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This scheme by the Uttarakhand government offers a monthly financial aid of ₹700 to parents or guardians Read More... for looking after children under 18 with over 40% disability. Read less

Details

Caring for a child with a disability can be challenging, and sometimes, a little financial support can make a big difference. The Government of Uttarakhand, through its Department of Social Welfare, has introduced a scheme to help parents and guardians who are raising children with disabilities right from birth.

What Is This Scheme?

The 'Maintenance Grant for Children with Disabilities from Birth' is a welfare initiative designed to ease the financial burden on families in Uttarakhand. It provides a monthly allowance to those responsible for the care of children who have a significant disability from birth and are below the age of 18.

Who Can Benefit From This Scheme?

This scheme is specifically for residents of Uttarakhand who are parents or legal guardians. The primary beneficiaries are children who are at least 40% disabled and are under 18 years old. The scheme also considers the family's financial situation, requiring them to have a monthly income below ₹4,000 or be part of the Below Poverty Line (BPL) category.

Why This Scheme Is Important

The scheme acknowledges the extra care and resources required for children with disabilities. By providing a monthly grant, it aims to ensure that these children receive the necessary support for their upbringing and well-being, without placing an undue financial strain on their families. This support helps in maintaining a decent quality of life for both the child and the caregiver.

Objective

This scheme by the Uttarakhand government offers a monthly financial aid of ₹700 to parents or guardians for looking after children under 18 with over 40% disability.

Benefits

The State Government provides a loan of ₹5,00,000/- to ₹10,00,000/- at an interest rate of 4%.

Employees with an annual salary income exceeding ₹4,50,000/- can avail up to ₹10,00,000/- at 4% interest after State Government interest subvention.

Employees with annual income up to ₹4,50,000/- are eligible under the Credit Linked Subsidy Scheme (CLSS), with 100% subsidy during the moratorium period (course period plus one year). Post-moratorium, the effective interest rate is 4%.

Loans can be used for course fees, books, computers, educational equipment, and travel expenses (for studies abroad).

No collateral security or third-party guarantee is required for loans up to ₹10,00,000/-.

Life insurance policy option available to cover the loan amount.

Tax rebate under Section 80(E) of the Indian Income Tax Act.

Mode of DisbursementThe loan amount is transferred directly to the educational institution’s account (not to the parent/student). It covers Tuition fees, books, computers, equipment, and travel (for abroad studies). The amount is disbursed in lump sum or installments, as per the institution’s fee structure.Frequency of DisbursementInterest is charged monthly, and subsidy amounts are credited back to the individual account upon claim clearance.Conditions for DisbursementThe utilization certificate must be submitted at the end of the financial year.

Sources and references

Guidelines

Eligibility Criteria

You must be a permanent resident of Uttarakhand.
You should be the parent or legal guardian of a child with a disability.
The child must have a disability certificate confirming more than 40% disability.
The child's age must be below 18 years.
Your family's total monthly income should not exceed ₹4,000, or you must be registered under the Below Poverty Line (BPL) category.

How To Apply

Applications can be submitted online through the official Department's pension portal: https://ssp.uk.gov.in/.
You can also apply via the Umang mobile app or the Apni Sarkar portal: https://eservices.uk.gov.in.
Alternatively, you can visit a Common Service Centre (CSC) for assistance with your application.

Documents Required

Your mobile number.
A passport-size photograph, attested by the Gram Pradhan, V.P.D.O., or Councillor.
Aadhaar card of the applicant.
Voter ID card of the applicant.
Your bank account details (CBS bank account linked/seeded with Aadhaar card).
A valid family income certificate or BPL certificate.
Disability certificate of the child, showing more than 40% disability.
Child’s birth certificate.
Copy of the family register (if you are from a rural area).
Copy of the resolution passed in the open meeting of the Gram Panchayat (for rural areas) or by the Councillor (for urban areas).

Important Note: Please ensure all submitted documents are issued from the district where you are applying.

FAQ’s

What is the main goal of this scheme?

The scheme’s primary aim is to provide financial support to parents or guardians to help cover the ongoing expenses for the care and maintenance of their disabled children.

How much money will I receive each month?

Eligible applicants will receive ₹700 per month as a maintenance grant.

Who is eligible to apply for this financial aid?

This scheme is for parents or guardians residing in Uttarakhand who have children under 18 years of age with a disability of over 40%.

Are there any income restrictions to qualify?

Yes, families applying must have a monthly income of less than ₹4,000. Alternatively, being part of the Below Poverty Line (BPL) category also makes you eligible.

What is the age requirement for the child?

The child for whom the grant is being claimed must be less than 18 years old.

What kind of disability is recognized by this scheme?

The scheme recognizes children with a disability of more than 40%, as confirmed by a certified medical authority.

What are the ways to submit an application?

You can apply online through the Department’s pension portal at https://ssp.uk.gov.in/, use the Umang mobile app, visit the Apni Sarkar portal at https://eservices.uk.gov.in, or get help at a Common Service Centre (CSC).

How is the grant money disbursed?

The approved grant amount is sent directly to the applicant’s bank account using the Direct Benefit Transfer (DBT) system.