the government?

Unfortunately, if you are already receiving any kind of financial assistance or pension from the government, you won't be able to apply for this scheme.

Where can I download the application form?

You can download the application form from the official website of the Directorate of Social Welfare, Andaman & Nicobar Islands. It's also available for free at their office in Port Blair and at CDPO offices.

How often will I receive the money?

The allowance will be paid to you on a monthly basis, directly into your bank account.

What do I need to do if I move or get a job?

If your address changes or if you start earning an income, you must inform the Director of Social Welfare within 15 days of the change. This is a very important step.

What if I don't tell them about changes in my address or job status?

If you fail to report any changes within 15 days, the Director of Social Welfare will conduct an inquiry. If needed, they may recover the allowance you've already received, just like recovering land revenue arrears.

Is there a charge for the application form?

No, you can get the application form free of cost from the specified offices or by downloading it from the website.

How long do I need to have lived in the islands to apply?

To be eligible, you must either be a permanent resident of the Union Territory of Andaman and Nicobar Islands or have lived there for more than 10 years at the time you submit your application.

Who should I submit my application to?

Your completed application form, along with all the required documents, should be submitted to the Child Development Project Officer (CDPO) responsible for your area.