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Financial Assistance for Education of Children of Registered Construction Worker 2026

This scheme offers financial help of ₹20,000 to families below the poverty line in Chhattisgarh if their  Read More... main income earner passes away due to any reason. Read less

Details

Life can be unpredictable, and losing the primary earner of a family can bring immense hardship, especially for those already struggling. The Chhattisgarh government, through the National Family Assistance Scheme, steps in to provide crucial support to such families.

What Is This Scheme?

The National Family Assistance Scheme, implemented by the Social Welfare Department of Chhattisgarh, is designed to help families facing financial distress after the death of their main source of income. It's a centrally sponsored scheme that offers a one-time financial grant to ease the immediate burden.

Who Can Benefit From This Scheme?

This scheme is specifically for families in Chhattisgarh who are living Below the Poverty Line (BPL). The crucial condition is that the family must have lost its primary breadwinner, meaning the person whose income was essential for the family's survival.

Why This Scheme Is Important

When a family's main earner passes away, it can lead to a sudden drop in income, affecting everything from daily needs to children's education. This scheme aims to provide a cushion of ₹20,000 to help the family cope with the immediate aftermath and start rebuilding their lives.

Objective

This scheme offers financial help of ₹20,000 to families below the poverty line in Chhattisgarh if their main income earner passes away due to any reason.

Benefits

Pre-Matric Courses:
  • Class 1stto 5th: ₹1,800/- per year
  • Class 6thto 8th: ₹2,400/- per year
  • Class 9thto 10th: ₹4,000/- per year
  • Non-Degree Post-Matric Courses:
  • Courses with entrance qualification as High School (Class 10th) (e.g., senior secondary, ITI courses, 3-year diplomas in Polytechnics): ₹4,000/- per year
  • Post-Matric Scholarships:
  • Group 1: ₹20,000/- year
    1. Degree and Post Graduate level courses which include M.Phil., Ph.D., and Post-Doctoral research in Medicine (Allopathic, Indian, and other recognized systems of medicines, Engineering, Technology, Planning, Architecture, Design, Fashion Technology, Agriculture, Veterinary & Allied Sciences, Management, Business Finance /Administration, Computer Science/Applications.
    2. Commercial Pilot License (including helicopter pilot and multiengine rating) course.
    3. Post Graduate Diploma courses in various branches of management & medicine.
    4. C.A./I.C.W.A./C.S./I.C.F.A. etc. (v) M.Phil., Ph.D. and Post-Doctoral Programmes (D. Litt., D.Sc., etc.): In existing Group 2 courses and In existing Group 3 courses
  • Group 2: ₹12,000/- year
    1. Graduate/ Post Graduate courses leading to Degree, Diploma, Certificate in areas like Pharmacy (B Pharma), Nursing (B Nursing), LLB, BFS, other para-medical branches like rehabilitation, diagnostics etc., Mass Communication, HotelManagement& Catering, Travel/Tourism/Hospitality Management, Interior Decoration, Nutrition & Dietetics, Commercial Art, Financial Services (e.g. Banking, Insurance, Taxation etc.) for which entrance qualification is minimum Sr. Secondary (10+2).
    2. Post Graduate courses not covered under Group-I e.g. M.A./M.Sc./M.Com./M.Ed./M.Pharma etc.
  • Group 3: ₹10,000/- year
    1. All other courses leading to a graduate degree not covered under Group 1&2eg. BA/B Sc/B Com etc.

    Sources and references

    Eligibility Criteria

    1. The applicant must be a resident of Chhattisgarh.
    2. The applicant must be a family member of the deceased.
    3. The deceased must have been the main earner, and the family depended on their income.
    4. The death must have occurred due to natural, unnatural, or accidental causes.
    5. The deceased's family must be living Below the Poverty Line (BPL).
    6. The deceased, who was the primary breadwinner, must have been between 18 and 59 years old when they passed away.

    Note 1: For this scheme, 'family' includes the spouse, minor children, unmarried daughters, and dependent parents of the deceased.

    Note 2: If a family has more than one earning member, the assistance will be given only if the deceased was the member contributing the most to the family's income.

    How To Apply

    The application process differs slightly for rural and urban areas:

    1. In Rural Areas: Visit your local Gram Panchayat. Collect the application form, fill it out, and submit it there. The Gram Panchayat will review your application and forward it to the District Panchayat within 7 days.
    2. In Urban Areas: Head to your local Municipal Corporation, Municipality, or Nagar Panchayat. Obtain and submit the application form at their office. The urban local body will then process your application.
    3. If Forms Are Unavailable: If you cannot find a printed application form, you can submit your application on a plain sheet of paper with all the required details.

    Important Note: Ensure all required documents are attached to your application before submission.

    Documents Required

    • Applicant's Aadhaar Card
    • Passport-sized photograph of the applicant
    • Identity proof for the applicant
    • Chhattisgarh Domicile Certificate
    • Death Certificate of the deceased primary breadwinner
    • Proof of the deceased's age
    • Income Certificate
    • Below Poverty Line (BPL) Card or related proof
    • Address proof for the applicant
    • Bank Passbook or Post Office Account Passbook details
    • Any other documents as requested by the authorities

    FAQ’s

    What are the age requirements for the deceased primary earner?

    The deceased person must have been between 18 and 59 years old at the time of their death to be considered the primary breadwinner for this scheme.

    Can I apply if my family has multiple earning members and one of them passed away?

    Yes, you can still apply, but the scheme provides assistance only if the deceased was the primary breadwinner, meaning their income was the most significant contribution to the family's livelihood.

    What financial aid is offered under this scheme?

    Eligible families will receive a lump sum financial assistance of ₹20,000.

    Who is considered part of the 'family' for this scheme's benefits?

    The 'family' includes the husband or wife, minor children, unmarried daughters, and dependent parents of the deceased primary breadwinner.

    What types of death are covered by the scheme?

    The scheme covers deaths that occur due to natural, unnatural, or accidental causes.

    What is the process for applying in a village?

    If you are in a rural area, you need to go to your Gram Panchayat. There, you can get the application form, fill it out, and submit it. The Gram Panchayat is required to review it and send it to the District Panchayat within 7 days.

    What should I do if I can't find a printed application form?

    Don't worry. If you can't get a printed form, you can simply write your application on a plain piece of paper, making sure to include all the necessary details and documents.

    Does the scheme help families who are not Below the Poverty Line?

    No, this scheme is specifically for families that are identified as living Below the Poverty Line (BPL).

    How do I apply if I live in a town or city?

    For urban residents, the application should be submitted at the local Municipal Corporation, Municipality, or Nagar Panchayat office. You can collect and submit the form there.

    What documents are generally needed for this application?

    You'll typically need documents like your Aadhaar card, a passport-size photo, identity and address proof, proof of the deceased's age and death, income proof, your BPL card, and bank passbook details.

    Who is responsible for approving or rejecting applications in urban areas?

    The decision to approve or reject applications in urban areas rests with the respective urban local body, such as the Municipal Corporation or Nagar Panchayat.

    How quickly do Gram Panchayats need to process applications in rural areas?

    The Gram Panchayat must review the submitted application and forward it to the District Panchayat within a period of 7 days.

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