Financial Assistance Scheme for Purchase of Agricultural Land to Scheduled Caste Farmers 2026

This scheme by the Goa Building and Other Construction Workers Welfare Board offers registered workers an advance Read More... of up to ₹50,000 to help them purchase or construct a house. Read less

Details

Are you a construction worker registered with the Goa Building and Other Construction Workers Welfare Board? If you've been dreaming of owning a home or building one, this scheme could be your stepping stone.

What Is This Scheme?

The 'Advance for Purchase or Construction of House' scheme is a special initiative by the Goa Building and Other Construction Workers Welfare Board. Under this, registered construction workers can get financial assistance as an advance to buy or build their own house. It’s designed to support the basic need of shelter for these hardworking individuals.

Who Can Benefit From This Scheme?

This scheme is specifically for individuals who are registered as building and other construction workers with the Goa Building and Other Construction Workers Welfare Board. It aims to provide a boost to those who contribute significantly to the state's infrastructure development.

Why This Scheme Is Important

Owning a house is a fundamental aspiration. This scheme addresses that by providing a substantial advance that can make a real difference in a worker's life. It acknowledges the contributions of construction workers and aims to improve their living conditions by facilitating home ownership.

Objective

This scheme by the Goa Building and Other Construction Workers Welfare Board offers registered workers an advance of up to ₹50,000 to help them purchase or construct a house.

Benefits

Under the scheme, Scheduled caste farmers are provided with financial assistance of ₹1,00,000/- per acre to purchase agricultural land.
Assistance is provided up to ₹2,00,000/- for a maximum of 2 acres to enable the purchase of agricultural land.

Sources and references

Official Website

Eligibility Criteria

You must be registered with the Goa Building and Other Construction Workers Welfare Board.
Your age should be between 18 and 60 years.
You need to have completed at least ninety days of work as a registered worker within a year.
You must have been a continuous member of the Fund for five years.
For superannuation purposes, you should have completed fifteen years of service.

How To Apply

Applications for this scheme are accepted offline. You will need to submit your application directly to the concerned office of the Goa Building and Other Construction Workers Welfare Board.

Official Sources

For detailed information and submission, please refer to the official website or contact the Board's office. The exact application submission address and procedure should be confirmed from the Board's official notifications.

Documents Required

Worker Registration Card or Number.
Receipts for your first and last subscription payments to the Board.
Approved Plan and Estimate for the construction.
An Encumbrance Certificate valid for 14 years.
Location Certificate of the property.
Land Tax Receipt.
Original Document of the property.
Attested copy of Ration Card (Pages 2 & 4) if applying for maintenance.
Proof of Ownership of the Building (for maintenance cases only).
Terminal Benefit Declaration.
Attested copies of your Identity Card and Passbook.
Title Clearance Certificate.
Age Certificate of the Building (for maintenance cases only).
Valuation Certificate of the Building (for maintenance cases only).
No Objection Certificate from relevant authorities for construction.
A declaration stating that you, your spouse, or your children do not own a house (required for new construction).

Important Note: A completion certificate must be submitted to the Secretary of the Board within six months from the date you receive the advance.

FAQ’s

What is the age limit to apply for this housing advance scheme?

To be eligible for this scheme, you must be between 18 and 60 years of age.

How long do I need to be a member of the Fund to qualify?

You should have been a continuous member of the Fund for five years to be eligible for this housing advance.

Can I get this advance if I haven't worked for 90 days in the last year?

No, you must have completed at least ninety days of service as a registered worker in the year to meet the eligibility criteria.

What is the maximum amount I can get as an advance for my house?

The scheme provides financial assistance of up to ₹50,000 as an advance for the purchase or construction of a house.

How will I have to repay the advance amount?

The advance amount sanctioned under this scheme will be recovered in equal instalments, as determined by the Board.

Do I need to submit any proof of property ownership?

Yes, you will need to submit documents like the Original Document, Location Certificate, Land Tax Receipt, and an Encumbrance Certificate. For maintenance cases, proof of ownership of the building is also required.

Is there a specific duration for which I need to have worked in the construction sector?

Yes, you are required to have completed ninety days of service as a registered worker in the year, and a total of fifteen years of service for superannuation purposes.

Where do I submit my application for this scheme?

Applications for this scheme are accepted offline. You need to submit them directly to the Goa Building and Other Construction Workers Welfare Board's office.

What if I or my spouse already own a house?

If you are applying for a new construction, you will need to provide a declaration stating that neither you, your spouse, nor your children own a house.

When should I submit the completion certificate after receiving the advance?

You must submit a completion certificate to the Secretary of the Board within six months from the date you receive the advance for your house.