This scheme is all about 'Saving girls' with the main goal of boosting the birth sex ratio. Read More... It involves depositing money into an LIC plan for the first two daughters, offering financial security for their future. Read less
Details
The U.T. Administration of Dadra & Nagar Haveli & Daman & Diu has rolled out the Dikri Development Scheme, a thoughtful initiative to empower and support the girl child. This scheme's core purpose is to improve the sex ratio at birth and ensure that every girl child receives a secure future.
The Dikri Development Scheme is designed to financially support the birth of girls. For the first two living daughters of a couple, the UT Administration deposits a sum of money into a Life Insurance Corporation (LIC) policy under the Single Premium Endowment Plan. This money is held for the girl child and can be used for her welfare once she turns 18.
This scheme is specifically for parents residing in Dadra & Nagar Haveli & Daman & Diu who have a girl child. It's a significant step towards valuing and supporting female births within the Union Territory.
The scheme plays a crucial role in improving the sex ratio at birth by discouraging female foeticide. It also encourages institutional deliveries, which leads to better maternal and infant health outcomes. By providing a financial cushion for girls upon turning 18, it aids in their higher education or other important life events, promoting their overall well-being and independence.
Objective
Benefits
Sources and references
For detailed application submission, please visit the Department of Health and Family Welfare, U.T. Administration of Dadra & Nagar Haveli & Daman & Diu.
What is the main goal of the Dikri Development Scheme?
The primary aim of the Dikri Development Scheme is to champion the cause of 'Saving girls.' It works towards improving the sex ratio at birth in Dadra & Nagar Haveli & Daman & Diu. The scheme also focuses on promoting institutional deliveries, reducing maternal and infant mortality, preventing teenage pregnancies, and encouraging family planning, with a long-term objective of reaching a sex ratio of 950 for three consecutive years.
Which girls are eligible for this scheme?
The scheme is open to eligible couples where at least one parent is a domicile of Dadra & Nagar Haveli & Daman & Diu, and the mother was over 18 years old at marriage. Crucially, the benefit is for the first two living girl children of the couple, provided all other eligibility conditions are met.
How much financial assistance does the scheme provide?
Under this scheme, a sum of ₹42,372 (including all taxes) is deposited into a Single Premium Endowment Plan (No. 917) with the Life Insurance Corporation, specifically in the name of the eligible girl child. This fund is set aside for her future welfare.
When can the girl child access the money from her LIC policy?
The deposited amount is meant for the girl child's welfare and can be accessed by her when she turns 18 years old. However, in emergency medical situations where her life is at risk, the funds can be withdrawn earlier. This requires a certificate from the Medical Board of Dadra & Nagar Haveli & Daman & Diu confirming the life-threatening condition.
What are the delivery and antenatal care requirements?
Deliveries must take place in government or registered private hospitals in Dadra & Nagar Haveli & Daman & Diu. The mother should have had at least 3 antenatal check-ups as part of the Reproductive and Child Health scheme, confirmed by the local health worker, and must be registered under the Mother & Child Tracking System with a generated ID.
What documents do I need to submit for the application?
You'll need to submit several documents, including the Original Institutional Delivery Certificate, attested copies of the Newborn's Birth Certificate, Mother's Birth Certificate, Mother's Domicile Certificate, Proof of Marriage, and Aadhar Card (if available). A self-declaration by parents and the mother's bank account details (seeded with Aadhar) are also essential. All documents must be self-attested.
How is the benefit amount actually paid out?
The money is transferred electronically via PFMS in DBT mode. An authorized official arranges for the payment to be directly sent to the LIC to purchase the Single Premium Endowment Plan policy for the girl child.
Is there a deadline for submitting the application?
Yes, you must submit the application for the Dikri Development Scheme within three months from the date of the baby's birth. Make sure to gather all your documents within this timeframe.
What happens if parents provide incorrect information or try to make a false claim?
The scheme states that if any false claims are made, legal action will be initiated. The parents or guardian will be required to return the premium amount to the Medical & Public Health Department, and a First Information Report (FIR) will be filed against them.
Does the scheme cover the third girl child born to a couple?
No, the Dikri Development Scheme is exclusively for the first two living girl children of a couple. Subsequent children, including a third daughter, are not eligible for the benefits under this particular scheme.