Theatre Workshop 2026

The Dilli Swarojgar Yojna provides low-interest loans of up to ₹5,00,000 to individuals from Scheduled Castes, Scheduled Read More... Tribes, Other Backward Classes, and Minority communities residing in Delhi to help them start or expand small businesses. Read less

Details

Looking for financial help to start your own business in Delhi? The Dilli Swarojgar Yojna is here to support you. This scheme aims to empower individuals from specific communities by providing them with affordable loans to kickstart their entrepreneurial journey.

What Is This Scheme?

The Dilli Swarojgar Yojna, implemented by the Delhi Scheduled Castes, Scheduled Tribes, Other Backward Classes, and Minorities Financial and Development Corporation (DSFDC), offers need-based loans. These loans are designed to fund various income-generating activities, making self-employment a viable option for many.

Who Can Benefit From This Scheme?

This scheme is specifically designed for residents of Delhi who belong to Scheduled Castes (SC), Scheduled Tribes (ST), Other Backward Classes (OBC), or Minority communities. It's a great opportunity for those who wish to become self-reliant and contribute to their own economic growth.

Why This Scheme Is Important

In today's world, self-employment is a key to economic independence. The Dilli Swarojgar Yojna plays a crucial role by removing financial barriers. By offering loans at a manageable interest rate, it encourages entrepreneurship, creates job opportunities, and supports the economic development of targeted communities within Delhi.

Objective

The Dilli Swarojgar Yojna provides low-interest loans of up to ₹5,00,000 to individuals from Scheduled Castes, Scheduled Tribes, Other Backward Classes, and Minority communities residing in Delhi to help them start or expand small businesses.

Benefits

Honorarium T.A./D.A. is paid to the conductor of the workshop and the person assisting the conductor.

Certificates are given to the trainees.

Sources and references

Guidelines [Page No. 37]

Eligibility Criteria

You must belong to one of the following categories: Scheduled Caste (SC), Scheduled Tribe (ST), Other Backward Class (OBC), or Minority community.
You need to have been a resident of Delhi for at least the last five years.
Your age must be between 18 and 50 years.
Your family's total annual income from all sources should not exceed ₹2,00,000/-.
You must be willing to undertake one of the approved income-generating activities listed in the scheme guidelines. For a list of these activities, please refer to this link.
You must have a suitable workspace for your business, which can be owned by you, a relative, or rented.
You should not have previously defaulted on any loans from schemes run by DSFDC.
You must have completed at least an 8th standard education.
While technical qualifications are generally required for your chosen business activity, this condition is waived for traditional artisans or those who have been actively running the business for at least the past three years.

How To Apply

To apply for the Dilli Swarojgar Yojna, you can follow these steps:

Obtain the loan application form. You can get it from the DSFDC branch offices located at Rajpur Road, Mangolpuri, and Nand Nagri, or from the headquarters in Rohini. Alternatively, you can download it from the official DSFDC website. The form costs ₹100/-.
Fill out the application form completely and accurately.
Submit the filled form along with all the required documents at the designated DSFDC office.
A processing fee of ₹500/- is required, payable via Demand Draft in favour of DSFDC.

For detailed information on where to submit your application and any specific instructions, please refer to the official documents or visit the DSFDC offices.

Documents Required

When applying for the Dilli Swarojgar Yojna, you'll need to submit several documents. These are generally divided into pre-sanction and post-sanction requirements.

Pre-Sanction / With Application:

A completely filled loan application form for Dilli Swarojgar Yojna.
Copy of your Aadhaar Card (for identity and residence proof).
Caste Certificate issued by the Government of Delhi. If you are from a minority community, you'll need an affidavit declaring this.
Proof of Age (Birth Certificate, School Leaving Certificate, or an affidavit).
Proof of Education Qualification.
Proof of Technical Qualification or a Valid Driving Licence (LVM) & Badge if applying for a commercial vehicle loan.
Income Certificate issued by the Sub-Divisional Magistrate (SDM) or an income declaration affidavit.
Five recent passport-size photographs of yourself.
An affidavit stating you haven't taken a loan from any other financial institution or government body.
Proof of ownership of your workplace (e.g., Electricity Bill, Water Bill, MTNL Telephone Bill).
ID Proof of the workplace owner (if not you).
A Rent Agreement or No Objection Certificate (on ₹10/- stamp paper) if the workplace is owned by a close relative.
A detailed Project Report outlining the projected profitability for the next five years.
Guarantor's Undertaking or documents for collateral security like Fixed Deposit Receipts (FDR), National Savings Certificates (NSC), or Kisan Vikas Patra (KVP).
A Demand Draft of ₹500/- for the processing fee, payable to DSFDC.
Copy of insurance under Prime Minister Suraksha Bima Yojna and Pradhan Mantri Jeevan Jyoti Bima Yojna.

Post-Sanction:

Electronic Clearing Service (ECS) Mandate along with five blank CTS post-dated cheques for loan repayment, and one blank cancelled cheque for RTGS payments.
Five blank post-dated cheques from the guarantor (if loan amount is over ₹2,00,000/-).
Guarantee from a permanent government/PSU/Autonomous Bodies/Local Bodies employee working in Delhi/NCR with at least six years of service remaining. Alternatively, original documents for immovable property or FDR/NSC/KVP representing at least 75% of the loan amount, along with a lien letter.
Original Pay Slip of the guarantor.
Copy of the guarantor's Identity Card.
Aadhaar Card of the guarantor (for residence proof).
Date of Birth Proof of the guarantor.
Affidavit of the Guarantor in the prescribed format.
Five photographs of the guarantor.
Affidavit of Personal Guarantee as per the specimen.
Affidavit of the Legal Heir of the applicant, along with their ID proof and one photograph.
Two eye witnesses along with their residence proof (Aadhaar Card).
Signed Acceptance of Loan Agreement/Sanction Letter.
A group photograph of the applicant, guarantor, Branch Incharge, Dealing Assistant, and two witnesses.

Official Sources

For detailed scheme guidelines and official documents, please visit DSFDC Official Website.

FAQ’s

What is the maximum loan amount I can get under the Dilli Swarojgar Yojna?

You can receive a need-based loan of up to ₹5,00,000/- under this scheme to support your income-generating activity.

Am I eligible if I've only lived in Delhi for three years?

No, a mandatory requirement for eligibility is being a resident of Delhi for the last five years. So, three years of residency would not meet the criteria.

If I want to start a tailoring shop, can I get a loan for it?

Yes, tailoring shops are among the approved income-generating activities for which loans are provided under the Dilli Swarojgar Yojna.

Is there a specific income limit for applicants?

Yes, the total annual family income of the applicant from all sources must not exceed ₹2,00,000/- to be eligible for this loan scheme.

What documents prove ownership of my business premises?

You can use your Electricity Bill, Water Bill, or a Telephone Bill (landline from MTNL) as proof of ownership for your workplace.

Does the scheme cover loans for starting small food stalls or restaurants?

The scheme supports activities like vegetable/fruit/flower shops and dairy products. For specific details on whether food stalls or restaurants are covered, it's best to check the detailed guidelines available via the official link provided.

What is the age range for applying?

Applicants must be between 18 to 50 years old to be eligible for this scheme.

Who is considered eligible for this scheme?

The scheme is open to individuals from Scheduled Castes (SC), Scheduled Tribes (ST), Other Backward Classes (OBC), and Minority communities residing in Delhi.

What if I am already running a traditional handicraft business for years? Do I need a technical certificate?

No, if you are a traditional artisan or have been engaged in the activity for at least three years, the requirement for a technical qualification is waived.

Where can I download the loan application form?

You can download the application form from the official website of the Delhi Scheduled Castes, Scheduled Tribes, Other Backward Classes, and Minorities Financial and Development Corporation (DSFDC) or collect it from their branch offices.

What interest rate will I have to pay on the loan?

The loan is provided at a very affordable interest rate of 6% per annum.

Do I need to have a place for my business before I apply?

Yes, it is essential that you have a proper workplace for your proposed business activity. This can be a space you own, one owned by a relative, or a rented property.

What is the minimum educational requirement for this loan?

You need to have successfully completed at least the 8th standard (Class VIII) to be eligible for this scheme.