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The Jharkhand Rajya Patrakar Swasth Bima Yojna Niyamawali 2021 is a health insurance plan designed to support Read More... accredited journalists in Jharkhand by covering their medical expenses and ensuring financial security. Read less

Details

Jharkhand State Journalist Health Insurance Scheme 2021

Journalists play a crucial role in keeping us informed, and the Jharkhand government recognizes their efforts and challenges. To support them, the Information and Public Relations Department launched the Jharkhand Rajya Patrakar Swasth Bima Yojna Niyamawali 2021. This initiative aims to provide much-needed health insurance coverage to accredited journalists and their families in the state.

What Is This Scheme?

In simple terms, this is a health insurance scheme for accredited journalists based in Jharkhand. It's designed to offer financial help by covering medical expenses, especially during hospitalization. The goal is to ensure that journalists don't face financial hardship when they or their family members fall sick and need medical treatment.

Who Can Benefit From This Scheme?

The primary beneficiaries of this scheme are accredited journalists working in Jharkhand. This includes media professionals from newspapers, magazines, news agencies, electronic media, and news-based electronic media. The coverage extends to their immediate family, providing a safety net for their well-being.

Why This Scheme Is Important

The scheme is important because it acknowledges the critical role journalists play and the risks associated with their profession. By providing health insurance, it ensures that they have access to quality medical care without worrying about the costs. This financial security allows them to focus on their work with peace of mind.

Objective

The Jharkhand Rajya Patrakar Swasth Bima Yojna Niyamawali 2021 is a health insurance plan designed to support accredited journalists in Jharkhand by covering their medical expenses and ensuring financial security.

Benefits

Financial Assistance:₹75,000/-.

Sources and references

Guidelines

Who Can Apply?

You must be a resident of Jharkhand, and your work area should primarily be within the state.
You need to be an accredited journalist in Jharkhand.
Your work should be related to newspapers, magazines, news agencies, electronic media, or news-based electronic media.
You must be either regularly employed or contractually engaged by your media organization.
You should possess a valid accreditation certificate issued by the state government.
Your age must be between 21 to 60 years.
If you are a freelance journalist, you need to show valid press credentials issued by the Information and Public Relations Department when you apply.
The insurance will cover you, your spouse, and two unmarried, dependent children up to the age of 21 years.

How to Apply for the Scheme

To apply for the Jharkhand Rajya Patrakar Swasth Bima Yojna, you will need to submit a duly filled application form along with all the required documents. The application can typically be submitted at the office of the Information and Public Relations Directorate, Government of Jharkhand. For the most up-to-date information on the application submission process and any online portals, it is advisable to check the official website of the Information and Public Relations Department, Jharkhand.

Official Address for Submission (if offline):

Director, Information & Public Relations Directorate,
Jharkhand Government,
Ranchi.

Please refer to the official notifications or the Information and Public Relations Department website for the exact application procedure and any specific submission guidelines.

Documents You'll Need

Five passport-sized photographs.
Your Accreditation Certificate issued by the state government.
Proof of Graduation or an Equivalent Degree.
An Appointment Letter or Affiliation Certificate, signed by your editor/employer/bureau chief, confirming your full-time or part-time status.
Birth Certificate (ensure it is signed by the editor/employer/bureau chief if applicable).
Details of any other Insurance Scheme or Mediclaim Policy you currently have, if any.
A Work Experience Certificate from your relevant editor/employer/bureau chief, confirming at least 5 years of work.
A Valid Press Credential, especially if you are a Freelance Accredited Journalist, issued by the Information and Public Relations Department.
A Crossed/Cancelled Blank Cheque from your bank account, signed by you. This should include details for ECS facilities, MICR, and IFSC code.
Receipt Copy confirming your insurance contribution payment.
An Affidavit/Notarized document. You can find the format here: Affidavit Format

Official Sources

For the most accurate and detailed list of requirements and to download application forms, please visit the official website of the Information and Public Relations Department, Government of Jharkhand.

FAQ’s

What is the Jharkhand State Journalist Health Insurance Scheme all about?

This scheme is a health insurance program launched by the Jharkhand government specifically for accredited journalists in the state. It's designed to help cover their medical expenses and provide financial support during health emergencies.

How much medical coverage can journalists get through this scheme?

Journalists covered under this scheme can receive health insurance worth up to ₹5,00,000/- per year.

Who is included in the family coverage of this scheme?

The scheme covers the journalist, their spouse, and up to two dependent children.

Are there any age restrictions to apply for this health insurance?

Yes, journalists must be between 21 and 60 years old to be eligible for this scheme.

What kinds of medical costs does this scheme pay for?

The scheme covers a range of medical expenses, including hospitalization, necessary surgeries, medicines, and other treatments related to illness or accident.

Can I get treatment without paying upfront in hospitals?

Yes, the scheme allows for cashless treatment at the hospitals that are empaneled under this health insurance program.

Is this scheme available for journalists of all ages?

No, the scheme has an age limit. Journalists must be between 21 and 60 years old to be eligible.

How do I apply for this health insurance?

You can apply by submitting the required application form and documents to the Information and Public Relations Directorate. It's best to check their official website for the latest application procedures.

What essential documents are needed for the application?

Key documents include your Accreditation Certificate, proof of identity and residence, employment verification from your media organization, and potentially other certificates like a graduate degree.

Does the scheme cover parents or other relatives?

No, the coverage is limited to the journalist, their spouse, and up to two dependent children. Parents and other relatives are not included.

Is there a fee to join this health insurance scheme?

The scheme requires journalists to contribute 20% of the annual premium. The government covers the remaining 80%.

Where can I find a list of hospitals where I can get cashless treatment?

Information on empaneled hospitals is usually available on the official website of the Information and Public Relations Department, or you can inquire at their office.

What should I do if my insurance card is lost or damaged?

If you lose your insurance card, you should contact the issuing office to request a duplicate card for continued access to services.

How do I get more detailed information about this scheme?

For comprehensive details, you can visit the office of the Information and Public Relations Department in Jharkhand or check their official government website for announcements and guidelines.

What is the duration for which this health insurance is valid?

The health insurance provided under this scheme is valid for one year. You will need to complete renewal formalities before it expires to continue coverage.