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The Shilpi Samridhi Yojana by the Haryana Scheduled Castes Finance and Development Corporation helps Scheduled Caste artisans  Read More... get loans and benefits for their businesses. Read less

Details

The Haryana government, through the Haryana Scheduled Castes Finance and Development Corporation, has launched the Shilpi Samridhi Yojana. This initiative aims to boost the economic growth of Scheduled Caste artisans by providing financial assistance for various development activities.

What Is This Scheme?

Shilpi Samridhi Yojana is designed to empower Scheduled Caste artisans in Haryana. It offers loans and subsidies to help them start or expand their businesses and improve their financial standing. The scheme focuses on providing a helping hand to those involved in artisan trades.

Who Can Benefit From This Scheme?

This scheme is for individuals belonging to the Scheduled Caste category who are permanent residents of Haryana. Applicants must be artisans with adequate knowledge and experience in their trade, aged between 18 and 45 years, and have an annual family income not exceeding ₹3,00,000/-. Importantly, they should not have defaulted on previous loans from the Corporation or banks and should not be running a similar business already.

Why This Scheme Is Important

The Shilpi Samridhi Yojana is crucial for fostering economic independence among Scheduled Caste artisans. By providing financial support, it helps them develop their skills, create sustainable livelihoods, and contribute to the state's economy. The scheme ensures that deserving artisans get the resources they need to thrive.

Objective

The Shilpi Samridhi Yojana by the Haryana Scheduled Castes Finance and Development Corporation helps Scheduled Caste artisans get loans and benefits for their businesses.

Benefits

  • Accommodation, food, and health care to the babies till they are given in adoption.
  • A family to the destitute child and a child to childless parents.
  • Special concessions are given to female government employees to adopt children:
  • Special adoption leave of 270 days is extended to female government servants of the state government who adopt a child below one year. The leave is eligible only from the date of legalization of adoption.
  • Sources and references

    Eligibility Criteria

    1. You must be a permanent resident of Haryana.
    2. You must belong to the Scheduled Caste category.
    3. Your annual family income should be ₹3,00,000/- or less.
    4. Your age should be between 18 and 45 years.
    5. You need to have sufficient knowledge and experience in the trade you plan to undertake.
    6. You must not have misused any previous loans from the Haryana Scheduled Castes Finance and Development Corporation.
    7. You should not already be running a similar business unit.
    8. You must not be a defaulter on any loans from the Corporation or other banks.

    How To Apply

    Applications for the Shilpi Samridhi Yojana can be submitted through designated centres. These include:

    • Antyodaya Kendra, SARAL Kendra, or Antyodaya-Saral Kendra at the District, Tehsil, and Sub-division levels.
    • Common Service Centres (CSC).

    Payments for intermediate steps can be made through the portal, and an acknowledgement slip will be generated.

    Documents Required

    • Aadhaar Card
    • Ration Card
    • Scheduled Caste Certificate

    FAQ’s

    What is the maximum loan amount available for economic development activities under this scheme?

    The Corporation, in collaboration with NSFDC, can provide loans for various economic development schemes with a unit cost of up to ₹2,00,000/-.

    How can I check the status of my application after submitting it?

    Once you submit your application, you will receive an Application Reference ID. You can use this ID on the homepage to track your application's status. You will also receive SMS updates at each stage.

    What if I forget my password for the online portal?

    If you forget your password, click on the 'Forgot Password' link and enter your email ID. An email will be sent to you with instructions on how to reset it.

    Will I be notified about my application's progress via SMS or email?

    Yes, after each step of the application process, you will receive an SMS and an email notification. This will inform you about the status and any next steps, such as appointments or verifications.

    Can I save my application and complete it later?

    Certainly. You can save your application in progress and find it under 'View Incomplete Applications' to continue and submit it later.

    Is it possible to make payments directly through the online portal?

    Yes, you can complete all intermediate payment steps directly via the portal. An acknowledgement slip will be generated upon successful payment.

    Who manages the Shilpi Samridhi Yojana?

    The Haryana Scheduled Castes Finance and Development Corporation is responsible for implementing and overseeing this scheme.

    What is the process for approving loans under this scheme?

    The corporation's officials will verify, manage, and sanction loans based on the criteria set by the corporation within their respective jurisdictions.

    What are the consequences if I provide false information in my application?

    If any applicant misrepresents facts or provides false information, their claims under the scheme will be cancelled by the corporation.

    Is there a fee to apply for this scheme?

    There is no application fee. However, a service charge of ₹10/- may be applicable.

    What is the subsidy amount provided by HSFDC, and its maximum limit?

    The Haryana Scheduled Castes Finance and Development Corporation (HSFDC) provides a subsidy of 50% of the total project cost, with a maximum subsidy of ₹10,000/-.

    What percentage of the project cost does the Corporation contribute as margin money?

    The Corporation provides margin money amounting to 10% of the total project cost.

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