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Financial Assistance To Institutions/Societies Belonging To Scheduled Castes/Backward Classes 2026

This Assam government scheme aims to empower educated unemployed youth by providing them opportunities for self-employment and Read More... access to financial support. Read less

Details

Are you an educated unemployed youth in Assam looking to start your own venture? The Chief Minister's Jeevan Jyoti Swaniyojan Yojana could be your stepping stone to financial independence.

What Is This Scheme?

The Chief Minister's Jeevan Jyoti Swaniyojan Yojana is an initiative by the Government of Assam designed to boost self-employment among the state's educated young population. It helps you set up your own income-generating activities by providing access to institutional credit from banks and financial institutions.

Who Can Benefit From This Scheme?

This scheme is specifically for educated unemployed youth residing in Assam. It opens doors for you to explore opportunities across various sectors, from agriculture and animal husbandry to handicrafts, small industries, and service-based businesses.

Why This Scheme Is Important

The core idea behind this yojana is to create sustainable livelihoods and reduce unemployment. By supporting entrepreneurial dreams, it aims to foster economic growth within Assam, equipping young individuals with the skills and resources needed to thrive.

Objective

This Assam government scheme aims to empower educated unemployed youth by providing them opportunities for self-employment and access to financial support.

Benefits

  1. Financial Assistance up to ₹2.00 lakhs may be sanctioned by the Minister in charge, Welfare of Scheduled Castes/Backward Classes.
  2. The Chief Minister may sanction grants exceeding ₹2.00 lakhs in genuine cases.
  3. In deserving cases, additional funds can also be sanctioned later on for construction/completion/ repair/ renovation of the infrastructure or for providing basic amenities in the building, or for any other purpose.

Note 01:Financial Assistance will be sanctioned only for the work to be executed within Haryana State.

Note 02:The grant will be utilized for the purpose for which it is sanctioned and not for any other purpose within one year of the date of receipt of the grant. Unspent balance, if any, should have to be returned to the competent authority. In case of default, the amount will be recovered as arrears of land revenue.

Note 03:The institutions shall incur the expenditure out of this grant in the most economical manner.

Note 04:Any institution/society found guilty of non-fulfillment of the conditions shall be debarred from being considered for release of Government grant for a minimum period of three years or more as may be decided by the competent authority.

Sources and references

Eligibility Criteria

  1. Age Limit: You should be between 18 and 37 years old.
  2. Educational Qualification: The minimum requirement is having completed Class 10. However, there are relaxations:
    • Women pursuing schemes in handloom and sericulture only need to have completed Class 5.
    • Male youth focusing on agricultural practices and animal husbandry can apply if they have completed Class 7.
  3. Group Formation: The scheme primarily works on a group approach. You need to form a 'Joint Liability Swabalambi Group' with at least four members. Individual applications are considered for specific activities like computer training and DTP centers, as are applications from two members forming a joint account.

How To Apply

To apply for the Chief Minister's Jeevan Jyoti Swaniyojan Yojana, you need to submit your application to the designated implementing agency:

  1. The application should be submitted to the State Institute of Panchayat Development (SIPRD) Assam.

Please ensure you have all the required documents ready when you submit your application.

Documents Required

To apply for this scheme, you will need to submit the following documents:

  • Proof of age (e.g., School Certificate or HSLC Admit Card)
  • Educational qualification certificate(s)
  • Permanent Resident Certificate (PRC) issued by the Gaon Burah (for village areas)
  • A photocopy of your bank account details
  • Annual income certificate obtained from the Mouzadar or Circle Officer. This income should not exceed Rs. 25,000 per annum.
  • Two recent passport-sized photographs
  • GMC Householding certificate (required only for applicants from the Kamrup Metro Area)

FAQ’s

What is the age range for applicants under this scheme?

The Chief Minister's Jeevan Jyoti Swaniyojan Yojana is open to educated unemployed youth in Assam who are between 18 and 37 years old.

Can someone with a very basic education apply for this scheme?

Yes, the minimum education needed is completion of Class 10. However, specific relaxations are available. For women interested in handloom and sericulture, the requirement is completion up to Class 5. For male applicants focusing on agricultural or animal husbandry work, completing Class 7 is sufficient.

What financial help can I expect if my project is approved?

The scheme allows you to access institutional credit. Additionally, the state government offers margin money or subsidy, covering 50% of your project cost against the loan. For a Joint Liability Group with at least four members, this subsidy can go up to Rs. 1.60 lakhs.

Do I have to apply in a group, or can I apply alone?

While the scheme prefers a group approach, where you form a 'Joint Liability Swabalambi Group' of at least four members, individual applications are also considered. This is particularly true for setting up computer training or DTP centers. Applications from two members with a joint bank account are also accepted.

What kind of businesses or activities are supported by this scheme?

The scheme supports a wide variety of income-generating activities. This includes sectors like improved agriculture, horticulture, floriculture, mushroom cultivation, fishery, sericulture, handloom and textiles, poultry farming, pig rearing, dairy farming, nursery raising, vermiculture, agro-clinics, integrated farming, agro-processing, food processing, mini tea gardens, handicrafts, rural transportation, computer training centers, DTP centers, small industries, and other small businesses.

What is the annual income limit for applicants?

To be eligible, your annual income should not exceed Rs. 25,000. This income needs to be certified by the Mouzadar or Circle Officer.

Where do I submit my application for the scheme?

You need to submit your completed application form along with all the required documents to the State Institute of Panchayat Development (SIPRD) Assam.

What identification proofs are accepted for age verification?

For age proof, you can submit your School Certificate or HSLC Admit Card.

Is there any financial support provided to the implementing agency?

Yes, the state government provides financial backing to the implementing agency. This support is for crucial aspects like training, skill upgradation, technology access, market promotion, setting up infrastructure, and managing economic activities.

Which specific documents do I need for proof of residency in a village area?

If you are applying from a village area, you will need to provide a Permanent Resident Certificate (PRC) issued by the Gaon Burah.

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