AICTE-INAE Distinguished Visiting Professorship Scheme 2026

This scheme offers a ₹50,00,000 insurance cover to healthcare professionals bravely fighting COVID-19, ensuring financial security against Read More... unforeseen events during their duty. Read less

Details

During the unprecedented times of the COVID-19 pandemic, our brave healthcare workers were on the front lines, risking their lives to save others. To support them and their families, the Government of India launched a special insurance package.

What Is This Scheme?

The Pradhan Mantri Garib Kalyan Package: Insurance Scheme for Health Workers Fighting COVID-19 is a financial safety net. It's designed by the Ministry of Health and Family Welfare to provide a significant insurance cover of ₹50,00,000/- to healthcare personnel. This cover is specifically for those who face death or permanent disability while performing their duties related to COVID-19.

Who Can Benefit From This Scheme?

This scheme is for all healthcare workers who are directly involved in COVID-19 related duties. This includes a wide range of professionals such as doctors, nurses, paramedics, and support staff. It also covers private hospital staff, retired personnel, volunteers, and contractual workers if they are engaged in COVID-19 duties by government or private health institutions.

Why This Scheme Is Important

The scheme recognizes the immense personal risk undertaken by our healthcare warriors. By providing a substantial insurance payout, it aims to offer crucial financial protection to them and their families in the unfortunate event of death or disability arising from their service during the pandemic. This initiative underscores the government's commitment to valuing the sacrifices made by these frontline workers.

Objective

This scheme offers a ₹50,00,000 insurance cover to healthcare professionals bravely fighting COVID-19, ensuring financial security against unforeseen events during their duty.

Benefits

The Distinguished Visiting Professor will be reimbursed air-fare in “Y-Class” or actual fares if performed by Rail or approved INAE rate if travel is performed by Road.

The Distinguished Visiting Professoris entitled to an honorarium of ₹ 10,000/- per lecture day.

For on-line sessions of DVP Programs, the Experts will be paid only Honorariums of ₹ 10,000/- per day without travelling/lodging expenses based on mutually decided timings between concerned DVPs in association with the concerned Institutes.

Sources and references

Guidelines

Eligibility Criteria

To be eligible for this scheme, the following conditions must be met:

The individual must be a healthcare worker, encompassing doctors, nurses, paramedics, and support staff.
The applicant must have been directly involved in COVID-19 related duties.
The applicant must be a citizen of India.
The applicant must have been working in a COVID-19 designated hospital or care facility.
The applicant must have been registered under a government health program.

How To Apply

Claims under this scheme are processed based on the submitted documentation. While there isn't a direct application link for enrolment as the scheme is an automatic provision for eligible personnel, specific documentation is required for processing claims by the nominee or claimant.

For details on the claims process and required documents, please refer to the official notification or contact the relevant authorities.

Documents Required

The documents required depend on whether the loss of life was due to COVID-19 or an accident during COVID-19 related duty. Here's a general list:

For Loss of Life Due to COVID-19:

Fully completed and signed claim form by the nominee/claimant.
Certified copy of the deceased's identity proof.
Certified copy of the claimant's identity proof.
Certified copy of proof of relationship between the deceased and the claimant.
Certified copy of the death summary from the hospital (if death occurred in a hospital).
Original Death Certificate.
Certified copy of the Laboratory Report confirming a positive COVID-19 test.
Certificate from the healthcare institution/organization stating that the deceased was an employee/engaged and was deployed for care and came in direct contact with COVID-19 patients. For community health workers like ASHAs, this certificate should be from the Medical Officer of the Primary Health Centre (PHC).

For Accidental Loss of Life on Account of COVID-19 Related Duty:

Fully completed and signed claim form by the nominee/claimant.
Certified copy of the deceased's identity proof.
Certified copy of the claimant's identity proof.
Certified copy of proof of relationship between the deceased and the claimant.
Certified copy of the death summary from the hospital (if death occurred in a hospital).
Original Death Certificate.
Certified copy of the Post-mortem Report.
Original Cancelled Cheque (desirable).
Certified copy of the FIR.
Certificate from the healthcare institution/organization stating that the deceased was an employee/engaged and had an accidental loss of life due to COVID-19 related duty.

Important Certificates for All Cases:

Specific certificates are required from the employer or relevant authority confirming employment/engagement and the cause of death or disability related to COVID-19 duties. This includes categories like:

Employees (Regular/Adhoc/Contractual/Daily Wagers/retired Government Officials/ Private individuals) engaged by Central/State/UT Governments health care facilities, Autonomous/PSU hospitals, AIIMSs, INIs, etc.
Private healthcare institutions.
Private persons engaged through an agency.
Community Health Workers (ASHAs and ASHA Facilitators).
Volunteers drafted by authorized Government officials.

Official Sources:

For detailed information and specific claim forms, please refer to the official notifications from the Ministry of Health and Family Welfare, Government of India.

FAQ’s

What is the duration of this insurance coverage policy?

The insurance policy is valid for a period of 90 days, commencing from March 30, 2020.

Is there any age limit for health workers to be covered under this scheme?

No, there is no age restriction for healthcare workers to be eligible for this insurance scheme.

Who qualifies as a 'volunteer' under this scheme?

Volunteers are individuals who have been assigned duties by an authorized Government Official from the Central, State, or UT government, specifically for the care of COVID-19 patients, and who might have come into direct contact with them.

Does an individual need to pay any premium to get covered by this scheme?

No, individuals do not need to pay any premium. The Ministry of Health and Family Welfare, Government of India, covers the entire premium amount for this scheme.

What kind of benefits does the insured person receive?

The nominee or claimant of the insured person will receive an amount of INR 50,00,000/-.

How are 'private persons' defined within this scheme?

'Private persons' are individuals engaged by both public and private healthcare facilities or organizations through an agency. They must have been deployed or drafted for patient care and potentially come into direct contact with COVID-19 patients. Proof of the agency's engagement by the institution is required.

What specific events does this accident insurance scheme cover?

This scheme covers two main scenarios: loss of life directly due to COVID-19 infection, and accidental death that occurs while performing duties related to COVID-19.

Is individual enrollment required to be a part of this scheme?

No, individual enrollment is not necessary for healthcare workers to be covered under this scheme.

Which groups of people are included under the scheme's coverage?

The scheme covers public healthcare providers, including community health workers, who may have direct contact with COVID-19 patients. It also extends to private hospital staff, retired personnel, volunteers, local urban body staff, and contracted, daily wage, ad-hoc, or outsourced staff requisitioned by various government and central hospitals, AIIMSs, INIs, and hospitals under Central Ministries, provided they are drafted for COVID-19 related responsibilities.

What is considered an 'accident' according to the scheme's definition?

An accident is defined as an event that is sudden, unforeseen, and involuntary. It must be caused by external, visible, and violent factors.