The biggest change is that NRLM uses a 'demand-driven' approach instead of SGSY's 'allocation-based' strategy. This means states have more freedom to plan how they implement the program. Also, NRLM identifies beneficiaries using a community-driven process called Participatory Identification of Poor (PIP), unlike the BPL list used by SGSY.

DAY-NRLM prioritizes the poorest and most vulnerable. Special efforts are made to identify and include single women, woman-headed households, disabled persons, landless individuals, and migrant laborers. These groups receive focused support and attention to improve their livelihoods.

While the mission primarily focuses on mobilizing women into SHGs as they are often seen as representatives of their households, it does include men in cases of very vulnerable groups like Persons with Disabilities (PwDs) or elders. Other parts of the mission, like skill development programs, are open to all rural poor.

SHGs get support in various ways: knowledge and skills for managing their groups and finances, access to bank loans (bank linkages), insurance for members, and funds like the Revolving Fund and Community Investment Support Fund (CIF) to strengthen their operations and collective activities.

The mission uses a method called Participatory Identification of Poor (PIP). In this process, community-based organizations (CBOs) themselves identify poor households in the village using participatory tools. This list is then verified by the Gram Sabha to ensure accuracy.

IoPs refer to groups formed by the poor themselves, such as Self Help Groups (SHGs), and their federations at village and higher levels. These institutions are crucial for giving the poor a voice, resources, and empowering them to become self-sufficient and manage their own development.

Panchasutra are the five key principles that SHGs follow: regular meetings, regular savings, regular internal lending among members, timely repayment of loans, and maintaining up-to-date records (bookkeeping).

Yes, the Aajeevika Skills Development Programme (ASDP) is part of the mission. It provides skill training to young people from poor rural households, upgrading their skills to help them find jobs in growing sectors of the economy. They also receive placement assistance and post-placement support.

Absolutely! The mission promotes self-employment through Rural Self Employment Training Institutes (RSETIs). These institutes provide training and help candidates secure bank loans to start their own ventures. DAY-NRLM also supports the costs of this training for RSETIs.

The bookkeeper is a member chosen by the SHG to maintain all the group's financial records. They are trained in SHG bookkeeping and are responsible for managing various books like member passbooks, savings records, cash books, and loan ledgers. Accurate bookkeeping is vital for transparency and financial management.

DAY-NRLM aims to strengthen all existing institutions of the poor, including SHGs formed by government efforts or NGOs. It works in a partnership mode, building upon what's already in place and mobilizing remaining poor households. New and existing institutions that meet DAY-NRLM standards are eligible for support like revolving funds and interest subventions.

Yes, even old or inactive SHGs are eligible for credit if they manage to revive their operations and remain active for at least three months. This encourages groups to re-establish their commitment to the scheme's principles.

The Mahila Kisan Sashaktikaran Pariyojana (MKSP), a special program under NRLM, focuses on enhancing the capacities and incomes of women in agriculture and allied activities like livestock and Non-Timber Forest Produce (NTFP). It's a significant effort to recognize and support women's role in farming.