Deen Dayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM): Support for Urban Homeless – Uttarakhand 2026

This scheme helps Uttarakhand residents become self-employed by offering financial aid to start or expand small businesses. Read More... Read less

Details

Looking to start your own small business or grow an existing one in Uttarakhand? The Mukhyamantri Swarozgar Yojana Ati Sukshm (Nano) Udhyam is designed to help you achieve that.

What Is This Scheme?

Implemented by the Micro, Small, and Medium Enterprises (MSMEs) Department, this scheme provides financial help through banks. The goal is to encourage more people in Uttarakhand to become entrepreneurs by supporting the creation of new micro (nano) businesses or the expansion of current ones.

Who Can Benefit From This Scheme?

This scheme is for all residents of Uttarakhand who dream of being their own boss. Whether you want to start a brand new venture or make your existing small business even better, this scheme is for you.

Why This Scheme Is Important

It's all about boosting self-employment and fostering an entrepreneurial spirit across the state. By providing easy access to funds, the scheme aims to strengthen local economies and create more job opportunities.

Objective

This scheme helps Uttarakhand residents become self-employed by offering financial aid to start or expand small businesses.

Benefits

People living under the open sky are provided with benefits in night shelters.

Sources and references

Guidelines (Page No. 223)

Eligibility Criteria

You must be a permanent resident of Uttarakhand.
You need to be at least 18 years old.
No specific educational qualifications are necessary to apply.
You should have a bank account with a financing bank in your area.
You or your business should not have any outstanding dues from any bank, financial institution, or cooperative society.

How To Apply

Fill out the application form online via the official portal: www.msy.uk.gov.in.
Submit all required self-attested documents through the online portal.
Once your application is submitted, eligible candidates will be directed to banks for further processing and funding.

Documents Required

Your recent photograph
Aadhaar card
Proof of permanent residence (like a domicile certificate)
Caste certificate or special category certificate (if applicable)
A detailed project report for your business idea
An affidavit
Educational qualification certificates (if any)
Copy of your bank account details
Disability certificate (if applicable)
Ration card

(Please ensure all documents are self-attested and uploaded online.)

FAQ’s

What is the minimum age to apply for this scheme?

To be eligible for the Mukhyamantri Swarozgar Yojana Ati Sukshm (Nano) Udhyam, you must be at least 18 years old.

Can I get financial help to expand my existing shop?

Yes, absolutely! This scheme supports not only new businesses but also helps in expanding existing small enterprises.

I have defaulted on a bank loan before. Am I eligible?

Unfortunately, if you have defaulted on any loan from a nationalized bank, cooperative bank, or financial institution, you will not be eligible for this scheme.

Is there a specific educational qualification needed?

No, there are no specific educational qualifications required to apply for the benefits under this scheme. Your entrepreneurial spirit is key!

How can I submit my application for this scheme?

You need to apply online. Visit the official website www.msy.uk.gov.in and fill out the application form there.

What if I am a resident of Uttarakhand but my bank is in another state?

You must hold a bank account with a financing bank located in the area where you plan to establish your enterprise.

Will I receive the subsidy immediately after my project starts?

No, the subsidy is released only after your project has been running successfully for one continuous year.

Who is this scheme primarily meant for?

This scheme is for all permanent residents of Uttarakhand who are 18 years or older and wish to start or grow a micro (nano) enterprise. Being a bank defaulter disqualifies you.