Chief Minister’s Scheme For Wood Carving Artists 2026
The Rajiv Gandhi Swavlamban Rojgar Yojna, powered by the Delhi Khadi & Village Industries Board and the Read More... Government of NCT of Delhi, aims to create job opportunities for the unemployed. Read less
Details
Are you looking to start your own business or expand an existing one in Delhi? The Rajiv Gandhi Swavlamban Rojgar Yojna might be just what you need! This scheme, run by the Delhi Khadi & Village Industries Board (DKVI Board) with support from the Government of NCT of Delhi, is designed to help young people, artisans, and professionals become self-reliant.
What Is This Scheme?
This Yojana is all about empowering individuals to create their own jobs. It provides financial assistance in the form of loans to help you set up or grow businesses in industries, trades, and service sectors within Delhi. The goal is to harness the potential of those who might have dropped out of school or college, or those with skills looking for a way to apply them productively.
Who Can Benefit From This Scheme?
If you're a school or college dropout, an individual entrepreneur, a professional in trade, or a skilled artisan, you could be eligible. It also supports candidates who have passed out from recognized technical or professional institutes. Even small-scale industrial units within Delhi can apply for financial aid.
Why This Scheme Is Important
The scheme focuses on skill development and entrepreneurship. It doesn't just provide funds; it aims to equip beneficiaries with basic knowledge of bookkeeping, marketing, product costing, and project financing. This holistic approach ensures that recipients are well-prepared to manage and grow their ventures successfully, contributing to employment generation in the city.
Objective
Benefits
Sources and references
Eligibility Criteria
Individuals who fall under any of the following categories can apply:
- School or college dropouts.
- Individual entrepreneurs.
- Professionals in trade.
- Skilled artisans.
- Graduates from government-recognized technical/professional institutes.
- Small-scale industrial units with total plant, machinery, and equipment investment not exceeding the Central Government's prescribed ceiling and located within the NCT of Delhi.
Additionally, applicants must meet the age requirement:
- The age of the applicant must be between 18 years and 50 years.
How To Apply
You can apply for the Rajiv Gandhi Swavlamban Rojgar Yojna through the following steps:
- Obtain the prescribed Loan Application Form from the DKVI Board.
- The application form can be downloaded from the official website of the Board.
- Applications can be submitted in two ways:
- Online: Through the e-district portal of GNCTD.
- Offline: By submitting the completed application form and required documents directly to the office of the DKVI Board.
Important Note: For industrial units in non-conforming areas, you will need to submit a No Objection Certificate (NOC) from the High Power Committee (HPC) constituted by the Industries Department, Government of Delhi, and a Municipal Corporation License (MCL). For professional/commercial activities, a Registration Certificate from MCD for the concerned trade is also necessary.
Documents Required
- Proof of Identity: Copy of Voter Card, Valid Passport, or Aadhar Card.
- Two passport-size attested photographs.
- Educational Qualification Proof.
- Worksite details: Proof of Ownership/Possession, Rent Agreement, No Objection Certificate from the Owner, Electricity Bill, etc.
- Declaration in the prescribed format (available with the application form).
- Consent Letter from the Surety/Guarantor.
- Proof of equity/self-contribution.
- Residence Electricity Bill.
- For Shops/Businesses/Professions: Registration Certificate from MCD.
- For Industrial units in non-confirming areas: NOC from HPC and MCL.
Note: For online applications, all documents can be uploaded in JPEG, JPG, PNG, GIF, or PDF format. Ensure each file size does not exceed 2 MB.
FAQ’s
What is the main goal of the Rajiv Gandhi Swavlamban Rojgar Yojna?
The primary aim of this Yojana is to generate employment opportunities within Delhi. It supports unemployed youth, artisans, professionals, and entrepreneurs by helping them start or expand businesses in various sectors.
Can I get a loan for any type of business under this scheme?
Financial aid is available for projects in the Secondary Sector (like tiny/cottage industries), Tertiary Sector (such as trade, transport, hostels, restaurants without liquor/meat), and Service Sector, provided they align with local body provisions and the Delhi Master Plan.
What is the maximum loan amount I can receive?
Under this scheme, you can receive a loan of up to ₹3,00,000/- for your proposed or existing business venture.
How much of my own money do I need to contribute?
Generally, you need to contribute at least 10% of the loan amount you request. However, if you belong to weaker sections like SC/ST/OBC/Persons with Disability/Women/Ex-Servicemen, your contribution is only 5%.
What is the repayment period for the loan?
The entire loan amount, along with interest, needs to be repaid within 5 years. Repayments are made in equal quarterly installments. You get a grace period of 12 months from the loan disbursement date before repayment starts, but interest accrues from the disbursement date.
Is there any government subsidy provided?
Yes, the Delhi Government provides a subsidy of 15% on the project cost. This subsidy is capped at ₹7,500/- per entrepreneur. It's adjusted to your loan account after two years, provided the loan is utilized correctly.
What happens if I don't use the loan money for the intended purpose?
If the loan amount is found to be misused, the subsidy component will be recovered from you along with a penal interest of 18%.
Who is implementing this scheme?
The scheme is implemented by the Delhi Khadi & Village Industries Board (DKVI Board).
What is the age limit to apply for this scheme?
You must be between 18 and 50 years of age to be eligible for this scheme.
Do I need to provide any security for the loan?
Yes, you will need to provide a surety or security from one Government Servant. This could be an employee of the GNCTD, its autonomous bodies, or a Central Government employee working in Delhi.
Will I get help with marketing my products?
Yes, the scheme proposes marketing support which includes displaying products in the Delhi Emporium, potential collaboration with DSIIDC/Cooperative Stores for manufacturing and marketing, and opportunities to participate in trade fairs and exhibitions.
What documents do I need to submit with my application?
You'll need identity proof (like Aadhar card), passport-size photos, educational proof, details of your worksite, a declaration, consent from your surety, proof of your own contribution, and relevant business/industrial registration certificates depending on your venture type.
What is the interest rate on the loan?
The interest rate on the loan will be as prescribed by the Government of NCT of Delhi from time to time. Interest starts accruing from the date the loan amount is disbursed.
How long do I have to utilize the loan amount after it's disbursed?
You must utilize the loan for the specific purpose it was granted within three months of disbursement. The DKVI Board's Managing Director may grant an extension of up to three more months, making the total utilization period a maximum of six months.
Click it and Unblock the Notifications
Sign in with Google