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This scheme offers loans up to ₹4,00,000/- to Thakor and Koli community youth in Gujarat to buy Read More... commercial vehicles like auto-rickshaws or Maruti Eeco vans for self-employment. Read less
Details
Looking to start your own transport business? The Gujarat Thakor and Koli Vikas Nigam (GTKVN) has a special scheme to help you out. This initiative is designed to boost self-employment for young individuals from the Thakor and Koli communities in Gujarat.
What is the Vehicle Loan Scheme?
Under this program, the government provides financial help in the form of a loan to buy commercial vehicles. This is a great opportunity for eligible youth to become entrepreneurs and earn a livelihood by running their own transport service.
Who is This Scheme For?
The scheme specifically targets young men and women belonging to the Thakor and Koli communities residing in Gujarat. It’s all about empowering them with the means to create their own jobs.
Why This Scheme Matters
By providing access to capital for vehicle purchase, the scheme directly addresses unemployment and encourages self-reliance. It helps in generating income and contributing to the local economy.
Objective
Benefits
Sources and references
Eligibility Criteria
- You must be a permanent resident of Gujarat.
- You must belong to the Thakor or Koli community.
- Your age should be between 21 and 50 years.
- Your total annual family income should not be more than ₹3,00,000/-.
- You must plan to buy an approved transport vehicle for commercial use.
How To Apply
- Visit the official website: https://gtkdconline.gujarat.gov.in
- Complete the application form online.
- Submit all the required documents as mentioned.
Documents Required
- Aadhaar Card
- Bank Passbook or a Cancelled Cheque
- Income Certificate
- Passport-size Photographs
- Copy of Election Card (Voter ID)
- Age Proof, such as a Birth Certificate
- Caste Certificate
- Valid Driving License
- Any other documents that might be required by the department
FAQ’s
What is the maximum amount of loan available under this scheme?
The maximum loan amount you can get is up to ₹4,00,000/-.
Which communities are eligible for this loan program?
This scheme is exclusively for individuals belonging to the Thakor or Koli communities.
Can someone from outside Gujarat apply for this vehicle loan?
No, you must be a resident of Gujarat to be eligible for this scheme.
What kinds of vehicles can be purchased using the loan?
You can use the loan to buy vehicles like auto-rickshaws, loading rickshaws, or a Maruti Eeco van, all for commercial purposes.
What is the age limit for applicants?
Applicants must be between 21 and 50 years old to apply.
Is a driving licence a must for applying?
Yes, a valid driving licence is required, especially for the type of commercial vehicle you plan to purchase.
What is the income ceiling for this scheme?
The annual family income of the applicant should not exceed ₹3,00,000/-.
Which government body is running this loan scheme?
The scheme is managed by the Gujarat Thakor and Koli Vikas Nigam (GTKVN), which operates under the Social Justice and Empowerment Department of the Gujarat Government.
How can I submit my application for the vehicle loan?
You need to apply online through the official website: https://gtkdconline.gujarat.gov.in.
What are the acceptable documents to prove my income?
While an income certificate is the primary document, other proofs like a ration card or driving license might be considered depending on the specific requirements and verification process.
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